Volkswagen T-Cross 1.0 TSI R-Line (A) Authorised Dealer   Updated Loan Calculator

$114,900 Price Decrease
Includes VES (20 May 2021)
Latest OMV: $22,420
VES: NEUTRAL (B)
Engine Cap: 999 cc
Power: 115Bhp @ 5000rpm
Torque: 200Nm @ 1400rpm
Type: SUV
Euro NCAP: N.A
User Ratings: N.A

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
VES: NEUTRAL (B)
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$114,900
Includes VES
NEUTRAL (B) Information
Down Payment
$45,960 (40% of Car Price)
Monthly Installment
$981 for 7 years (84 months) Information

Loan Details

Total Loan
$68,940 Information
Total Interest
$13,416 Information
Total Sum Paid
$82,356 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$10,369 Information
COE
$48,510 Information
VES
NEUTRAL (B) Information
ARF Paid
$23,388 Information
PARF Rebate
You get back $11,694 at the end of 10th year (PARF Rebate) Information
Road Tax
$391 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jul 2021 81,375 65,647 -2,628
Aug 2021 80,395 65,243 -2,364
Sep 2021 79,414 64,838 -2,096
Oct 2021 78,434 64,434 -1,824
Nov 2021 77,454 64,030 -1,549
Dec 2021 76,473 63,626 -1,270
Jan 2022 75,493 63,221 -987
Feb 2022 74,512 62,817 -700
Mar 2022 73,532 62,413 -409
Apr 2022 72,551 62,009 -115
May 2022 71,571 61,604 183
Jun 2022 70,591 61,200 485
End Of Year 1
Jul 2022 69,610 60,796 791
Aug 2022 68,630 60,392 1,100
Sep 2022 67,649 59,987 1,413
Oct 2022 66,669 59,583 1,730
Nov 2022 65,688 59,179 2,051
Dec 2022 64,708 58,775 2,375
Jan 2023 63,728 58,370 2,703
Feb 2023 62,747 57,966 3,035
Mar 2023 61,767 57,562 3,371
Apr 2023 60,786 57,158 3,710
May 2023 59,806 56,753 4,054
Jun 2023 58,826 56,349 4,400
End Of Year 2
Jul 2023 57,845 55,945 4,751
Aug 2023 56,865 55,541 5,106
Sep 2023 55,884 55,136 5,464
Oct 2023 54,904 54,732 5,826
Nov 2023 53,923 54,328 6,192
Dec 2023 52,943 53,924 6,561
Jan 2024 51,963 53,519 6,934
Feb 2024 50,982 53,115 7,311
Mar 2024 50,002 52,711 7,692
Apr 2024 49,021 52,307 8,077
May 2024 48,041 51,902 8,465
Jun 2024 47,060 51,498 8,857
End Of Year 3
Jul 2024 46,080 51,094 9,253
Aug 2024 45,100 50,690 9,652
Sep 2024 44,119 50,285 10,056
Oct 2024 43,139 49,881 10,463
Nov 2024 42,158 49,477 10,873
Dec 2024 41,178 49,073 11,288
Jan 2025 40,197 48,668 11,706
Feb 2025 39,217 48,264 12,128
Mar 2025 38,237 47,860 12,554
Apr 2025 37,256 47,456 12,984
May 2025 36,276 47,051 13,417
Jun 2025 35,295 46,647 13,854
End Of Year 4
Jul 2025 34,315 46,243 14,295
Aug 2025 33,334 45,839 14,740
Sep 2025 32,354 45,434 15,188
Oct 2025 31,374 45,030 15,641
Nov 2025 30,393 44,626 16,096
Dec 2025 29,413 44,222 16,556
Jan 2026 28,432 43,817 17,020
Feb 2026 27,452 43,413 17,487
Mar 2026 26,471 43,009 17,958
Apr 2026 25,491 42,605 18,432
May 2026 24,511 42,200 18,911
Jun 2026 23,530 41,796 19,393
End Of Year 5
Jul 2026 22,550 40,222 18,710
Aug 2026 21,569 39,818 19,199
Sep 2026 20,589 39,414 19,693
Oct 2026 19,609 39,010 20,190
Nov 2026 18,628 38,605 20,691
Dec 2026 17,648 38,201 21,196
Jan 2027 16,667 37,797 21,705
Feb 2027 15,687 37,393 22,217
Mar 2027 14,706 36,988 22,733
Apr 2027 13,726 36,584 23,253
May 2027 12,746 36,180 23,776
Jun 2027 11,765 35,776 24,304
End Of Year 6
Jul 2027 10,785 34,202 23,665
Aug 2027 9,804 33,798 24,200
Sep 2027 8,824 33,393 24,739
Oct 2027 7,843 32,989 25,281
Nov 2027 6,863 32,585 25,827
Dec 2027 5,883 32,181 26,377
Jan 2028 4,902 31,776 26,931
Feb 2028 3,922 31,372 27,488
Mar 2028 2,941 30,968 28,049
Apr 2028 1,961 30,564 28,614
May 2028 980 30,159 29,183
Jun 2028 0 29,755 29,755
End Of Year 7
Jul 2028 0 28,182 28,182
Aug 2028 0 27,777 27,777
Sep 2028 0 27,373 27,373
Oct 2028 0 26,969 26,969
Nov 2028 0 26,565 26,565
Dec 2028 0 26,160 26,160
Jan 2029 0 25,756 25,756
Feb 2029 0 25,352 25,352
Mar 2029 0 24,948 24,948
Apr 2029 0 24,543 24,543
May 2029 0 24,139 24,139
Jun 2029 0 23,735 23,735
End Of Year 8
Jul 2029 0 22,161 22,161
Aug 2029 0 21,757 21,757
Sep 2029 0 21,353 21,353
Oct 2029 0 20,948 20,948
Nov 2029 0 20,544 20,544
Dec 2029 0 20,140 20,140
Jan 2030 0 19,736 19,736
Feb 2030 0 19,331 19,331
Mar 2030 0 18,927 18,927
Apr 2030 0 18,523 18,523
May 2030 0 18,119 18,119
Jun 2030 0 17,714 17,714
End Of Year 9
Jul 2030 0 16,141 16,141
Aug 2030 0 15,737 15,737
Sep 2030 0 15,332 15,332
Oct 2030 0 14,928 14,928
Nov 2030 0 14,524 14,524
Dec 2030 0 14,120 14,120
Jan 2031 0 13,715 13,715
Feb 2031 0 13,311 13,311
Mar 2031 0 12,907 12,907
Apr 2031 0 12,503 12,503
May 2031 0 12,098 12,098
Jun 2031 0 11,694 11,694
End Of Year 10

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