BMW 3 Series Sedan 320i (A)    Updated Loan Calculator

This car is no longer available in the market.
Latest OMV: $38,180
Engine Cap: 1995 cc
Power: 156Bhp @ 6700rpm
Torque: 210Nm @ 4250rpm
Type: Sedan
Euro NCAP:
User Ratings: N.A

Authorized Dealer

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$203,800
Down Payment
$81,520 (40% of Car Price)
Monthly Installment
$1,739 for 7 years (84 months) Information

Loan Details

Total Loan
$122,280 Information
Total Interest
$23,796 Information
Total Sum Paid
$146,076 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$18,471 Information
COE
$77,700 Information
ARF Paid
$45,452 Information
PARF Rebate
You get back $22,726 at the end of 10th year (PARF Rebate) Information
Road Tax
$1,206 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Feb 2022 144,337 111,142 -9,959
Mar 2022 142,598 110,494 -9,421
Apr 2022 140,859 109,847 -8,876
May 2022 139,120 109,199 -8,325
Jun 2022 137,381 108,552 -7,766
Jul 2022 135,642 107,904 -7,201
Aug 2022 133,903 107,257 -6,630
Sep 2022 132,164 106,609 -6,052
Oct 2022 130,425 105,962 -5,467
Nov 2022 128,686 105,314 -4,875
Dec 2022 126,947 104,667 -4,277
Jan 2023 125,208 104,019 -3,672
End Of Year 1
Feb 2023 123,469 103,372 -3,060
Mar 2023 121,730 102,724 -2,442
Apr 2023 119,991 102,077 -1,817
May 2023 118,252 101,429 -1,186
Jun 2023 116,513 100,782 -547
Jul 2023 114,774 100,134 98
Aug 2023 113,035 99,487 749
Sep 2023 111,296 98,839 1,407
Oct 2023 109,557 98,192 2,072
Nov 2023 107,818 97,544 2,744
Dec 2023 106,079 96,897 3,422
Jan 2024 104,340 96,249 4,107
End Of Year 2
Feb 2024 102,601 95,602 4,799
Mar 2024 100,862 94,954 5,497
Apr 2024 99,123 94,307 6,202
May 2024 97,384 93,659 6,913
Jun 2024 95,645 93,012 7,632
Jul 2024 93,906 92,364 8,356
Aug 2024 92,167 91,717 9,088
Sep 2024 90,428 91,069 9,826
Oct 2024 88,689 90,422 10,571
Nov 2024 86,950 89,774 11,323
Dec 2024 85,211 89,127 12,081
Jan 2025 83,472 88,479 12,846
End Of Year 3
Feb 2025 81,733 87,832 13,617
Mar 2025 79,994 87,184 14,396
Apr 2025 78,255 86,537 15,180
May 2025 76,516 85,889 15,972
Jun 2025 74,777 85,242 16,770
Jul 2025 73,038 84,594 17,575
Aug 2025 71,299 83,947 18,387
Sep 2025 69,560 83,299 19,205
Oct 2025 67,821 82,652 20,030
Nov 2025 66,082 82,004 20,861
Dec 2025 64,343 81,357 21,699
Jan 2026 62,604 80,709 22,544
End Of Year 4
Feb 2026 60,865 80,062 23,396
Mar 2026 59,126 79,414 24,254
Apr 2026 57,387 78,767 25,119
May 2026 55,648 78,119 25,990
Jun 2026 53,909 77,472 26,869
Jul 2026 52,170 76,824 27,754
Aug 2026 50,431 76,177 28,645
Sep 2026 48,692 75,529 29,543
Oct 2026 46,953 74,882 30,448
Nov 2026 45,214 74,234 31,360
Dec 2026 43,475 73,587 32,278
Jan 2027 41,736 72,939 33,203
End Of Year 5
Feb 2027 39,997 70,019 31,862
Mar 2027 38,258 69,371 32,800
Apr 2027 36,519 68,724 33,745
May 2027 34,780 68,076 34,696
Jun 2027 33,041 67,429 35,654
Jul 2027 31,302 66,781 36,619
Aug 2027 29,563 66,134 37,591
Sep 2027 27,824 65,486 38,569
Oct 2027 26,085 64,839 39,554
Nov 2027 24,346 64,191 40,545
Dec 2027 22,607 63,544 41,544
Jan 2028 20,868 62,896 42,548
End Of Year 6
Feb 2028 19,129 59,976 41,287
Mar 2028 17,390 59,329 42,305
Apr 2028 15,651 58,681 43,330
May 2028 13,912 58,034 44,362
Jun 2028 12,173 57,386 45,400
Jul 2028 10,434 56,739 46,445
Aug 2028 8,695 56,091 47,496
Sep 2028 6,956 55,444 48,554
Oct 2028 5,217 54,796 49,619
Nov 2028 3,478 54,149 50,691
Dec 2028 1,739 53,501 51,769
Jan 2029 0 52,854 52,854
End Of Year 7
Feb 2029 0 49,934 49,934
Mar 2029 0 49,286 49,286
Apr 2029 0 48,639 48,639
May 2029 0 47,991 47,991
Jun 2029 0 47,344 47,344
Jul 2029 0 46,696 46,696
Aug 2029 0 46,049 46,049
Sep 2029 0 45,401 45,401
Oct 2029 0 44,754 44,754
Nov 2029 0 44,106 44,106
Dec 2029 0 43,459 43,459
Jan 2030 0 42,811 42,811
End Of Year 8
Feb 2030 0 39,891 39,891
Mar 2030 0 39,244 39,244
Apr 2030 0 38,596 38,596
May 2030 0 37,949 37,949
Jun 2030 0 37,301 37,301
Jul 2030 0 36,654 36,654
Aug 2030 0 36,006 36,006
Sep 2030 0 35,359 35,359
Oct 2030 0 34,711 34,711
Nov 2030 0 34,064 34,064
Dec 2030 0 33,416 33,416
Jan 2031 0 32,769 32,769
End Of Year 9
Feb 2031 0 29,849 29,849
Mar 2031 0 29,201 29,201
Apr 2031 0 28,554 28,554
May 2031 0 27,906 27,906
Jun 2031 0 27,259 27,259
Jul 2031 0 26,611 26,611
Aug 2031 0 25,964 25,964
Sep 2031 0 25,316 25,316
Oct 2031 0 24,669 24,669
Nov 2031 0 24,021 24,021
Dec 2031 0 23,374 23,374
Jan 2032 0 22,726 22,726
End Of Year 10

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