BMW 5 series Saloon 523 i (A)    Updated Loan Calculator

This car is no longer available in the market.
Latest OMV: $53,946
Engine Cap: 2497 cc
Power: 175Bhp @ 5800rpm
Torque: 230Nm @ 3500rpm
Type: Sedan
Euro NCAP:
User Ratings: 5.00 from 1 review

Authorized Dealer

New Car Loan Calculator

» Updated for MAS Restrictions Revision on 27 Mar 2016

$
Includes VES Surcharge / Rebate
$
 of Car Price
years
%

$
Based on this OMV, this car is eligible for minimum 40% down payment
$
ARF = OMV + VES
$
cc

Results

Financial Commitment

Car Price
$183,800
Down Payment
$73,520 (40% of Car Price)
Monthly Installment
$1,569 for 7 years (84 months) Information

Loan Details

Total Loan
$110,280 Information
Total Interest
$21,460 Information
Total Sum Paid
$131,740 at the end of 7 years (84 months)

Other Car Financial Details

Annual Depreciation
$15,683 Information
COE
$30,012 Information
ARF Paid
$69,103 Information
PARF Rebate
You get back $34,551 at the end of 10th year (PARF Rebate) Information
Road Tax
$1,795 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year Loan Redemption
Amount
Dereg
Value
Cash
Position
Jul 2020 130,172 81,589 -27,628
Aug 2020 128,604 81,339 -26,808
Sep 2020 127,035 81,089 -25,983
Oct 2020 125,467 80,839 -25,152
Nov 2020 123,899 80,589 -24,314
Dec 2020 122,330 80,339 -23,471
Jan 2021 120,762 80,088 -22,622
Feb 2021 119,194 79,838 -21,766
Mar 2021 117,625 79,588 -20,905
Apr 2021 116,057 79,338 -20,038
May 2021 114,489 79,088 -19,164
Jun 2021 112,920 78,838 -18,285
End Of Year 1
Jul 2021 111,352 78,588 -17,399
Aug 2021 109,784 78,338 -16,508
Sep 2021 108,215 78,088 -15,610
Oct 2021 106,647 77,838 -14,707
Nov 2021 105,079 77,587 -13,797
Dec 2021 103,510 77,337 -12,882
Jan 2022 101,942 77,087 -11,961
Feb 2022 100,374 76,837 -11,033
Mar 2022 98,805 76,587 -10,100
Apr 2022 97,237 76,337 -9,160
May 2022 95,669 76,087 -8,214
Jun 2022 94,100 75,837 -7,263
End Of Year 2
Jul 2022 92,532 75,587 -6,305
Aug 2022 90,964 75,337 -5,342
Sep 2022 89,395 75,086 -4,372
Oct 2022 87,827 74,836 -3,397
Nov 2022 86,259 74,586 -2,415
Dec 2022 84,690 74,336 -1,427
Jan 2023 83,122 74,086 -434
Feb 2023 81,554 73,836 566
Mar 2023 79,985 73,586 1,572
Apr 2023 78,417 73,336 2,583
May 2023 76,849 73,086 3,601
Jun 2023 75,280 72,836 4,625
End Of Year 3
Jul 2023 73,712 72,585 5,654
Aug 2023 72,144 72,335 6,690
Sep 2023 70,575 72,085 7,732
Oct 2023 69,007 71,835 8,779
Nov 2023 67,439 71,585 9,833
Dec 2023 65,870 71,335 10,893
Jan 2024 64,302 71,085 11,959
Feb 2024 62,734 70,835 13,030
Mar 2024 61,165 70,585 14,108
Apr 2024 59,597 70,335 15,192
May 2024 58,029 70,084 16,282
Jun 2024 56,460 69,834 17,378
End Of Year 4
Jul 2024 54,892 69,584 18,479
Aug 2024 53,324 69,334 19,587
Sep 2024 51,755 69,084 20,701
Oct 2024 50,187 68,834 21,821
Nov 2024 48,619 68,584 22,947
Dec 2024 47,050 68,334 24,079
Jan 2025 45,482 68,084 25,217
Feb 2025 43,913 67,834 26,361
Mar 2025 42,345 67,583 27,511
Apr 2025 40,777 67,333 28,666
May 2025 39,208 67,083 29,828
Jun 2025 37,640 66,833 30,996
End Of Year 5
Jul 2025 36,072 63,128 28,715
Aug 2025 34,503 62,878 29,895
Sep 2025 32,935 62,628 31,081
Oct 2025 31,367 62,378 32,273
Nov 2025 29,798 62,127 33,471
Dec 2025 28,230 61,877 34,675
Jan 2026 26,662 61,627 35,885
Feb 2026 25,093 61,377 37,101
Mar 2026 23,525 61,127 38,323
Apr 2026 21,957 60,877 39,551
May 2026 20,388 60,627 40,785
Jun 2026 18,820 60,377 42,026
End Of Year 6
Jul 2026 17,252 56,672 39,817
Aug 2026 15,683 56,421 41,069
Sep 2026 14,115 56,171 42,327
Oct 2026 12,547 55,921 43,591
Nov 2026 10,978 55,671 44,861
Dec 2026 9,410 55,421 46,137
Jan 2027 7,842 55,171 47,419
Feb 2027 6,273 54,921 48,708
Mar 2027 4,705 54,671 50,002
Apr 2027 3,137 54,421 51,302
May 2027 1,568 54,171 52,608
Jun 2027 0 53,920 53,920
End Of Year 7
Jul 2027 0 50,215 50,215
Aug 2027 0 49,965 49,965
Sep 2027 0 49,715 49,715
Oct 2027 0 49,465 49,465
Nov 2027 0 49,215 49,215
Dec 2027 0 48,965 48,965
Jan 2028 0 48,715 48,715
Feb 2028 0 48,464 48,464
Mar 2028 0 48,214 48,214
Apr 2028 0 47,964 47,964
May 2028 0 47,714 47,714
Jun 2028 0 47,464 47,464
End Of Year 8
Jul 2028 0 43,759 43,759
Aug 2028 0 43,509 43,509
Sep 2028 0 43,259 43,259
Oct 2028 0 43,009 43,009
Nov 2028 0 42,758 42,758
Dec 2028 0 42,508 42,508
Jan 2029 0 42,258 42,258
Feb 2029 0 42,008 42,008
Mar 2029 0 41,758 41,758
Apr 2029 0 41,508 41,508
May 2029 0 41,258 41,258
Jun 2029 0 41,008 41,008
End Of Year 9
Jul 2029 0 37,303 37,303
Aug 2029 0 37,052 37,052
Sep 2029 0 36,802 36,802
Oct 2029 0 36,552 36,552
Nov 2029 0 36,302 36,302
Dec 2029 0 36,052 36,052
Jan 2030 0 35,802 35,802
Feb 2030 0 35,552 35,552
Mar 2030 0 35,302 35,302
Apr 2030 0 35,052 35,052
May 2030 0 34,802 34,802
Jun 2030 0 34,551 34,551
End Of Year 10

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Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.