$89,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
13 Oct 2006 (2 years, 1 months remaining)
Months
(2 years, 1 months )
%

$47,452
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$24,482
Commercial  

Results

Financial Commitment

Car Price
$89,800
Monthly Installment
$2,289.00 /month for 2 years, 1 months (25 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$26,940 (30% of Car Price)
1st Installment
$2,289.00
Total Upfront Payment
$29,254.00

Loan Details

Total Loan
$62,860 Information
Total Interest
$3,345 Information
Total Sum Paid
$66,205 at the end of 2 years, 1 months (25 months)

Other Car Financial Details

COE
$24,482 Information
ARF Paid
$52,197 Information
PARF Rebate
You get back $26,099 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$44,264 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Oct 2019 -51,848 4,896 -46,952
Nov 2019 -49,806 4,692 -45,114
Dec 2019 -47,754 4,488 -43,266
Jan 2020 -45,691 4,284 -41,407
Feb 2020 -43,619 4,080 -39,538
Mar 2020 -41,535 3,876 -37,659
Apr 2020 -39,442 3,672 -35,770
May 2020 -37,338 3,468 -33,870
Jun 2020 -35,224 3,264 -31,960
Jul 2020 -33,100 3,060 -30,040
Aug 2020 -30,965 2,856 -28,109
Sep 2020 -28,820 2,652 -26,168
End Of Year 1 of Loan
Oct 2020 -26,665 2,448 -24,217
Nov 2020 -24,500 2,244 -22,256
Dec 2020 -22,324 2,040 -20,284
Jan 2021 -20,138 1,836 -18,302
Feb 2021 -17,941 1,632 -16,309
Mar 2021 -15,735 1,428 -14,307
Apr 2021 -13,518 1,224 -12,294
May 2021 -11,291 1,020 -10,271
Jun 2021 -9,053 816 -8,237
Jul 2021 -6,805 612 -6,193
Aug 2021 -4,547 408 -4,139
Sep 2021 -2,279 204 -2,075
End Of Year 2 of Loan
Oct 2021 0 0 0
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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