Alfa Romeo Long XMQ6900K

$62,000

Print Ad

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

25 Jun 2010 (0 years, 10 months remaining)

Loan Term

Months

(0 years, 10 months )

Interest Rate

OMV:

$94,963 Information

Based on this OMV and registration date, this car is eligible for minimum 30% down payment.

COE:

Car Category:

PARF Car For car registered between March 2008 to February 2013, the minimum PARF rebate is at 50% of OMV.

(min PARF 50% of OMV)

Results

Financial Commitment

Car Price: $62,000
Monthly Installment: $3,812.38 /month for 0 years, 10 months (10 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $18,600 (30% of Car Price)
1st Installment: $3,812.38
Total Upfront Payment: $22,437.38

Loan Details

Total Loan: $43,400
Total Interest: $924
Total Sum Paid: $44,324 at the end of 0 years, 10 months (10 months)

Other Car Financial Details

COE: $0
ARF Paid: $94,963
PARF Rebate: You get back $47,482 at the end of 10th year (PARF Rebate)
Annual Depreciation: $17,214

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Sep	2019	22,412	34,311	756	-33,556	47,482	0	47,482	13,926	Break Even
2.	Oct	2019	26,225	30,499	605	-29,894	47,482	0	47,482	17,587
3.	Nov	2019	30,037	26,687	470	-26,216	47,482	0	47,482	21,265
4.	Dec	2019	33,850	22,874	353	-22,522	47,482	0	47,482	24,960
5.	Jan	2020	37,662	19,062	252	-18,810	47,482	0	47,482	28,672
6.	Feb	2020	41,474	15,250	168	-15,082	47,482	0	47,482	32,400
7.	Mar	2020	45,287	11,437	101	-11,336	47,482	0	47,482	36,145
8.	Apr	2020	49,099	7,625	50	-7,574	47,482	0	47,482	39,907
9.	May	2020	52,911	3,812	17	-3,796	47,482	0	47,482	43,686
10.	Jun	2020	56,724	0	0	0	47,482	0	47,482	47,482	Loan Fully Paid

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Sep	2019	-33,556	47,482	13,926
Oct	2019	-29,894	47,482	17,587
Nov	2019	-26,216	47,482	21,265
Dec	2019	-22,522	47,482	24,960
Jan	2020	-18,810	47,482	28,672
Feb	2020	-15,082	47,482	32,400
Mar	2020	-11,336	47,482	36,145
Apr	2020	-7,574	47,482	39,907
May	2020	-3,796	47,482	43,686
Jun	2020	0	47,482	47,482

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make

USED CARS FOR SALE IN SINGAPORE

Oneshift provides you with the best online shopping experience for buying used or second hand cars in Singapore. With a wide selection from all makes like Honda, Toyota, BMW, Mercedes-Benz, Mitsubishi and Nissan for used cars Singapore. You can easily shortlist the car of your choice to meet your needs and budget. We list used cars for sale from both dealers and direct sellers. Search from a list of PARF and COE cars, automatic or manual, by price range, colour, registration years and age. Used cars with low annual depreciation and off peak cars (OPC) are also a draw for the price conscious. Choose from a range of body types such as Sedan, SUV, MPV, Hatch, Coupe, Cabriolet and Wagon. If you are selling your own car, you can even post a Premium used car ad with us to reach out to a no. of potential car buyers.