$64,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
1 Jun 2006 (6 years, 3 months remaining)
Months
(6 years, 3 months )
%

$46,048
COE Car  

Results

Financial Commitment

Car Price
$64,800
Monthly Installment
$614.95 /month for 6 years, 3 months (75 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$19,440 (30% of Car Price)
1st Installment
$614.95
Total Upfront Payment
$20,079.95

Loan Details

Total Loan
$45,360 Information
Total Interest
$7,241 Information
Total Sum Paid
$52,601 at the end of 6 years, 3 months (75 months)

Other Car Financial Details

COE
$46,048 Information
ARF Paid
$31,119 Information
PARF Rebate
You get back $15,560 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$10,492 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Mar 2020 -38,456 28,396 -10,059
Apr 2020 -38,029 28,013 -10,016
May 2020 -37,599 27,629 -9,970
Jun 2020 -37,167 27,245 -9,922
Jul 2020 -36,733 26,861 -9,871
Aug 2020 -36,296 26,478 -9,818
Sep 2020 -35,856 26,094 -9,762
Oct 2020 -35,414 25,710 -9,704
Nov 2020 -34,969 25,326 -9,643
Dec 2020 -34,522 24,943 -9,579
Jan 2021 -34,072 24,559 -9,513
Feb 2021 -33,620 24,175 -9,444
End Of Year 1 of Loan
Mar 2021 -33,165 23,791 -9,373
Apr 2021 -32,707 23,408 -9,300
May 2021 -32,247 23,024 -9,223
Jun 2021 -31,785 22,640 -9,145
Jul 2021 -31,320 22,257 -9,063
Aug 2021 -30,852 21,873 -8,979
Sep 2021 -30,382 21,489 -8,893
Oct 2021 -29,909 21,105 -8,804
Nov 2021 -29,434 20,722 -8,713
Dec 2021 -28,957 20,338 -8,619
Jan 2022 -28,476 19,954 -8,522
Feb 2022 -27,993 19,570 -8,423
End Of Year 2 of Loan
Mar 2022 -27,508 19,187 -8,321
Apr 2022 -27,020 18,803 -8,217
May 2022 -26,530 18,419 -8,110
Jun 2022 -26,037 18,035 -8,001
Jul 2022 -25,541 17,652 -7,889
Aug 2022 -25,043 17,268 -7,775
Sep 2022 -24,542 16,884 -7,658
Oct 2022 -24,039 16,501 -7,539
Nov 2022 -23,534 16,117 -7,417
Dec 2022 -23,025 15,733 -7,292
Jan 2023 -22,515 15,349 -7,165
Feb 2023 -22,001 14,966 -7,036
End Of Year 3 of Loan
Mar 2023 -21,485 14,582 -6,904
Apr 2023 -20,967 14,198 -6,769
May 2023 -20,446 13,814 -6,632
Jun 2023 -19,923 13,431 -6,492
Jul 2023 -19,397 13,047 -6,350
Aug 2023 -18,868 12,663 -6,205
Sep 2023 -18,337 12,279 -6,057
Oct 2023 -17,803 11,896 -5,908
Nov 2023 -17,267 11,512 -5,755
Dec 2023 -16,728 11,128 -5,600
Jan 2024 -16,187 10,745 -5,443
Feb 2024 -15,643 10,361 -5,282
End Of Year 4 of Loan
Mar 2024 -15,097 9,977 -5,120
Apr 2024 -14,548 9,593 -4,955
May 2024 -13,997 9,210 -4,787
Jun 2024 -13,443 8,826 -4,617
Jul 2024 -12,886 8,442 -4,444
Aug 2024 -12,327 8,058 -4,269
Sep 2024 -11,765 7,675 -4,091
Oct 2024 -11,201 7,291 -3,910
Nov 2024 -10,635 6,907 -3,727
Dec 2024 -10,065 6,523 -3,542
Jan 2025 -9,494 6,140 -3,354
Feb 2025 -8,919 5,756 -3,163
End Of Year 5 of Loan
Mar 2025 -8,343 5,372 -2,970
Apr 2025 -7,763 4,989 -2,775
May 2025 -7,181 4,605 -2,576
Jun 2025 -6,597 4,221 -2,376
Jul 2025 -6,010 3,837 -2,172
Aug 2025 -5,420 3,454 -1,967
Sep 2025 -4,828 3,070 -1,758
Oct 2025 -4,234 2,686 -1,547
Nov 2025 -3,636 2,302 -1,334
Dec 2025 -3,037 1,919 -1,118
Jan 2026 -2,434 1,535 -899
Feb 2026 -1,830 1,151 -678
End Of Year 6 of Loan
Mar 2026 -1,222 767 -455
Apr 2026 -612 384 -229
May 2026 0 0 0
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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