$100,888

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
21 Jun 2012 (1 years, 9 months remaining)
Months
(1 years, 9 months )
%

$48,031 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$92,050
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$100,888
Monthly Installment
$3,032.84 /month for 1 years, 9 months (21 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$30,266 (30% of Car Price)
1st Installment
$3,032.84
Total Upfront Payment
$33,324.24

Loan Details

Total Loan
$70,622 Information
Total Interest
$3,157 Information
Total Sum Paid
$73,778 at the end of 1 years, 9 months (21 months)

Other Car Financial Details

COE
$92,050 Information
ARF Paid
$48,031 Information
PARF Rebate
You get back $24,016 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Oct 2020 -57,787 41,759 -16,028
Nov 2020 -55,027 40,992 -14,036
Dec 2020 -52,254 40,225 -12,030
Jan 2021 -49,467 39,457 -10,010
Feb 2021 -46,667 38,690 -7,976
Mar 2021 -43,853 37,923 -5,929
Apr 2021 -41,025 37,156 -3,869
May 2021 -38,183 36,389 -1,794
Jun 2021 -35,328 35,622 294
Jul 2021 -32,459 32,453 -6
Aug 2021 -29,577 31,686 2,110
Sep 2021 -26,681 30,919 4,239
End Of Year 1 of Loan
Oct 2021 -23,771 30,152 6,381
Nov 2021 -20,847 29,385 8,538
Dec 2021 -17,910 28,618 10,708
Jan 2022 -14,959 27,851 12,892
Feb 2022 -11,995 27,084 15,089
Mar 2022 -9,017 26,317 17,300
Apr 2022 -6,025 25,550 19,525
May 2022 -3,019 24,783 21,763
Jun 2022 0 24,016 24,016
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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