Mitsubishi Evolution 10 GSR SST (A)

$50,900

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

25 Aug 2008 (2 years, 8 months remaining)

Loan Term

Months

(2 years, 8 months )

Interest Rate

OMV:

$47,577 Information

Based on this OMV and registration date, this car is eligible for minimum 30% down payment.

COE:

$14,640

Car Category:

PARF Car For car registered between March 2008 to February 2013, the minimum PARF rebate is at 50% of OMV.

(min PARF 50% of OMV)

Results

Financial Commitment

Car Price: $50,900
Monthly Installment: $1,030.22 /month for 2 years, 8 months (32 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $15,270 (30% of Car Price)
1st Installment: $1,030.22
Total Upfront Payment: $16,325.22

Loan Details

Total Loan: $35,630
Total Interest: $2,427
Total Sum Paid: $38,057 at the end of 2 years, 8 months (32 months)

Other Car Financial Details

COE: $14,640
ARF Paid: $47,577
PARF Rebate: You get back $23,789 at the end of 10th year (PARF Rebate)
Annual Depreciation: -

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	May	2021	16,300	31,937	2,280	-29,657	31,401	3,782	35,183	5,526	Break Even
2.	Jun	2021	17,330	30,906	2,137	-28,769	31,401	3,660	35,061	6,292
3.	Jul	2021	18,361	29,876	1,999	-27,877	31,401	3,538	34,939	7,062
4.	Aug	2021	19,391	28,846	1,866	-26,980	31,401	3,416	34,817	7,837
5.	Sep	2021	20,421	27,816	1,737	-26,078	31,401	3,294	34,695	8,616
6.	Oct	2021	21,451	26,786	1,613	-25,172	31,401	3,172	34,573	9,401
7.	Nov	2021	22,482	25,755	1,494	-24,262	31,401	3,050	34,451	10,189
8.	Dec	2021	23,512	24,725	1,379	-23,346	31,401	2,928	34,329	10,983
9.	Jan	2022	24,542	23,695	1,269	-22,426	28,784	2,806	31,590	9,164
10.	Feb	2022	25,572	22,665	1,163	-21,502	28,784	2,684	31,468	9,966
11.	Mar	2022	26,602	21,635	1,062	-20,573	28,784	2,562	31,346	10,773
12.	Apr	2022	27,633	20,604	965	-19,639	28,784	2,440	31,224	11,585
End Of Year 1 of Loan
13.	May	2022	28,663	19,574	873	-18,701	28,784	2,318	31,102	12,401
14.	Jun	2022	29,693	18,544	786	-17,758	28,784	2,196	30,980	13,222
15.	Jul	2022	30,723	17,514	703	-16,810	28,784	2,074	30,858	14,048
16.	Aug	2022	31,753	16,483	625	-15,858	28,784	1,952	30,736	14,878
17.	Sep	2022	32,784	15,453	552	-14,902	28,784	1,830	30,614	15,712
18.	Oct	2022	33,814	14,423	483	-13,940	28,784	1,708	30,492	16,552
19.	Nov	2022	34,844	13,393	418	-12,975	28,784	1,586	30,370	17,396
20.	Dec	2022	35,874	12,363	359	-12,004	28,784	1,464	30,248	18,244
21.	Jan	2023	36,905	11,332	303	-11,029	26,167	1,342	27,509	16,480
22.	Feb	2023	37,935	10,302	253	-10,049	26,167	1,220	27,387	17,338
23.	Mar	2023	38,965	9,272	207	-9,065	26,167	1,098	27,265	18,200
24.	Apr	2023	39,995	8,242	165	-8,076	26,167	976	27,143	19,067
End Of Year 2 of Loan
25.	May	2023	41,025	7,212	129	-7,083	26,167	854	27,021	19,939
26.	Jun	2023	42,056	6,181	97	-6,085	26,167	732	26,899	20,815
27.	Jul	2023	43,086	5,151	69	-5,082	26,167	610	26,777	21,695
28.	Aug	2023	44,116	4,121	46	-4,075	26,167	488	26,655	22,580
29.	Sep	2023	45,146	3,091	28	-3,063	26,167	366	26,533	23,470
30.	Oct	2023	46,176	2,060	14	-2,047	26,167	244	26,411	24,365
31.	Nov	2023	47,207	1,030	5	-1,026	26,167	122	26,289	25,264
32.	Dec	2023	48,237	0	0	0	26,167	0	26,167	26,167	Loan Fully Paid

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
May	2021	-29,657	35,183	5,526
Jun	2021	-28,769	35,061	6,292
Jul	2021	-27,877	34,939	7,062
Aug	2021	-26,980	34,817	7,837
Sep	2021	-26,078	34,695	8,616
Oct	2021	-25,172	34,573	9,401
Nov	2021	-24,262	34,451	10,189
Dec	2021	-23,346	34,329	10,983
Jan	2022	-22,426	31,590	9,164
Feb	2022	-21,502	31,468	9,966
Mar	2022	-20,573	31,346	10,773
Apr	2022	-19,639	31,224	11,585
End Of Year 1 of Loan
May	2022	-18,701	31,102	12,401
Jun	2022	-17,758	30,980	13,222
Jul	2022	-16,810	30,858	14,048
Aug	2022	-15,858	30,736	14,878
Sep	2022	-14,902	30,614	15,712
Oct	2022	-13,940	30,492	16,552
Nov	2022	-12,975	30,370	17,396
Dec	2022	-12,004	30,248	18,244
Jan	2023	-11,029	27,509	16,480
Feb	2023	-10,049	27,387	17,338
Mar	2023	-9,065	27,265	18,200
Apr	2023	-8,076	27,143	19,067
End Of Year 2 of Loan
May	2023	-7,083	27,021	19,939
Jun	2023	-6,085	26,899	20,815
Jul	2023	-5,082	26,777	21,695
Aug	2023	-4,075	26,655	22,580
Sep	2023	-3,063	26,533	23,470
Oct	2023	-2,047	26,411	24,365
Nov	2023	-1,026	26,289	25,264
Dec	2023	0	26,167	26,167

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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