$90,188

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
9 Jan 2014 (2 years, 11 months remaining)
Months
(2 years, 11 months )
%

$29,525 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$76,889
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$90,188
Monthly Installment
$1,680.46 /month for 2 years, 11 months (35 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$27,056 (30% of Car Price)
1st Installment
$1,680.46
Total Upfront Payment
$28,761.86

Loan Details

Total Loan
$63,132 Information
Total Interest
$4,703 Information
Total Sum Paid
$67,835 at the end of 2 years, 11 months (35 months)

Other Car Financial Details

COE
$76,889 Information
ARF Paid
$33,335 Information
PARF Rebate
You get back $16,668 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$25,704 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Mar 2021 -52,694 39,500 -13,193
Apr 2021 -51,267 38,859 -12,408
May 2021 -49,833 38,219 -11,614
Jun 2021 -48,391 37,578 -10,813
Jul 2021 -46,942 36,937 -10,005
Aug 2021 -45,486 36,297 -9,189
Sep 2021 -44,022 35,656 -8,366
Oct 2021 -42,550 35,015 -7,535
Nov 2021 -41,072 34,374 -6,697
Dec 2021 -39,585 33,734 -5,852
Jan 2022 -38,091 33,093 -4,999
Feb 2022 -36,590 30,976 -5,614
End Of Year 1 of Loan
Mar 2022 -35,081 30,335 -4,746
Apr 2022 -33,565 29,694 -3,871
May 2022 -32,041 29,054 -2,988
Jun 2022 -30,510 28,413 -2,097
Jul 2022 -28,972 27,772 -1,200
Aug 2022 -27,426 27,131 -294
Sep 2022 -25,872 26,491 619
Oct 2022 -24,311 25,850 1,539
Nov 2022 -22,743 25,209 2,467
Dec 2022 -21,167 24,568 3,402
Jan 2023 -19,583 23,928 4,344
Feb 2023 -17,992 21,811 3,818
End Of Year 2 of Loan
Mar 2023 -16,394 21,170 4,776
Apr 2023 -14,788 20,529 5,741
May 2023 -13,175 19,888 6,714
Jun 2023 -11,554 19,248 7,694
Jul 2023 -9,926 18,607 8,681
Aug 2023 -8,290 17,966 9,676
Sep 2023 -6,647 17,325 10,678
Oct 2023 -4,997 16,685 11,688
Nov 2023 -3,339 16,044 12,705
Dec 2023 -1,673 15,403 13,730
Jan 2024 0 14,763 14,763
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make