Mercedes-Benz C-Class C180 CGI Avantgarde

$90,188

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

9 Jan 2014 (2 years, 11 months remaining)

Loan Term

Months

(2 years, 11 months )

Interest Rate

OMV:

$29,525 Information

Based on this OMV and registration date, this car is eligible for minimum 30% down payment.

COE:

$76,889

Car Category:

PARF Car For car registered from March 2013, the minimum PARF rebate is 50% ARF.

(min PARF 50% of ARF)

Results

Financial Commitment

Car Price: $90,188
Monthly Installment: $1,680.46 /month for 2 years, 11 months (35 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $27,056 (30% of Car Price)
1st Installment: $1,680.46
Total Upfront Payment: $28,761.86

Loan Details

Total Loan: $63,132
Total Interest: $4,703
Total Sum Paid: $67,835 at the end of 2 years, 11 months (35 months)

Other Car Financial Details

COE: $76,889
ARF Paid: $33,335
PARF Rebate: You get back $16,668 at the end of 10th year (PARF Rebate)
Annual Depreciation: $25,704

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Mar	2021	28,737	57,136	4,442	-52,694	17,715	21,785	39,500	-13,193
2.	Apr	2021	30,417	55,455	4,188	-51,267	17,715	21,144	38,859	-12,408
3.	May	2021	32,098	53,775	3,942	-49,833	17,715	20,504	38,219	-11,614
4.	Jun	2021	33,778	52,094	3,703	-48,391	17,715	19,863	37,578	-10,813
5.	Jul	2021	35,459	50,414	3,471	-46,942	17,715	19,222	36,937	-10,005
6.	Aug	2021	37,139	48,733	3,248	-45,486	17,715	18,582	36,297	-9,189
7.	Sep	2021	38,820	47,053	3,031	-44,022	17,715	17,941	35,656	-8,366
8.	Oct	2021	40,500	45,372	2,822	-42,550	17,715	17,300	35,015	-7,535
9.	Nov	2021	42,181	43,692	2,620	-41,072	17,715	16,659	34,374	-6,697
10.	Dec	2021	43,861	42,012	2,426	-39,585	17,715	16,019	33,734	-5,852
11.	Jan	2022	45,541	40,331	2,240	-38,091	17,715	15,378	33,093	-4,999
12.	Feb	2022	47,222	38,651	2,060	-36,590	16,239	14,737	30,976	-5,614
End Of Year 1 of Loan
13.	Mar	2022	48,902	36,970	1,889	-35,081	16,239	14,096	30,335	-4,746
14.	Apr	2022	50,583	35,290	1,725	-33,565	16,239	13,456	29,694	-3,871
15.	May	2022	52,263	33,609	1,568	-32,041	16,239	12,815	29,054	-2,988
16.	Jun	2022	53,944	31,929	1,418	-30,510	16,239	12,174	28,413	-2,097
17.	Jul	2022	55,624	30,248	1,277	-28,972	16,239	11,533	27,772	-1,200
18.	Aug	2022	57,305	28,568	1,142	-27,426	16,239	10,893	27,131	-294
19.	Sep	2022	58,985	26,887	1,015	-25,872	16,239	10,252	26,491	619	Break Even
20.	Oct	2022	60,666	25,207	896	-24,311	16,239	9,611	25,850	1,539
21.	Nov	2022	62,346	23,526	784	-22,743	16,239	8,970	25,209	2,467
22.	Dec	2022	64,027	21,846	679	-21,167	16,239	8,330	24,568	3,402
23.	Jan	2023	65,707	20,166	582	-19,583	16,239	7,689	23,928	4,344
24.	Feb	2023	67,387	18,485	493	-17,992	14,763	7,048	21,811	3,818
End Of Year 2 of Loan
25.	Mar	2023	69,068	16,805	411	-16,394	14,763	6,407	21,170	4,776
26.	Apr	2023	70,748	15,124	336	-14,788	14,763	5,767	20,529	5,741
27.	May	2023	72,429	13,444	269	-13,175	14,763	5,126	19,888	6,714
28.	Jun	2023	74,109	11,763	209	-11,554	14,763	4,485	19,248	7,694
29.	Jul	2023	75,790	10,083	157	-9,926	14,763	3,844	18,607	8,681
30.	Aug	2023	77,470	8,402	112	-8,290	14,763	3,204	17,966	9,676
31.	Sep	2023	79,151	6,722	75	-6,647	14,763	2,563	17,325	10,678
32.	Oct	2023	80,831	5,041	45	-4,997	14,763	1,922	16,685	11,688
33.	Nov	2023	82,512	3,361	22	-3,339	14,763	1,281	16,044	12,705
34.	Dec	2023	84,192	1,680	7	-1,673	14,763	641	15,403	13,730
35.	Jan	2024	85,873	0	0	0	14,763	0	14,763	14,763	Loan Fully Paid

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Mar	2021	-52,694	39,500	-13,193
Apr	2021	-51,267	38,859	-12,408
May	2021	-49,833	38,219	-11,614
Jun	2021	-48,391	37,578	-10,813
Jul	2021	-46,942	36,937	-10,005
Aug	2021	-45,486	36,297	-9,189
Sep	2021	-44,022	35,656	-8,366
Oct	2021	-42,550	35,015	-7,535
Nov	2021	-41,072	34,374	-6,697
Dec	2021	-39,585	33,734	-5,852
Jan	2022	-38,091	33,093	-4,999
Feb	2022	-36,590	30,976	-5,614
End Of Year 1 of Loan
Mar	2022	-35,081	30,335	-4,746
Apr	2022	-33,565	29,694	-3,871
May	2022	-32,041	29,054	-2,988
Jun	2022	-30,510	28,413	-2,097
Jul	2022	-28,972	27,772	-1,200
Aug	2022	-27,426	27,131	-294
Sep	2022	-25,872	26,491	619
Oct	2022	-24,311	25,850	1,539
Nov	2022	-22,743	25,209	2,467
Dec	2022	-21,167	24,568	3,402
Jan	2023	-19,583	23,928	4,344
Feb	2023	-17,992	21,811	3,818
End Of Year 2 of Loan
Mar	2023	-16,394	21,170	4,776
Apr	2023	-14,788	20,529	5,741
May	2023	-13,175	19,888	6,714
Jun	2023	-11,554	19,248	7,694
Jul	2023	-9,926	18,607	8,681
Aug	2023	-8,290	17,966	9,676
Sep	2023	-6,647	17,325	10,678
Oct	2023	-4,997	16,685	11,688
Nov	2023	-3,339	16,044	12,705
Dec	2023	-1,673	15,403	13,730
Jan	2024	0	14,763	14,763

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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