$81,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
25 Aug 2017 (6 years, 2 months remaining)
Months
(6 years, 2 months )
%

$23,232 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$51,106
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$81,800
Monthly Installment
$785.13 /month for 6 years, 2 months (74 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$24,540 (30% of Car Price)
1st Installment
$785.13
Total Upfront Payment
$25,350.13

Loan Details

Total Loan
$57,260 Information
Total Interest
$9,019 Information
Total Sum Paid
$66,279 at the end of 6 years, 2 months (74 months)

Other Car Financial Details

COE
$51,106 Information
ARF Paid
$24,525 Information
PARF Rebate
You get back $12,262 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$11,216 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jul 2021 -48,535 48,513 -22
Aug 2021 -47,988 48,088 100
Sep 2021 -47,436 47,662 225
Oct 2021 -46,882 47,236 354
Nov 2021 -46,324 46,810 486
Dec 2021 -45,764 46,384 620
Jan 2022 -45,199 45,958 759
Feb 2022 -44,632 45,532 900
Mar 2022 -44,061 45,106 1,045
Apr 2022 -43,488 44,681 1,193
May 2022 -42,911 44,255 1,344
Jun 2022 -42,330 43,829 1,499
End Of Year 1 of Loan
Jul 2022 -41,747 43,403 1,656
Aug 2022 -41,160 42,977 1,817
Sep 2022 -40,570 41,390 820
Oct 2022 -39,976 40,964 987
Nov 2022 -39,380 40,538 1,158
Dec 2022 -38,780 40,112 1,332
Jan 2023 -38,177 39,686 1,509
Feb 2023 -37,570 39,260 1,690
Mar 2023 -36,961 38,834 1,874
Apr 2023 -36,348 38,408 2,061
May 2023 -35,732 37,982 2,251
Jun 2023 -35,112 37,557 2,444
End Of Year 2 of Loan
Jul 2023 -34,490 37,131 2,641
Aug 2023 -33,864 36,705 2,841
Sep 2023 -33,235 35,117 1,883
Oct 2023 -32,602 34,691 2,089
Nov 2023 -31,967 34,266 2,299
Dec 2023 -31,328 33,840 2,512
Jan 2024 -30,686 33,414 2,728
Feb 2024 -30,040 32,988 2,948
Mar 2024 -29,392 32,562 3,170
Apr 2024 -28,740 32,136 3,396
May 2024 -28,085 31,710 3,626
Jun 2024 -27,426 31,284 3,858
End Of Year 3 of Loan
Jul 2024 -26,765 30,858 4,094
Aug 2024 -26,100 30,433 4,333
Sep 2024 -25,432 28,845 3,413
Oct 2024 -24,760 28,419 3,659
Nov 2024 -24,086 27,993 3,908
Dec 2024 -23,408 27,567 4,160
Jan 2025 -22,727 27,142 4,415
Feb 2025 -22,042 26,716 4,673
Mar 2025 -21,355 26,290 4,935
Apr 2025 -20,664 25,864 5,200
May 2025 -19,970 25,438 5,468
Jun 2025 -19,272 25,012 5,740
End Of Year 4 of Loan
Jul 2025 -18,572 24,586 6,014
Aug 2025 -17,868 24,160 6,292
Sep 2025 -17,161 22,573 5,412
Oct 2025 -16,450 22,147 5,697
Nov 2025 -15,737 21,721 5,984
Dec 2025 -15,020 21,295 6,275
Jan 2026 -14,300 20,869 6,570
Feb 2026 -13,576 20,444 6,867
Mar 2026 -12,850 20,018 7,168
Apr 2026 -12,120 19,592 7,472
May 2026 -11,387 19,166 7,779
Jun 2026 -10,650 18,740 8,089
End Of Year 5 of Loan
Jul 2026 -9,911 18,314 8,403
Aug 2026 -9,168 17,888 8,720
Sep 2026 -8,422 16,301 7,879
Oct 2026 -7,672 15,875 8,202
Nov 2026 -6,920 15,449 8,529
Dec 2026 -6,164 15,023 8,859
Jan 2027 -5,405 14,597 9,192
Feb 2027 -4,642 14,171 9,529
Mar 2027 -3,877 13,745 9,869
Apr 2027 -3,108 13,320 10,212
May 2027 -2,336 12,894 10,558
Jun 2027 -1,560 12,468 10,907
End Of Year 6 of Loan
Jul 2027 -782 12,042 11,260
Aug 2027 0 11,616 11,616
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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