$81,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
25 Aug 2017 (6 years, 9 months remaining)
Months
(6 years, 9 months )
%

$23,232 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$51,106
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$81,800
Monthly Installment
$727.81 /month for 6 years, 9 months (81 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$24,540 (30% of Car Price)
1st Installment
$727.81
Total Upfront Payment
$25,292.81

Loan Details

Total Loan
$57,260 Information
Total Interest
$9,872 Information
Total Sum Paid
$67,132 at the end of 6 years, 9 months (81 months)

Other Car Financial Details

COE
$51,106 Information
ARF Paid
$24,525 Information
PARF Rebate
You get back $12,262 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$10,330 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Dec 2020 -48,593 51,495 2,902
Jan 2021 -48,103 51,069 2,966
Feb 2021 -47,610 50,643 3,033
Mar 2021 -47,114 50,217 3,103
Apr 2021 -46,615 49,791 3,176
May 2021 -46,113 49,365 3,252
Jun 2021 -45,608 48,939 3,331
Jul 2021 -45,101 48,513 3,413
Aug 2021 -44,590 48,088 3,498
Sep 2021 -44,076 47,662 3,586
Oct 2021 -43,559 47,236 3,677
Nov 2021 -43,040 46,810 3,770
End Of Year 1 of Loan
Dec 2021 -42,517 46,384 3,867
Jan 2022 -41,991 45,958 3,967
Feb 2022 -41,463 45,532 4,070
Mar 2022 -40,931 45,106 4,175
Apr 2022 -40,396 44,681 4,284
May 2022 -39,859 44,255 4,396
Jun 2022 -39,318 43,829 4,510
Jul 2022 -38,775 43,403 4,628
Aug 2022 -38,228 42,977 4,749
Sep 2022 -37,679 41,390 3,711
Oct 2022 -37,127 40,964 3,837
Nov 2022 -36,571 40,538 3,967
End Of Year 2 of Loan
Dec 2022 -36,013 40,112 4,099
Jan 2023 -35,451 39,686 4,235
Feb 2023 -34,887 39,260 4,373
Mar 2023 -34,320 38,834 4,514
Apr 2023 -33,750 38,408 4,659
May 2023 -33,176 37,982 4,806
Jun 2023 -32,600 37,557 4,956
Jul 2023 -32,021 37,131 5,110
Aug 2023 -31,439 36,705 5,266
Sep 2023 -30,854 35,117 4,264
Oct 2023 -30,266 34,691 4,426
Nov 2023 -29,675 34,266 4,591
End Of Year 3 of Loan
Dec 2023 -29,081 33,840 4,759
Jan 2024 -28,484 33,414 4,930
Feb 2024 -27,884 32,988 5,104
Mar 2024 -27,281 32,562 5,281
Apr 2024 -26,675 32,136 5,461
May 2024 -26,066 31,710 5,644
Jun 2024 -25,454 31,284 5,830
Jul 2024 -24,839 30,858 6,019
Aug 2024 -24,221 30,433 6,211
Sep 2024 -23,600 28,845 5,245
Oct 2024 -22,977 28,419 5,443
Nov 2024 -22,350 27,993 5,643
End Of Year 4 of Loan
Dec 2024 -21,720 27,567 5,847
Jan 2025 -21,088 27,142 6,054
Feb 2025 -20,452 26,716 6,264
Mar 2025 -19,813 26,290 6,477
Apr 2025 -19,172 25,864 6,692
May 2025 -18,527 25,438 6,911
Jun 2025 -17,880 25,012 7,133
Jul 2025 -17,229 24,586 7,357
Aug 2025 -16,576 24,160 7,585
Sep 2025 -15,919 22,573 6,654
Oct 2025 -15,260 22,147 6,887
Nov 2025 -14,597 21,721 7,124
End Of Year 5 of Loan
Dec 2025 -13,932 21,295 7,363
Jan 2026 -13,264 20,869 7,606
Feb 2026 -12,592 20,444 7,851
Mar 2026 -11,918 20,018 8,100
Apr 2026 -11,241 19,592 8,351
May 2026 -10,560 19,166 8,605
Jun 2026 -9,877 18,740 8,863
Jul 2026 -9,191 18,314 9,123
Aug 2026 -8,502 17,888 9,386
Sep 2026 -7,810 16,301 8,491
Oct 2026 -7,115 15,875 8,760
Nov 2026 -6,416 15,449 9,032
End Of Year 6 of Loan
Dec 2026 -5,715 15,023 9,308
Jan 2027 -5,011 14,597 9,586
Feb 2027 -4,304 14,171 9,867
Mar 2027 -3,594 13,745 10,151
Apr 2027 -2,882 13,320 10,438
May 2027 -2,166 12,894 10,728
Jun 2027 -1,447 12,468 11,021
Jul 2027 -725 12,042 11,317
Aug 2027 0 11,616 11,616
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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