$79,500

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
8 May 2017 (5 years, 11 months remaining)
Months
(5 years, 11 months )
%

$21,047 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$54,556
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$79,500
Monthly Installment
$790.29 /month for 5 years, 11 months (71 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$23,850 (30% of Car Price)
1st Installment
$790.29
Total Upfront Payment
$24,665.29

Loan Details

Total Loan
$55,650 Information
Total Interest
$8,410 Information
Total Sum Paid
$64,060 at the end of 5 years, 11 months (71 months)

Other Car Financial Details

COE
$54,556 Information
ARF Paid
$21,466 Information
PARF Rebate
You get back $10,733 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$11,652 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jul 2021 -47,143 47,610 466
Aug 2021 -46,583 47,155 572
Sep 2021 -46,020 46,700 680
Oct 2021 -45,454 46,246 792
Nov 2021 -44,884 45,791 907
Dec 2021 -44,311 45,336 1,026
Jan 2022 -43,734 44,882 1,148
Feb 2022 -43,155 44,427 1,273
Mar 2022 -42,572 43,973 1,401
Apr 2022 -41,985 43,518 1,533
May 2022 -41,396 43,063 1,668
Jun 2022 -40,803 41,556 753
End Of Year 1 of Loan
Jul 2022 -40,207 41,102 895
Aug 2022 -39,607 40,647 1,040
Sep 2022 -39,005 40,192 1,188
Oct 2022 -38,398 39,738 1,339
Nov 2022 -37,789 39,283 1,494
Dec 2022 -37,177 38,828 1,652
Jan 2023 -36,561 38,374 1,813
Feb 2023 -35,941 37,919 1,978
Mar 2023 -35,319 37,465 2,146
Apr 2023 -34,693 37,010 2,317
May 2023 -34,064 36,555 2,491
Jun 2023 -33,432 35,048 1,616
End Of Year 2 of Loan
Jul 2023 -32,796 34,594 1,797
Aug 2023 -32,157 34,139 1,982
Sep 2023 -31,515 33,684 2,169
Oct 2023 -30,870 33,230 2,360
Nov 2023 -30,221 32,775 2,554
Dec 2023 -29,569 32,321 2,752
Jan 2024 -28,913 31,866 2,953
Feb 2024 -28,255 31,411 3,157
Mar 2024 -27,593 30,957 3,364
Apr 2024 -26,927 30,502 3,575
May 2024 -26,259 30,047 3,788
Jun 2024 -25,587 28,540 2,953
End Of Year 3 of Loan
Jul 2024 -24,912 28,086 3,174
Aug 2024 -24,234 27,631 3,398
Sep 2024 -23,552 27,176 3,625
Oct 2024 -22,867 26,722 3,855
Nov 2024 -22,179 26,267 4,089
Dec 2024 -21,487 25,813 4,326
Jan 2025 -20,792 25,358 4,566
Feb 2025 -20,094 24,903 4,809
Mar 2025 -19,392 24,449 5,056
Apr 2025 -18,688 23,994 5,306
May 2025 -17,980 23,539 5,560
Jun 2025 -17,268 22,032 4,764
End Of Year 4 of Loan
Jul 2025 -16,554 21,578 5,024
Aug 2025 -15,836 21,123 5,287
Sep 2025 -15,115 20,669 5,554
Oct 2025 -14,390 20,214 5,824
Nov 2025 -13,662 19,759 6,097
Dec 2025 -12,931 19,305 6,373
Jan 2026 -12,197 18,850 6,653
Feb 2026 -11,459 18,395 6,936
Mar 2026 -10,719 17,941 7,222
Apr 2026 -9,974 17,486 7,512
May 2026 -9,227 17,031 7,805
Jun 2026 -8,476 15,524 7,048
End Of Year 5 of Loan
Jul 2026 -7,722 15,070 7,348
Aug 2026 -6,965 14,615 7,651
Sep 2026 -6,204 14,161 7,957
Oct 2026 -5,440 13,706 8,266
Nov 2026 -4,673 13,251 8,579
Dec 2026 -3,902 12,797 8,895
Jan 2027 -3,128 12,342 9,214
Feb 2027 -2,351 11,887 9,536
Mar 2027 -1,571 11,433 9,862
Apr 2027 -787 10,978 10,191
May 2027 0 10,524 10,524
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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