$27,000

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
29 Jul 2009 (1 years remaining)
Months
(1 years)
%

$78,427 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$16,888
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$27,000
Monthly Installment
$1,390.23 /month for 1 years (12 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$8,100 (30% of Car Price)
1st Installment
$1,390.23
Total Upfront Payment
$9,515.23

Loan Details

Total Loan
$18,900 Information
Total Interest
$483 Information
Total Sum Paid
$19,383 at the end of 1 years (12 months)

Other Car Financial Details

COE
$16,888 Information
ARF Paid
$78,427 Information
PARF Rebate
You get back $39,214 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Aug 2020 -14,884 40,762 25,878
Sep 2020 -13,562 40,621 27,059
Oct 2020 -12,234 40,480 28,247
Nov 2020 -10,899 40,339 29,440
Dec 2020 -9,558 40,199 30,640
Jan 2021 -8,211 40,058 31,846
Feb 2021 -6,858 39,917 33,059
Mar 2021 -5,499 39,776 34,277
Apr 2021 -4,134 39,636 35,502
May 2021 -2,762 39,495 36,733
Jun 2021 -1,384 39,354 37,970
Jul 2021 0 39,214 39,214
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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