Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

 of Car Price
19 May 2009 (0 years, 5 months remaining)
(0 years, 5 months )

$13,876 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
PARF Car  (min PARF 50% of OMV)


Financial Commitment

Car Price
Monthly Installment
$2,110.20 /month for 0 years, 5 months (5 months) Information

Upfront Payment

Transfer Fee
Down Payment
$4,466 (30% of Car Price)
1st Installment
Total Upfront Payment

Loan Details

Total Loan
$10,422 Information
Total Interest
$129 Information
Total Sum Paid
$10,551 at the end of 0 years, 5 months (5 months)

Other Car Financial Details

$7,589 Information
ARF Paid
$13,876 Information
PARF Rebate
You get back $6,938 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Oct 2019 -8,355 7,191 -1,164
Nov 2019 -6,279 7,128 849
Dec 2019 -4,195 7,064 2,870
Jan 2020 -2,102 7,001 4,900
Feb 2020 0 6,938 6,938
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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