$35,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
26 Jun 2008 (2 years, 10 months remaining)
Months
(2 years, 10 months )
%

-
COE Car  

Results

Financial Commitment

Car Price
$35,800
Monthly Installment
$799.29 /month for 2 years, 10 months (34 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$10,740 (30% of Car Price)
1st Installment
$799.29
Total Upfront Payment
$11,564.29

Loan Details

Total Loan
$25,060 Information
Total Interest
$2,116 Information
Total Sum Paid
$27,176 at the end of 2 years, 10 months (34 months)

Other Car Financial Details

COE
$0 Information
ARF Paid
$16,377 Information
PARF Rebate
You get back $8,189 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$1,676 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
May 2021 -24,382 0 -24,382
Jun 2021 -23,700 0 -23,700
Jul 2021 -23,014 0 -23,014
Aug 2021 -22,325 0 -22,325
Sep 2021 -21,633 0 -21,633
Oct 2021 -20,936 0 -20,936
Nov 2021 -20,237 0 -20,237
Dec 2021 -19,533 0 -19,533
Jan 2022 -18,827 0 -18,827
Feb 2022 -18,116 0 -18,116
Mar 2022 -17,402 0 -17,402
Apr 2022 -16,685 0 -16,685
End Of Year 1 of Loan
May 2022 -15,964 0 -15,964
Jun 2022 -15,239 0 -15,239
Jul 2022 -14,511 0 -14,511
Aug 2022 -13,779 0 -13,779
Sep 2022 -13,044 0 -13,044
Oct 2022 -12,305 0 -12,305
Nov 2022 -11,563 0 -11,563
Dec 2022 -10,817 0 -10,817
Jan 2023 -10,067 0 -10,067
Feb 2023 -9,314 0 -9,314
Mar 2023 -8,557 0 -8,557
Apr 2023 -7,797 0 -7,797
End Of Year 2 of Loan
May 2023 -7,034 0 -7,034
Jun 2023 -6,266 0 -6,266
Jul 2023 -5,495 0 -5,495
Aug 2023 -4,721 0 -4,721
Sep 2023 -3,943 0 -3,943
Oct 2023 -3,162 0 -3,162
Nov 2023 -2,377 0 -2,377
Dec 2023 -1,588 0 -1,588
Jan 2024 -796 0 -796
Feb 2024 0 0 0
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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