$37,888

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
20 Jun 2008 (3 years, 1 months remaining)
Months
(3 years, 1 months )
%

$17,764 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
-
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$37,888
Monthly Installment
$782.66 /month for 3 years, 1 months (37 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$11,366 (30% of Car Price)
1st Installment
$782.66
Total Upfront Payment
$12,174.06

Loan Details

Total Loan
$26,522 Information
Total Interest
$2,437 Information
Total Sum Paid
$28,958 at the end of 3 years, 1 months (37 months)

Other Car Financial Details

COE
$0 Information
ARF Paid
$17,764 Information
PARF Rebate
You get back $8,882 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$7,578 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Aug 2021 -25,867 12,701 -13,166
Sep 2021 -25,209 11,724 -13,485
Oct 2021 -24,548 11,724 -12,824
Nov 2021 -23,883 11,724 -12,159
Dec 2021 -23,215 11,724 -11,491
Jan 2022 -22,543 11,724 -10,819
Feb 2022 -21,868 11,724 -10,144
Mar 2022 -21,189 11,724 -9,465
Apr 2022 -20,507 11,724 -8,783
May 2022 -19,822 11,724 -8,097
Jun 2022 -19,132 11,724 -7,408
Jul 2022 -18,440 11,724 -6,716
End Of Year 1 of Loan
Aug 2022 -17,744 11,724 -6,020
Sep 2022 -17,044 10,747 -6,297
Oct 2022 -16,342 10,747 -5,594
Nov 2022 -15,635 10,747 -4,888
Dec 2022 -14,925 10,747 -4,178
Jan 2023 -14,212 10,747 -3,465
Feb 2023 -13,495 10,747 -2,748
Mar 2023 -12,775 10,747 -2,028
Apr 2023 -12,051 10,747 -1,304
May 2023 -11,324 10,747 -577
Jun 2023 -10,593 10,747 154
Jul 2023 -9,859 10,747 888
End Of Year 2 of Loan
Aug 2023 -9,122 10,747 1,626
Sep 2023 -8,380 9,770 1,390
Oct 2023 -7,636 9,770 2,134
Nov 2023 -6,888 9,770 2,882
Dec 2023 -6,137 9,770 3,634
Jan 2024 -5,382 9,770 4,389
Feb 2024 -4,623 9,770 5,147
Mar 2024 -3,861 9,770 5,909
Apr 2024 -3,096 9,770 6,674
May 2024 -2,327 9,770 7,443
Jun 2024 -1,555 9,770 8,215
Jul 2024 -779 9,770 8,991
End Of Year 3 of Loan
Aug 2024 0 9,770 9,770
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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