$112,899

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
28 Mar 2014 (4 years, 4 months remaining)
Months
(4 years, 4 months )
%

$50,373 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$84,001
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$112,899
Monthly Installment
$1,470.90 /month for 4 years, 4 months (52 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$45,160 (40% of Car Price)
1st Installment
$1,470.90
Total Upfront Payment
$46,655.50

Loan Details

Total Loan
$67,739 Information
Total Interest
$8,747 Information
Total Sum Paid
$76,487 at the end of 4 years, 4 months (52 months)

Other Car Financial Details

COE
$84,001 Information
ARF Paid
$62,671 Information
PARF Rebate
You get back $31,336 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$18,679 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Dec 2019 -66,599 70,962 4,363
Jan 2020 -65,451 70,262 4,810
Feb 2020 -64,298 69,562 5,264
Mar 2020 -63,138 68,862 5,723
Apr 2020 -61,972 65,643 3,671
May 2020 -60,799 64,943 4,144
Jun 2020 -59,620 64,243 4,622
Jul 2020 -58,435 63,543 5,108
Aug 2020 -57,244 62,843 5,599
Sep 2020 -56,046 62,143 6,097
Oct 2020 -54,841 61,443 6,601
Nov 2020 -53,631 60,743 7,112
End Of Year 1 of Loan
Dec 2020 -52,414 60,043 7,629
Jan 2021 -51,190 59,343 8,152
Feb 2021 -49,961 58,643 8,682
Mar 2021 -48,725 57,943 9,218
Apr 2021 -47,482 54,724 7,242
May 2021 -46,234 54,024 7,790
Jun 2021 -44,979 53,324 8,346
Jul 2021 -43,717 52,624 8,907
Aug 2021 -42,449 51,924 9,475
Sep 2021 -41,175 51,224 10,049
Oct 2021 -39,895 50,524 10,629
Nov 2021 -38,608 49,824 11,216
End Of Year 2 of Loan
Dec 2021 -37,315 49,124 11,809
Jan 2022 -36,015 48,424 12,409
Feb 2022 -34,709 47,724 13,015
Mar 2022 -33,397 47,024 13,627
Apr 2022 -32,079 43,805 11,727
May 2022 -30,754 43,105 12,352
Jun 2022 -29,423 42,405 12,983
Jul 2022 -28,085 41,705 13,620
Aug 2022 -26,741 41,005 14,264
Sep 2022 -25,391 40,305 14,915
Oct 2022 -24,034 39,605 15,571
Nov 2022 -22,671 38,905 16,234
End Of Year 3 of Loan
Dec 2022 -21,302 38,205 16,904
Jan 2023 -19,926 37,505 17,579
Feb 2023 -18,544 36,805 18,261
Mar 2023 -17,156 36,105 18,950
Apr 2023 -15,761 32,887 17,126
May 2023 -14,360 32,187 17,827
Jun 2023 -12,952 31,487 18,534
Jul 2023 -11,539 30,787 19,248
Aug 2023 -10,119 30,087 19,968
Sep 2023 -8,692 29,387 20,694
Oct 2023 -7,259 28,687 21,427
Nov 2023 -5,820 27,987 22,166
End Of Year 4 of Loan
Dec 2023 -4,375 27,287 22,912
Jan 2024 -2,923 26,587 23,664
Feb 2024 -1,465 25,887 24,422
Mar 2024 0 25,187 25,187
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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