$112,899

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
28 Mar 2014 (3 years, 9 months remaining)
Months
(3 years, 9 months )
%

$50,373 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$84,001
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$112,899
Monthly Installment
$1,673.54 /month for 3 years, 9 months (45 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$33,870 (30% of Car Price)
1st Installment
$1,673.54
Total Upfront Payment
$35,568.24

Loan Details

Total Loan
$79,029 Information
Total Interest
$7,570 Information
Total Sum Paid
$86,599 at the end of 3 years, 9 months (45 months)

Other Car Financial Details

COE
$84,001 Information
ARF Paid
$62,671 Information
PARF Rebate
You get back $31,336 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$21,423 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jul 2020 -66,395 63,543 -2,852
Aug 2020 -65,043 62,843 -2,200
Sep 2020 -63,684 62,143 -1,541
Oct 2020 -62,318 61,443 -875
Nov 2020 -60,944 60,743 -201
Dec 2020 -59,563 60,043 480
Jan 2021 -58,175 59,343 1,168
Feb 2021 -56,779 58,643 1,863
Mar 2021 -55,376 57,943 2,566
Apr 2021 -53,966 54,724 758
May 2021 -52,549 54,024 1,476
Jun 2021 -51,124 53,324 2,200
End Of Year 1 of Loan
Jul 2021 -49,692 52,624 2,933
Aug 2021 -48,252 51,924 3,672
Sep 2021 -46,805 51,224 4,419
Oct 2021 -45,351 50,524 5,173
Nov 2021 -43,890 49,824 5,934
Dec 2021 -42,421 49,124 6,703
Jan 2022 -40,945 48,424 7,479
Feb 2022 -39,461 47,724 8,263
Mar 2022 -37,971 47,024 9,053
Apr 2022 -36,473 43,805 7,333
May 2022 -34,967 43,105 8,138
Jun 2022 -33,455 42,405 8,951
End Of Year 2 of Loan
Jul 2022 -31,935 41,705 9,770
Aug 2022 -30,408 41,005 10,598
Sep 2022 -28,873 40,305 11,432
Oct 2022 -27,331 39,605 12,274
Nov 2022 -25,782 38,905 13,123
Dec 2022 -24,225 38,205 13,980
Jan 2023 -22,662 37,505 14,844
Feb 2023 -21,090 36,805 15,715
Mar 2023 -19,512 36,105 16,593
Apr 2023 -17,926 32,887 14,960
May 2023 -16,333 32,187 15,853
Jun 2023 -14,733 31,487 16,754
End Of Year 3 of Loan
Jul 2023 -13,125 30,787 17,662
Aug 2023 -11,510 30,087 18,577
Sep 2023 -9,888 29,387 19,499
Oct 2023 -8,258 28,687 20,429
Nov 2023 -6,621 27,987 21,366
Dec 2023 -4,977 27,287 22,310
Jan 2024 -3,325 26,587 23,261
Feb 2024 -1,666 25,887 24,220
Mar 2024 0 25,187 25,187
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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