$65,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
29 Jan 2016 (5 years remaining)
Months
(5 years)
%

$15,269 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$51,000
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$65,800
Monthly Installment
$882.05 /month for 5 years (60 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$19,740 (30% of Car Price)
1st Installment
$882.05
Total Upfront Payment
$20,647.05

Loan Details

Total Loan
$46,060 Information
Total Interest
$6,863 Information
Total Sum Paid
$52,923 at the end of 5 years (60 months)

Other Car Financial Details

COE
$51,000 Information
ARF Paid
$15,269 Information
PARF Rebate
You get back $7,635 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$11,627 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -45,403 35,763 -9,640
Mar 2021 -44,742 35,338 -9,404
Apr 2021 -44,078 34,913 -9,164
May 2021 -43,409 34,488 -8,921
Jun 2021 -42,737 34,063 -8,674
Jul 2021 -42,062 33,638 -8,423
Aug 2021 -41,382 33,213 -8,169
Sep 2021 -40,699 32,788 -7,910
Oct 2021 -40,012 32,363 -7,648
Nov 2021 -39,321 31,938 -7,383
Dec 2021 -38,626 31,513 -7,113
Jan 2022 -37,928 31,088 -6,840
End Of Year 1 of Loan
Feb 2022 -37,226 29,900 -7,326
Mar 2022 -36,520 29,475 -7,045
Apr 2022 -35,811 29,050 -6,761
May 2022 -35,097 28,625 -6,473
Jun 2022 -34,380 28,200 -6,181
Jul 2022 -33,660 27,775 -5,885
Aug 2022 -32,935 27,350 -5,585
Sep 2022 -32,207 26,925 -5,282
Oct 2022 -31,475 26,500 -4,975
Nov 2022 -30,739 26,075 -4,664
Dec 2022 -29,999 25,650 -4,350
Jan 2023 -29,256 25,225 -4,031
End Of Year 2 of Loan
Feb 2023 -28,509 24,036 -4,473
Mar 2023 -27,758 23,611 -4,147
Apr 2023 -27,004 23,186 -3,817
May 2023 -26,245 22,761 -3,484
Jun 2023 -25,483 22,336 -3,147
Jul 2023 -24,718 21,911 -2,806
Aug 2023 -23,948 21,486 -2,462
Sep 2023 -23,175 21,061 -2,113
Oct 2023 -22,398 20,636 -1,761
Nov 2023 -21,617 20,211 -1,406
Dec 2023 -20,832 19,786 -1,046
Jan 2024 -20,044 19,361 -683
End Of Year 3 of Loan
Feb 2024 -19,252 18,173 -1,079
Mar 2024 -18,456 17,748 -708
Apr 2024 -17,657 17,323 -334
May 2024 -16,853 16,898 45
Jun 2024 -16,046 16,473 427
Jul 2024 -15,236 16,048 812
Aug 2024 -14,421 15,623 1,202
Sep 2024 -13,603 15,198 1,595
Oct 2024 -12,781 14,773 1,992
Nov 2024 -11,955 14,348 2,393
Dec 2024 -11,125 13,923 2,798
Jan 2025 -10,292 13,498 3,206
End Of Year 4 of Loan
Feb 2025 -9,455 12,310 2,854
Mar 2025 -8,614 11,885 3,270
Apr 2025 -7,770 11,460 3,690
May 2025 -6,921 11,035 4,113
Jun 2025 -6,069 10,610 4,540
Jul 2025 -5,214 10,185 4,971
Aug 2025 -4,354 9,760 5,406
Sep 2025 -3,491 9,335 5,844
Oct 2025 -2,624 8,910 6,286
Nov 2025 -1,753 8,485 6,732
Dec 2025 -878 8,060 7,181
Jan 2026 0 7,635 7,635
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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