$31,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
4 Feb 2010 (1 years remaining)
Months
(1 years)
%

$22,078 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$17,889
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$31,800
Monthly Installment
$1,637.38 /month for 1 years (12 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$9,540 (30% of Car Price)
1st Installment
$1,637.38
Total Upfront Payment
$11,202.38

Loan Details

Total Loan
$22,260 Information
Total Interest
$569 Information
Total Sum Paid
$22,829 at the end of 1 years (12 months)

Other Car Financial Details

COE
$17,889 Information
ARF Paid
$22,078 Information
PARF Rebate
You get back $11,039 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Mar 2021 -17,530 12,679 -4,851
Apr 2021 -15,973 12,530 -3,443
May 2021 -14,408 12,381 -2,028
Jun 2021 -12,837 12,232 -605
Jul 2021 -11,258 12,083 825
Aug 2021 -9,671 11,933 2,262
Sep 2021 -8,078 11,784 3,707
Oct 2021 -6,477 11,635 5,159
Nov 2021 -4,868 11,486 6,618
Dec 2021 -3,253 11,337 8,084
Jan 2022 -1,630 11,188 9,558
Feb 2022 0 11,039 11,039
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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