$86,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
25 Oct 2012 (2 years, 11 months remaining)
Months
(2 years, 11 months )
%

$39,005 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$80,001
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$86,800
Monthly Installment
$1,617.33 /month for 2 years, 11 months (35 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$26,040 (30% of Car Price)
1st Installment
$1,617.33
Total Upfront Payment
$27,682.33

Loan Details

Total Loan
$60,760 Information
Total Interest
$4,527 Information
Total Sum Paid
$65,287 at the end of 2 years, 11 months (35 months)

Other Car Financial Details

COE
$80,001 Information
ARF Paid
$39,005 Information
PARF Rebate
You get back $19,503 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$22,934 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Dec 2019 -50,714 46,070 -4,644
Jan 2020 -49,341 45,403 -3,938
Feb 2020 -47,961 44,737 -3,224
Mar 2020 -46,573 44,070 -2,504
Apr 2020 -45,179 43,403 -1,776
May 2020 -43,777 42,737 -1,041
Jun 2020 -42,368 42,070 -298
Jul 2020 -40,952 41,403 451
Aug 2020 -39,529 40,737 1,208
Sep 2020 -38,098 40,070 1,972
Oct 2020 -36,660 39,403 2,743
Nov 2020 -35,216 36,786 1,571
End Of Year 1 of Loan
Dec 2020 -33,763 36,120 2,356
Jan 2021 -32,304 35,453 3,149
Feb 2021 -30,838 34,786 3,948
Mar 2021 -29,364 34,120 4,755
Apr 2021 -27,883 33,453 5,570
May 2021 -26,395 32,786 6,391
Jun 2021 -24,900 32,120 7,219
Jul 2021 -23,398 31,453 8,055
Aug 2021 -21,888 30,786 8,898
Sep 2021 -20,371 30,120 9,748
Oct 2021 -18,848 29,453 10,605
Nov 2021 -17,316 26,836 9,519
End Of Year 2 of Loan
Dec 2021 -15,778 26,169 10,391
Jan 2022 -14,233 25,503 11,270
Feb 2022 -12,680 24,836 12,156
Mar 2022 -11,120 24,169 13,049
Apr 2022 -9,553 23,503 13,949
May 2022 -7,979 22,836 14,857
Jun 2022 -6,397 22,169 15,772
Jul 2022 -4,809 21,503 16,694
Aug 2022 -3,213 20,836 17,623
Sep 2022 -1,610 20,169 18,559
Oct 2022 0 19,503 19,503
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make