$86,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
25 Oct 2012 (2 years, 5 months remaining)
Months
(2 years, 5 months )
%

$39,005 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$80,001
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$86,800
Monthly Installment
$1,925.19 /month for 2 years, 5 months (29 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$26,040 (30% of Car Price)
1st Installment
$1,925.19
Total Upfront Payment
$27,990.19

Loan Details

Total Loan
$60,760 Information
Total Interest
$3,751 Information
Total Sum Paid
$64,511 at the end of 2 years, 5 months (29 months)

Other Car Financial Details

COE
$80,001 Information
ARF Paid
$39,005 Information
PARF Rebate
You get back $19,503 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$27,960 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jun 2020 -50,405 42,070 -8,335
Jul 2020 -48,721 41,403 -7,318
Aug 2020 -47,029 40,737 -6,292
Sep 2020 -45,328 40,070 -5,258
Oct 2020 -43,618 39,403 -4,215
Nov 2020 -41,900 36,786 -5,113
Dec 2020 -40,173 36,120 -4,053
Jan 2021 -38,437 35,453 -2,984
Feb 2021 -36,693 34,786 -1,907
Mar 2021 -34,940 34,120 -821
Apr 2021 -33,179 33,453 274
May 2021 -31,409 32,786 1,377
End Of Year 1 of Loan
Jun 2021 -29,630 32,120 2,489
Jul 2021 -27,843 31,453 3,610
Aug 2021 -26,047 30,786 4,739
Sep 2021 -24,243 30,120 5,877
Oct 2021 -22,430 29,453 7,023
Nov 2021 -20,608 26,836 6,228
Dec 2021 -18,778 26,169 7,392
Jan 2022 -16,939 25,503 8,564
Feb 2022 -15,091 24,836 9,745
Mar 2022 -13,235 24,169 10,934
Apr 2022 -11,370 23,503 12,132
May 2022 -9,497 22,836 13,339
End Of Year 2 of Loan
Jun 2022 -7,615 22,169 14,555
Jul 2022 -5,724 21,503 15,779
Aug 2022 -3,825 20,836 17,011
Sep 2022 -1,917 20,169 18,253
Oct 2022 0 19,503 19,503
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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