$45,300

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
27 Dec 2013 (2 years, 11 months remaining)
Months
(2 years, 11 months )
%

$29,686
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$48,001
Commercial  

Results

Financial Commitment

Car Price
$45,300
Monthly Installment
$844.07 /month for 2 years, 11 months (35 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$13,590 (30% of Car Price)
1st Installment
$844.07
Total Upfront Payment
$14,459.07

Loan Details

Total Loan
$31,710 Information
Total Interest
$2,362 Information
Total Sum Paid
$34,072 at the end of 2 years, 11 months (35 months)

Other Car Financial Details

COE
$48,001 Information
ARF Paid
$33,560 Information
PARF Rebate
You get back $16,780 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$15,531 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -26,467 13,600 -12,867
Mar 2021 -25,751 13,200 -12,550
Apr 2021 -25,030 12,800 -12,230
May 2021 -24,306 12,400 -11,906
Jun 2021 -23,578 12,000 -11,578
Jul 2021 -22,847 11,600 -11,247
Aug 2021 -22,111 11,200 -10,911
Sep 2021 -21,372 10,800 -10,572
Oct 2021 -20,630 10,400 -10,229
Nov 2021 -19,883 10,000 -9,883
Dec 2021 -19,133 9,600 -9,532
Jan 2022 -18,379 9,200 -9,178
End Of Year 1 of Loan
Feb 2022 -17,621 8,800 -8,821
Mar 2022 -16,859 8,400 -8,459
Apr 2022 -16,094 8,000 -8,094
May 2022 -15,325 7,600 -7,725
Jun 2022 -14,552 7,200 -7,352
Jul 2022 -13,775 6,800 -6,975
Aug 2022 -12,995 6,400 -6,595
Sep 2022 -12,211 6,000 -6,211
Oct 2022 -11,423 5,600 -5,823
Nov 2022 -10,632 5,200 -5,432
Dec 2022 -9,836 4,800 -5,036
Jan 2023 -9,037 4,400 -4,637
End Of Year 2 of Loan
Feb 2023 -8,234 4,000 -4,234
Mar 2023 -7,428 3,600 -3,828
Apr 2023 -6,618 3,200 -3,417
May 2023 -5,803 2,800 -3,003
Jun 2023 -4,986 2,400 -2,586
Jul 2023 -4,164 2,000 -2,164
Aug 2023 -3,339 1,600 -1,739
Sep 2023 -2,510 1,200 -1,310
Oct 2023 -1,677 800 -877
Nov 2023 -840 400 -440
Dec 2023 0 0 0
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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