$33,000

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
23 Apr 2012 (2 years, 5 months remaining)
Months
(2 years, 5 months )
%

$39,428
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$50,009
Commercial  

Results

Financial Commitment

Car Price
$33,000
Monthly Installment
$731.93 /month for 2 years, 5 months (29 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$9,900 (30% of Car Price)
1st Installment
$731.93
Total Upfront Payment
$10,656.93

Loan Details

Total Loan
$23,100 Information
Total Interest
$1,426 Information
Total Sum Paid
$24,526 at the end of 2 years, 5 months (29 months)

Other Car Financial Details

COE
$50,009 Information
ARF Paid
$39,428 Information
PARF Rebate
You get back $19,714 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$13,918 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jan 2021 -19,163 11,669 -7,494
Feb 2021 -18,523 11,252 -7,271
Mar 2021 -17,880 10,835 -7,044
Apr 2021 -17,233 10,419 -6,814
May 2021 -16,583 10,002 -6,581
Jun 2021 -15,930 9,585 -6,345
Jul 2021 -15,273 9,168 -6,105
Aug 2021 -14,613 8,752 -5,862
Sep 2021 -13,950 8,335 -5,615
Oct 2021 -13,284 7,918 -5,366
Nov 2021 -12,614 7,501 -5,113
Dec 2021 -11,941 7,085 -4,857
End Of Year 1 of Loan
Jan 2022 -11,265 6,668 -4,597
Feb 2022 -10,586 6,251 -4,334
Mar 2022 -9,903 5,834 -4,068
Apr 2022 -9,217 5,418 -3,799
May 2022 -8,527 5,001 -3,527
Jun 2022 -7,835 4,584 -3,251
Jul 2022 -7,139 4,167 -2,972
Aug 2022 -6,440 3,751 -2,689
Sep 2022 -5,737 3,334 -2,403
Oct 2022 -5,032 2,917 -2,115
Nov 2022 -4,323 2,500 -1,822
Dec 2022 -3,610 2,084 -1,527
End Of Year 2 of Loan
Jan 2023 -2,895 1,667 -1,228
Feb 2023 -2,176 1,250 -926
Mar 2023 -1,454 833 -621
Apr 2023 -729 417 -312
May 2023 0 0 0
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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