$33,000

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
23 Apr 2012 (2 years, 8 months remaining)
Months
(2 years, 8 months )
%

$39,428
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$50,009
Commercial  

Results

Financial Commitment

Car Price
$33,000
Monthly Installment
$667.92 /month for 2 years, 8 months (32 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$9,900 (30% of Car Price)
1st Installment
$667.92
Total Upfront Payment
$10,592.92

Loan Details

Total Loan
$23,100 Information
Total Interest
$1,573 Information
Total Sum Paid
$24,673 at the end of 2 years, 8 months (32 months)

Other Car Financial Details

COE
$50,009 Information
ARF Paid
$39,428 Information
PARF Rebate
You get back $19,714 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$12,340 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Sep 2019 -19,227 12,919 -6,308
Oct 2019 -18,652 12,502 -6,150
Nov 2019 -18,073 12,086 -5,988
Dec 2019 -17,492 11,669 -5,823
Jan 2020 -16,907 11,252 -5,655
Feb 2020 -16,320 10,835 -5,485
Mar 2020 -15,730 10,419 -5,311
Apr 2020 -15,136 10,002 -5,134
May 2020 -14,540 9,585 -4,955
Jun 2020 -13,940 9,168 -4,772
Jul 2020 -13,338 8,752 -4,586
Aug 2020 -12,733 8,335 -4,398
End Of Year 1 of Loan
Sep 2020 -12,124 7,918 -4,206
Oct 2020 -11,513 7,501 -4,012
Nov 2020 -10,899 7,085 -3,814
Dec 2020 -10,281 6,668 -3,614
Jan 2021 -9,661 6,251 -3,410
Feb 2021 -9,038 5,834 -3,204
Mar 2021 -8,412 5,418 -2,994
Apr 2021 -7,783 5,001 -2,782
May 2021 -7,150 4,584 -2,566
Jun 2021 -6,515 4,167 -2,348
Jul 2021 -5,877 3,751 -2,127
Aug 2021 -5,236 3,334 -1,902
End Of Year 2 of Loan
Sep 2021 -4,592 2,917 -1,675
Oct 2021 -3,945 2,500 -1,444
Nov 2021 -3,295 2,084 -1,211
Dec 2021 -2,642 1,667 -975
Jan 2022 -1,986 1,250 -736
Feb 2022 -1,327 833 -493
Mar 2022 -665 417 -248
Apr 2022 0 0 0
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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