$219,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
11 Nov 2016 (5 years, 10 months remaining)
Months
(5 years, 10 months )
%

$63,374 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$56,206
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$219,800
Monthly Installment
$2,211.50 /month for 5 years, 10 months (70 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$87,920 (40% of Car Price)
1st Installment
$2,211.50
Total Upfront Payment
$90,156.50

Loan Details

Total Loan
$131,880 Information
Total Interest
$22,925 Information
Total Sum Paid
$154,805 at the end of 5 years, 10 months (70 months)

Other Car Financial Details

COE
$56,206 Information
ARF Paid
$86,073 Information
PARF Rebate
You get back $43,037 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$30,522 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -130,314 79,849 -50,465
Mar 2021 -128,739 79,381 -49,359
Apr 2021 -127,155 78,912 -48,243
May 2021 -125,562 78,444 -47,118
Jun 2021 -123,959 77,975 -45,984
Jul 2021 -122,347 77,507 -44,840
Aug 2021 -120,726 77,039 -43,688
Sep 2021 -119,096 76,570 -42,526
Oct 2021 -117,456 76,102 -41,354
Nov 2021 -115,808 75,634 -40,174
Dec 2021 -114,150 71,996 -42,153
Jan 2022 -112,482 71,528 -40,954
End Of Year 1 of Loan
Feb 2022 -110,806 71,060 -39,746
Mar 2022 -109,120 70,591 -38,529
Apr 2022 -107,425 70,123 -37,303
May 2022 -105,721 69,655 -36,067
Jun 2022 -104,008 69,186 -34,822
Jul 2022 -102,285 68,718 -33,568
Aug 2022 -100,554 68,249 -32,304
Sep 2022 -98,813 67,781 -31,032
Oct 2022 -97,062 67,313 -29,750
Nov 2022 -95,303 66,844 -28,459
Dec 2022 -93,534 63,207 -30,327
Jan 2023 -91,756 62,739 -29,018
End Of Year 2 of Loan
Feb 2023 -89,969 62,270 -27,699
Mar 2023 -88,173 61,802 -26,371
Apr 2023 -86,367 61,334 -25,034
May 2023 -84,553 60,865 -23,687
Jun 2023 -82,729 60,397 -22,332
Jul 2023 -80,895 59,928 -20,967
Aug 2023 -79,053 59,460 -19,593
Sep 2023 -77,201 58,992 -18,209
Oct 2023 -75,340 58,523 -16,817
Nov 2023 -73,470 58,055 -15,415
Dec 2023 -71,591 54,418 -17,173
Jan 2024 -69,702 53,949 -15,753
End Of Year 3 of Loan
Feb 2024 -67,804 53,481 -14,323
Mar 2024 -65,897 53,013 -12,884
Apr 2024 -63,981 52,544 -11,436
May 2024 -62,055 52,076 -9,979
Jun 2024 -60,121 51,608 -8,513
Jul 2024 -58,177 51,139 -7,037
Aug 2024 -56,223 50,671 -5,553
Sep 2024 -54,261 50,202 -4,059
Oct 2024 -52,289 49,734 -2,555
Nov 2024 -50,308 49,266 -1,043
Dec 2024 -48,318 45,629 -2,690
Jan 2025 -46,319 45,160 -1,159
End Of Year 4 of Loan
Feb 2025 -44,310 44,692 381
Mar 2025 -42,293 44,223 1,931
Apr 2025 -40,266 43,755 3,489
May 2025 -38,229 43,287 5,057
Jun 2025 -36,184 42,818 6,634
Jul 2025 -34,129 42,350 8,220
Aug 2025 -32,065 41,881 9,816
Sep 2025 -29,992 41,413 11,421
Oct 2025 -27,910 40,945 13,035
Nov 2025 -25,818 40,476 14,658
Dec 2025 -23,718 36,839 13,122
Jan 2026 -21,608 36,371 14,763
End Of Year 5 of Loan
Feb 2026 -19,488 35,902 16,414
Mar 2026 -17,360 35,434 18,074
Apr 2026 -15,222 34,966 19,743
May 2026 -13,075 34,497 21,422
Jun 2026 -10,919 34,029 23,110
Jul 2026 -8,754 33,561 24,807
Aug 2026 -6,579 33,092 26,513
Sep 2026 -4,395 32,624 28,228
Oct 2026 -2,202 32,155 29,953
Nov 2026 0 31,687 31,687
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make