$172,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
26 Sep 2016 (5 years, 5 months remaining)
Months
(5 years, 5 months )
%

$37,979 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$57,002
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$172,800
Monthly Installment
$1,852.55 /month for 5 years, 5 months (65 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$69,120 (40% of Car Price)
1st Installment
$1,852.55
Total Upfront Payment
$70,997.55

Loan Details

Total Loan
$103,680 Information
Total Interest
$16,736 Information
Total Sum Paid
$120,416 at the end of 5 years, 5 months (65 months)

Other Car Financial Details

COE
$57,002 Information
ARF Paid
$45,171 Information
PARF Rebate
You get back $22,585 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$27,558 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
May 2021 -102,335 58,885 -43,449
Jun 2021 -100,981 58,410 -42,571
Jul 2021 -99,620 57,935 -41,685
Aug 2021 -98,252 57,460 -40,791
Sep 2021 -96,875 56,985 -39,890
Oct 2021 -95,491 54,611 -40,879
Nov 2021 -94,098 54,136 -39,962
Dec 2021 -92,698 53,661 -39,037
Jan 2022 -91,290 53,186 -38,104
Feb 2022 -89,875 52,711 -37,164
Mar 2022 -88,451 52,236 -36,215
Apr 2022 -87,020 51,761 -35,259
End Of Year 1 of Loan
May 2022 -85,581 51,286 -34,295
Jun 2022 -84,134 50,811 -33,323
Jul 2022 -82,680 50,336 -32,344
Aug 2022 -81,217 49,861 -31,356
Sep 2022 -79,747 49,386 -30,361
Oct 2022 -78,269 47,012 -31,257
Nov 2022 -76,783 46,537 -30,246
Dec 2022 -75,289 46,062 -29,227
Jan 2023 -73,788 45,587 -28,201
Feb 2023 -72,279 45,112 -27,167
Mar 2023 -70,762 44,637 -26,125
Apr 2023 -69,237 44,162 -25,075
End Of Year 2 of Loan
May 2023 -67,704 43,687 -24,017
Jun 2023 -66,164 43,212 -22,952
Jul 2023 -64,615 42,737 -21,878
Aug 2023 -63,059 42,262 -20,797
Sep 2023 -61,496 41,787 -19,709
Oct 2023 -59,924 39,413 -20,511
Nov 2023 -58,344 38,938 -19,406
Dec 2023 -56,757 38,463 -18,294
Jan 2024 -55,162 37,988 -17,174
Feb 2024 -53,559 37,513 -16,046
Mar 2024 -51,948 37,038 -14,911
Apr 2024 -50,330 36,563 -13,767
End Of Year 3 of Loan
May 2024 -48,704 36,088 -12,616
Jun 2024 -47,070 35,613 -11,457
Jul 2024 -45,428 35,138 -10,290
Aug 2024 -43,778 34,663 -9,115
Sep 2024 -42,121 34,188 -7,933
Oct 2024 -40,455 31,814 -8,641
Nov 2024 -38,782 31,339 -7,443
Dec 2024 -37,101 30,864 -6,237
Jan 2025 -35,413 30,389 -5,024
Feb 2025 -33,716 29,914 -3,802
Mar 2025 -32,012 29,439 -2,573
Apr 2025 -30,300 28,964 -1,336
End Of Year 4 of Loan
May 2025 -28,580 28,489 -91
Jun 2025 -26,852 28,014 1,162
Jul 2025 -25,116 27,539 2,422
Aug 2025 -23,373 27,064 3,691
Sep 2025 -21,622 26,589 4,967
Oct 2025 -19,863 24,215 4,352
Nov 2025 -18,096 23,740 5,643
Dec 2025 -16,322 23,265 6,943
Jan 2026 -14,540 22,790 8,250
Feb 2026 -12,749 22,315 9,565
Mar 2026 -10,951 21,840 10,888
Apr 2026 -9,146 21,365 12,219
End Of Year 5 of Loan
May 2026 -7,332 20,890 13,557
Jun 2026 -5,511 20,415 14,904
Jul 2026 -3,682 19,940 16,258
Aug 2026 -1,845 19,465 17,620
Sep 2026 0 18,990 18,990
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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