$130,000

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
26 Dec 2013 (4 years, 1 months remaining)
Months
(4 years, 1 months )
%

$55,866 Information
Based on this OMV and registration date, this car is eligible for minimum 40% down payment.
$87,001
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$130,000
Monthly Installment
$1,785.54 /month for 4 years, 1 months (49 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$52,000 (40% of Car Price)
1st Installment
$1,785.54
Total Upfront Payment
$53,810.54

Loan Details

Total Loan
$78,000 Information
Total Interest
$9,491 Information
Total Sum Paid
$87,491 at the end of 4 years, 1 months (49 months)

Other Car Financial Details

COE
$87,001 Information
ARF Paid
$72,559 Information
PARF Rebate
You get back $36,279 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$22,777 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Dec 2019 -76,594 73,907 -2,688
Jan 2020 -75,180 70,388 -4,792
Feb 2020 -73,759 69,663 -4,096
Mar 2020 -72,330 68,938 -3,392
Apr 2020 -70,893 68,213 -2,680
May 2020 -69,448 67,488 -1,960
Jun 2020 -67,996 66,763 -1,233
Jul 2020 -66,536 66,038 -498
Aug 2020 -65,068 65,313 245
Sep 2020 -63,592 64,588 996
Oct 2020 -62,109 63,863 1,754
Nov 2020 -60,618 63,138 2,520
End Of Year 1 of Loan
Dec 2020 -59,119 62,413 3,294
Jan 2021 -57,613 58,895 1,282
Feb 2021 -56,098 58,170 2,072
Mar 2021 -54,576 57,445 2,869
Apr 2021 -53,046 56,720 3,674
May 2021 -51,509 55,995 4,486
Jun 2021 -49,963 55,270 5,307
Jul 2021 -48,410 54,545 6,135
Aug 2021 -46,849 53,820 6,970
Sep 2021 -45,281 53,095 7,814
Oct 2021 -43,704 52,370 8,665
Nov 2021 -42,120 51,645 9,524
End Of Year 2 of Loan
Dec 2021 -40,528 50,920 10,391
Jan 2022 -38,929 47,401 8,473
Feb 2022 -37,322 46,676 9,355
Mar 2022 -35,706 45,951 10,245
Apr 2022 -34,084 45,226 11,143
May 2022 -32,453 44,501 12,048
Jun 2022 -30,815 43,776 12,962
Jul 2022 -29,169 43,051 13,883
Aug 2022 -27,515 42,326 14,812
Sep 2022 -25,853 41,601 15,748
Oct 2022 -24,184 40,876 16,692
Nov 2022 -22,507 40,151 17,644
End Of Year 3 of Loan
Dec 2022 -20,822 39,426 18,604
Jan 2023 -19,130 35,908 16,779
Feb 2023 -17,429 35,183 17,754
Mar 2023 -15,721 34,458 18,737
Apr 2023 -14,005 33,733 19,728
May 2023 -12,282 33,008 20,726
Jun 2023 -10,551 32,283 21,733
Jul 2023 -8,811 31,558 22,747
Aug 2023 -7,065 30,833 23,768
Sep 2023 -5,310 30,108 24,798
Oct 2023 -3,548 29,383 25,835
Nov 2023 -1,778 28,658 26,880
End Of Year 4 of Loan
Dec 2023 0 27,933 27,933
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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