$44,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
29 Nov 2011 (1 years, 7 months remaining)
Months
(1 years, 7 months )
%

$21,037 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$48,006
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$44,800
Monthly Installment
$1,481.49 /month for 1 years, 7 months (19 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$13,440 (30% of Car Price)
1st Installment
$1,481.49
Total Upfront Payment
$14,946.49

Loan Details

Total Loan
$31,360 Information
Total Interest
$1,268 Information
Total Sum Paid
$32,628 at the end of 1 years, 7 months (19 months)

Other Car Financial Details

COE
$48,006 Information
ARF Paid
$21,037 Information
PARF Rebate
You get back $10,519 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$22,877 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jun 2020 -25,525 18,771 -6,754
Jul 2020 -24,164 18,371 -5,793
Aug 2020 -22,796 17,971 -4,825
Sep 2020 -21,421 17,571 -3,850
Oct 2020 -20,040 17,171 -2,869
Nov 2020 -18,652 16,771 -1,881
Dec 2020 -17,257 16,371 -886
Jan 2021 -15,856 14,919 -937
Feb 2021 -14,448 14,519 71
Mar 2021 -13,033 14,119 1,086
Apr 2021 -11,612 13,719 2,107
May 2021 -10,184 13,319 3,135
End Of Year 1 of Loan
Jun 2021 -8,749 12,919 4,170
Jul 2021 -7,307 12,519 5,211
Aug 2021 -5,859 12,119 6,259
Sep 2021 -4,404 11,719 7,314
Oct 2021 -2,943 11,319 8,376
Nov 2021 -1,475 10,919 9,444
Dec 2021 0 10,519 10,519
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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