$91,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
26 Feb 2015 (4 years, 1 months remaining)
Months
(4 years, 1 months )
%

$27,140 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$66,751
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$91,800
Monthly Installment
$1,260.86 /month for 4 years, 1 months (49 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$27,540 (30% of Car Price)
1st Installment
$1,260.86
Total Upfront Payment
$28,825.86

Loan Details

Total Loan
$64,260 Information
Total Interest
$6,702 Information
Total Sum Paid
$70,962 at the end of 4 years, 1 months (49 months)

Other Car Financial Details

COE
$66,751 Information
ARF Paid
$29,996 Information
PARF Rebate
You get back $14,998 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$18,825 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -54,087 45,698 -8,389
Mar 2021 -53,089 43,785 -9,304
Apr 2021 -52,085 43,229 -8,856
May 2021 -51,076 42,673 -8,403
Jun 2021 -50,061 42,116 -7,945
Jul 2021 -49,041 41,560 -7,481
Aug 2021 -48,016 41,004 -7,012
Sep 2021 -46,985 40,448 -6,537
Oct 2021 -45,948 39,891 -6,057
Nov 2021 -44,906 39,335 -5,571
Dec 2021 -43,859 38,779 -5,080
Jan 2022 -42,806 38,223 -4,583
End Of Year 1 of Loan
Feb 2022 -41,747 37,666 -4,081
Mar 2022 -40,683 35,753 -4,930
Apr 2022 -39,614 35,197 -4,417
May 2022 -38,539 34,641 -3,899
Jun 2022 -37,459 34,084 -3,375
Jul 2022 -36,373 33,528 -2,845
Aug 2022 -35,282 32,972 -2,310
Sep 2022 -34,185 32,415 -1,770
Oct 2022 -33,083 31,859 -1,224
Nov 2022 -31,975 31,303 -672
Dec 2022 -30,862 30,747 -115
Jan 2023 -29,743 30,190 447
End Of Year 2 of Loan
Feb 2023 -28,619 29,634 1,015
Mar 2023 -27,490 27,721 231
Apr 2023 -26,355 27,165 810
May 2023 -25,214 26,608 1,394
Jun 2023 -24,068 26,052 1,984
Jul 2023 -22,917 25,496 2,579
Aug 2023 -21,760 24,940 3,180
Sep 2023 -20,598 24,383 3,786
Oct 2023 -19,430 23,827 4,397
Nov 2023 -18,256 23,271 5,014
Dec 2023 -17,078 22,715 5,637
Jan 2024 -15,893 22,158 6,265
End Of Year 3 of Loan
Feb 2024 -14,704 21,602 6,898
Mar 2024 -13,508 19,689 6,180
Apr 2024 -12,308 19,133 6,825
May 2024 -11,102 18,576 7,475
Jun 2024 -9,890 18,020 8,130
Jul 2024 -8,673 17,464 8,791
Aug 2024 -7,450 16,908 9,457
Sep 2024 -6,222 16,351 10,129
Oct 2024 -4,989 15,795 10,806
Nov 2024 -3,750 15,239 11,489
Dec 2024 -2,505 14,683 12,177
Jan 2025 -1,255 14,126 12,871
End Of Year 4 of Loan
Feb 2025 0 13,570 13,570
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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