$68,500

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
26 Oct 2015 (4 years, 4 months remaining)
Months
(4 years, 4 months )
%

$18,038 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$57,301
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$68,500
Monthly Installment
$1,041.19 /month for 4 years, 4 months (52 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$20,550 (30% of Car Price)
1st Installment
$1,041.19
Total Upfront Payment
$21,616.19

Loan Details

Total Loan
$47,950 Information
Total Interest
$6,192 Information
Total Sum Paid
$54,142 at the end of 4 years, 4 months (52 months)

Other Car Financial Details

COE
$57,301 Information
ARF Paid
$18,038 Information
PARF Rebate
You get back $9,019 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$13,678 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jul 2021 -47,142 36,980 -10,163
Aug 2021 -46,330 36,502 -9,828
Sep 2021 -45,514 36,025 -9,489
Oct 2021 -44,693 35,547 -9,146
Nov 2021 -43,867 34,168 -9,700
Dec 2021 -43,037 33,690 -9,347
Jan 2022 -42,203 33,213 -8,990
Feb 2022 -41,364 32,735 -8,629
Mar 2022 -40,520 32,258 -8,263
Apr 2022 -39,672 31,780 -7,892
May 2022 -38,820 31,303 -7,517
Jun 2022 -37,963 30,825 -7,138
End Of Year 1 of Loan
Jul 2022 -37,102 30,348 -6,754
Aug 2022 -36,236 29,870 -6,366
Sep 2022 -35,365 29,393 -5,973
Oct 2022 -34,490 28,915 -5,575
Nov 2022 -33,611 27,536 -6,075
Dec 2022 -32,727 27,058 -5,669
Jan 2023 -31,838 26,581 -5,258
Feb 2023 -30,946 26,103 -4,843
Mar 2023 -30,048 25,626 -4,423
Apr 2023 -29,146 25,148 -3,998
May 2023 -28,240 24,671 -3,569
Jun 2023 -27,329 24,193 -3,136
End Of Year 2 of Loan
Jul 2023 -26,414 23,716 -2,698
Aug 2023 -25,494 23,238 -2,256
Sep 2023 -24,569 22,761 -1,809
Oct 2023 -23,641 22,283 -1,358
Nov 2023 -22,707 20,904 -1,804
Dec 2023 -21,769 20,426 -1,343
Jan 2024 -20,827 19,949 -878
Feb 2024 -19,880 19,471 -409
Mar 2024 -18,929 18,994 65
Apr 2024 -17,973 18,516 543
May 2024 -17,013 18,039 1,026
Jun 2024 -16,048 17,561 1,513
End Of Year 3 of Loan
Jul 2024 -15,079 17,084 2,005
Aug 2024 -14,105 16,606 2,501
Sep 2024 -13,127 16,129 3,002
Oct 2024 -12,144 15,651 3,507
Nov 2024 -11,157 14,272 3,115
Dec 2024 -10,165 13,794 3,629
Jan 2025 -9,169 13,317 4,148
Feb 2025 -8,168 12,839 4,671
Mar 2025 -7,163 12,362 5,199
Apr 2025 -6,153 11,884 5,731
May 2025 -5,139 11,407 6,268
Jun 2025 -4,120 10,929 6,809
End Of Year 4 of Loan
Jul 2025 -3,097 10,452 7,355
Aug 2025 -2,069 9,974 7,905
Sep 2025 -1,037 9,497 8,460
Oct 2025 0 9,019 9,019
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make