Mercedes-Benz CLA-Class CLA180

$127,000

Print Ad

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

21 Mar 2017 (6 years, 2 months remaining)

Loan Term

Months

(6 years, 2 months )

Interest Rate

OMV:

$28,815 Information

Based on this OMV and registration date, this car is eligible for minimum 30% down payment.

COE:

$50,991

Car Category:

PARF Car For car registered from March 2013, the minimum PARF rebate is 50% ARF.

(min PARF 50% of ARF)

Results

Financial Commitment

Car Price: $127,000
Monthly Installment: $1,218.96 /month for 6 years, 2 months (74 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $38,100 (30% of Car Price)
1st Installment: $1,218.96
Total Upfront Payment: $39,343.96

Loan Details

Total Loan: $88,900
Total Interest: $14,003
Total Sum Paid: $102,903 at the end of 6 years, 2 months (74 months)

Other Car Financial Details

COE: $50,991
ARF Paid: $32,341
PARF Rebate: You get back $16,171 at the end of 10th year (PARF Rebate)
Annual Depreciation: $18,003

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Feb	2021	39,319	88,984	13,630	-75,354	21,611	31,020	52,631	-22,724
2.	Mar	2021	40,538	87,765	13,261	-74,504	21,611	30,595	52,206	-22,298
3.	Apr	2021	41,757	86,546	12,898	-73,648	21,611	30,170	51,781	-21,867
4.	May	2021	42,976	85,327	12,540	-72,788	21,611	29,745	51,356	-21,432
5.	Jun	2021	44,195	84,108	12,186	-71,922	21,611	29,320	50,931	-20,991
6.	Jul	2021	45,414	82,889	11,838	-71,051	21,611	28,895	50,506	-20,545
7.	Aug	2021	46,633	81,670	11,495	-70,175	21,611	28,470	50,081	-20,094
8.	Sep	2021	47,852	80,451	11,157	-69,294	21,611	28,045	49,656	-19,638
9.	Oct	2021	49,071	79,232	10,824	-68,408	21,611	27,620	49,231	-19,177
10.	Nov	2021	50,290	78,013	10,496	-67,517	21,611	27,195	48,806	-18,711
11.	Dec	2021	51,509	76,794	10,173	-66,621	21,611	26,770	48,382	-18,240
12.	Jan	2022	52,728	75,576	9,855	-65,720	21,611	26,345	47,957	-17,764
End Of Year 1 of Loan
13.	Feb	2022	53,946	74,357	9,542	-64,814	21,611	25,920	47,532	-17,283
14.	Mar	2022	55,165	73,138	9,234	-63,903	21,611	25,496	47,107	-16,796
15.	Apr	2022	56,384	71,919	8,932	-62,987	20,171	25,071	45,241	-17,746
16.	May	2022	57,603	70,700	8,634	-62,066	20,171	24,646	44,816	-17,250
17.	Jun	2022	58,822	69,481	8,341	-61,139	20,171	24,221	44,391	-16,748
18.	Jul	2022	60,041	68,262	8,054	-60,208	20,171	23,796	43,966	-16,242
19.	Aug	2022	61,260	67,043	7,771	-59,272	20,171	23,371	43,541	-15,730
20.	Sep	2022	62,479	65,824	7,494	-58,330	20,171	22,946	43,116	-15,214
21.	Oct	2022	63,698	64,605	7,221	-57,384	20,171	22,521	42,692	-14,692
22.	Nov	2022	64,917	63,386	6,954	-56,432	20,171	22,096	42,267	-14,166
23.	Dec	2022	66,136	62,167	6,691	-55,476	20,171	21,671	41,842	-13,634
24.	Jan	2023	67,355	60,948	6,434	-54,514	20,171	21,246	41,417	-13,097
End Of Year 2 of Loan
25.	Feb	2023	68,574	59,729	6,182	-53,548	20,171	20,821	40,992	-12,556
26.	Mar	2023	69,793	58,510	5,934	-52,576	20,171	20,396	40,567	-12,009
27.	Apr	2023	71,012	57,291	5,692	-51,599	18,730	19,971	38,701	-12,898
28.	May	2023	72,231	56,072	5,455	-50,617	18,730	19,547	38,276	-12,341
29.	Jun	2023	73,450	54,853	5,223	-49,630	18,730	19,122	37,851	-11,779
30.	Jul	2023	74,669	53,634	4,996	-48,639	18,730	18,697	37,426	-11,212
31.	Aug	2023	75,888	52,415	4,774	-47,642	18,730	18,272	37,002	-10,640
32.	Sep	2023	77,107	51,196	4,557	-46,640	18,730	17,847	36,577	-10,063
33.	Oct	2023	78,326	49,977	4,345	-45,633	18,730	17,422	36,152	-9,481
34.	Nov	2023	79,545	48,758	4,138	-44,621	18,730	16,997	35,727	-8,894
35.	Dec	2023	80,764	47,539	3,936	-43,603	18,730	16,572	35,302	-8,302
36.	Jan	2024	81,983	46,320	3,739	-42,581	18,730	16,147	34,877	-7,704
End Of Year 3 of Loan
37.	Feb	2024	83,202	45,102	3,547	-41,554	18,730	15,722	34,452	-7,102
38.	Mar	2024	84,420	43,883	3,361	-40,522	18,730	15,297	34,027	-6,495
39.	Apr	2024	85,639	42,664	3,179	-39,485	17,289	14,872	32,161	-7,323
40.	May	2024	86,858	41,445	3,002	-38,442	17,289	14,447	31,736	-6,706
41.	Jun	2024	88,077	40,226	2,831	-37,395	17,289	14,023	31,312	-6,083
42.	Jul	2024	89,296	39,007	2,664	-36,342	17,289	13,598	30,887	-5,456
43.	Aug	2024	90,515	37,788	2,503	-35,285	17,289	13,173	30,462	-4,823
44.	Sep	2024	91,734	36,569	2,346	-34,222	17,289	12,748	30,037	-4,186
45.	Oct	2024	92,953	35,350	2,195	-33,155	17,289	12,323	29,612	-3,543
46.	Nov	2024	94,172	34,131	2,049	-32,082	17,289	11,898	29,187	-2,895
47.	Dec	2024	95,391	32,912	1,907	-31,004	17,289	11,473	28,762	-2,242
48.	Jan	2025	96,610	31,693	1,771	-29,922	17,289	11,048	28,337	-1,585
End Of Year 4 of Loan
49.	Feb	2025	97,829	30,474	1,640	-28,834	17,289	10,623	27,912	-922
50.	Mar	2025	99,048	29,255	1,514	-27,741	17,289	10,198	27,487	-254
51.	Apr	2025	100,267	28,036	1,393	-26,643	15,848	9,773	25,622	-1,022
52.	May	2025	101,486	26,817	1,277	-25,540	15,848	9,348	25,197	-344
53.	Jun	2025	102,705	25,598	1,166	-24,432	15,848	8,923	24,772	339	Break Even
54.	Jul	2025	103,924	24,379	1,060	-23,320	15,848	8,499	24,347	1,027
55.	Aug	2025	105,143	23,160	959	-22,201	15,848	8,074	23,922	1,720
56.	Sep	2025	106,362	21,941	863	-21,078	15,848	7,649	23,497	2,419
57.	Oct	2025	107,581	20,722	772	-19,950	15,848	7,224	23,072	3,122
58.	Nov	2025	108,800	19,503	686	-18,817	15,848	6,799	22,647	3,830
59.	Dec	2025	110,019	18,284	606	-17,679	15,848	6,374	22,222	4,543
60.	Jan	2026	111,238	17,065	530	-16,536	15,848	5,949	21,797	5,262
End Of Year 5 of Loan
61.	Feb	2026	112,457	15,846	459	-15,387	15,848	5,524	21,372	5,985
62.	Mar	2026	113,676	14,628	394	-14,234	15,848	5,099	20,947	6,713
63.	Apr	2026	114,894	13,409	333	-13,076	14,408	4,674	19,082	6,006
64.	May	2026	116,113	12,190	278	-11,912	14,408	4,249	18,657	6,745
65.	Jun	2026	117,332	10,971	227	-10,744	14,408	3,824	18,232	7,488
66.	Jul	2026	118,551	9,752	182	-9,570	14,408	3,399	17,807	8,237
67.	Aug	2026	119,770	8,533	141	-8,391	14,408	2,974	17,382	8,991
68.	Sep	2026	120,989	7,314	106	-7,208	14,408	2,550	16,957	9,749
69.	Oct	2026	122,208	6,095	76	-6,019	14,408	2,125	16,532	10,513
70.	Nov	2026	123,427	4,876	50	-4,825	14,408	1,700	16,107	11,282
71.	Dec	2026	124,646	3,657	30	-3,627	14,408	1,275	15,682	12,056
72.	Jan	2027	125,865	2,438	15	-2,423	14,408	850	15,257	12,835
End Of Year 6 of Loan
73.	Feb	2027	127,084	1,219	5	-1,214	14,408	425	14,832	13,619
74.	Mar	2027	128,303	0	0	0	14,408	0	14,408	14,408	Loan Fully Paid

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb	2021	-75,354	52,631	-22,724
Mar	2021	-74,504	52,206	-22,298
Apr	2021	-73,648	51,781	-21,867
May	2021	-72,788	51,356	-21,432
Jun	2021	-71,922	50,931	-20,991
Jul	2021	-71,051	50,506	-20,545
Aug	2021	-70,175	50,081	-20,094
Sep	2021	-69,294	49,656	-19,638
Oct	2021	-68,408	49,231	-19,177
Nov	2021	-67,517	48,806	-18,711
Dec	2021	-66,621	48,382	-18,240
Jan	2022	-65,720	47,957	-17,764
End Of Year 1 of Loan
Feb	2022	-64,814	47,532	-17,283
Mar	2022	-63,903	47,107	-16,796
Apr	2022	-62,987	45,241	-17,746
May	2022	-62,066	44,816	-17,250
Jun	2022	-61,139	44,391	-16,748
Jul	2022	-60,208	43,966	-16,242
Aug	2022	-59,272	43,541	-15,730
Sep	2022	-58,330	43,116	-15,214
Oct	2022	-57,384	42,692	-14,692
Nov	2022	-56,432	42,267	-14,166
Dec	2022	-55,476	41,842	-13,634
Jan	2023	-54,514	41,417	-13,097
End Of Year 2 of Loan
Feb	2023	-53,548	40,992	-12,556
Mar	2023	-52,576	40,567	-12,009
Apr	2023	-51,599	38,701	-12,898
May	2023	-50,617	38,276	-12,341
Jun	2023	-49,630	37,851	-11,779
Jul	2023	-48,639	37,426	-11,212
Aug	2023	-47,642	37,002	-10,640
Sep	2023	-46,640	36,577	-10,063
Oct	2023	-45,633	36,152	-9,481
Nov	2023	-44,621	35,727	-8,894
Dec	2023	-43,603	35,302	-8,302
Jan	2024	-42,581	34,877	-7,704
End Of Year 3 of Loan
Feb	2024	-41,554	34,452	-7,102
Mar	2024	-40,522	34,027	-6,495
Apr	2024	-39,485	32,161	-7,323
May	2024	-38,442	31,736	-6,706
Jun	2024	-37,395	31,312	-6,083
Jul	2024	-36,342	30,887	-5,456
Aug	2024	-35,285	30,462	-4,823
Sep	2024	-34,222	30,037	-4,186
Oct	2024	-33,155	29,612	-3,543
Nov	2024	-32,082	29,187	-2,895
Dec	2024	-31,004	28,762	-2,242
Jan	2025	-29,922	28,337	-1,585
End Of Year 4 of Loan
Feb	2025	-28,834	27,912	-922
Mar	2025	-27,741	27,487	-254
Apr	2025	-26,643	25,622	-1,022
May	2025	-25,540	25,197	-344
Jun	2025	-24,432	24,772	339
Jul	2025	-23,320	24,347	1,027
Aug	2025	-22,201	23,922	1,720
Sep	2025	-21,078	23,497	2,419
Oct	2025	-19,950	23,072	3,122
Nov	2025	-18,817	22,647	3,830
Dec	2025	-17,679	22,222	4,543
Jan	2026	-16,536	21,797	5,262
End Of Year 5 of Loan
Feb	2026	-15,387	21,372	5,985
Mar	2026	-14,234	20,947	6,713
Apr	2026	-13,076	19,082	6,006
May	2026	-11,912	18,657	6,745
Jun	2026	-10,744	18,232	7,488
Jul	2026	-9,570	17,807	8,237
Aug	2026	-8,391	17,382	8,991
Sep	2026	-7,208	16,957	9,749
Oct	2026	-6,019	16,532	10,513
Nov	2026	-4,825	16,107	11,282
Dec	2026	-3,627	15,682	12,056
Jan	2027	-2,423	15,257	12,835
End Of Year 6 of Loan
Feb	2027	-1,214	14,832	13,619
Mar	2027	0	14,408	14,408

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make

USED CARS FOR SALE IN SINGAPORE

Oneshift provides you with the best online shopping experience for buying used or second hand cars in Singapore. With a wide selection from all makes like Honda, Toyota, BMW, Mercedes-Benz, Mitsubishi and Nissan for used cars Singapore. You can easily shortlist the car of your choice to meet your needs and budget. We list used cars for sale from both dealers and direct sellers. Search from a list of PARF and COE cars, automatic or manual, by price range, colour, registration years and age. Used cars with low annual depreciation and off peak cars (OPC) are also a draw for the price conscious. Choose from a range of body types such as Sedan, SUV, MPV, Hatch, Coupe, Cabriolet and Wagon. If you are selling your own car, you can even post a Premium used car ad with us to reach out to a no. of potential car buyers.