$127,000

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
21 Mar 2017 (6 years, 2 months remaining)
Months
(6 years, 2 months )
%

$28,815 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$50,991
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$127,000
Monthly Installment
$1,218.96 /month for 6 years, 2 months (74 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$38,100 (30% of Car Price)
1st Installment
$1,218.96
Total Upfront Payment
$39,343.96

Loan Details

Total Loan
$88,900 Information
Total Interest
$14,003 Information
Total Sum Paid
$102,903 at the end of 6 years, 2 months (74 months)

Other Car Financial Details

COE
$50,991 Information
ARF Paid
$32,341 Information
PARF Rebate
You get back $16,171 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$18,003 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -75,354 52,631 -22,724
Mar 2021 -74,504 52,206 -22,298
Apr 2021 -73,648 51,781 -21,867
May 2021 -72,788 51,356 -21,432
Jun 2021 -71,922 50,931 -20,991
Jul 2021 -71,051 50,506 -20,545
Aug 2021 -70,175 50,081 -20,094
Sep 2021 -69,294 49,656 -19,638
Oct 2021 -68,408 49,231 -19,177
Nov 2021 -67,517 48,806 -18,711
Dec 2021 -66,621 48,382 -18,240
Jan 2022 -65,720 47,957 -17,764
End Of Year 1 of Loan
Feb 2022 -64,814 47,532 -17,283
Mar 2022 -63,903 47,107 -16,796
Apr 2022 -62,987 45,241 -17,746
May 2022 -62,066 44,816 -17,250
Jun 2022 -61,139 44,391 -16,748
Jul 2022 -60,208 43,966 -16,242
Aug 2022 -59,272 43,541 -15,730
Sep 2022 -58,330 43,116 -15,214
Oct 2022 -57,384 42,692 -14,692
Nov 2022 -56,432 42,267 -14,166
Dec 2022 -55,476 41,842 -13,634
Jan 2023 -54,514 41,417 -13,097
End Of Year 2 of Loan
Feb 2023 -53,548 40,992 -12,556
Mar 2023 -52,576 40,567 -12,009
Apr 2023 -51,599 38,701 -12,898
May 2023 -50,617 38,276 -12,341
Jun 2023 -49,630 37,851 -11,779
Jul 2023 -48,639 37,426 -11,212
Aug 2023 -47,642 37,002 -10,640
Sep 2023 -46,640 36,577 -10,063
Oct 2023 -45,633 36,152 -9,481
Nov 2023 -44,621 35,727 -8,894
Dec 2023 -43,603 35,302 -8,302
Jan 2024 -42,581 34,877 -7,704
End Of Year 3 of Loan
Feb 2024 -41,554 34,452 -7,102
Mar 2024 -40,522 34,027 -6,495
Apr 2024 -39,485 32,161 -7,323
May 2024 -38,442 31,736 -6,706
Jun 2024 -37,395 31,312 -6,083
Jul 2024 -36,342 30,887 -5,456
Aug 2024 -35,285 30,462 -4,823
Sep 2024 -34,222 30,037 -4,186
Oct 2024 -33,155 29,612 -3,543
Nov 2024 -32,082 29,187 -2,895
Dec 2024 -31,004 28,762 -2,242
Jan 2025 -29,922 28,337 -1,585
End Of Year 4 of Loan
Feb 2025 -28,834 27,912 -922
Mar 2025 -27,741 27,487 -254
Apr 2025 -26,643 25,622 -1,022
May 2025 -25,540 25,197 -344
Jun 2025 -24,432 24,772 339
Jul 2025 -23,320 24,347 1,027
Aug 2025 -22,201 23,922 1,720
Sep 2025 -21,078 23,497 2,419
Oct 2025 -19,950 23,072 3,122
Nov 2025 -18,817 22,647 3,830
Dec 2025 -17,679 22,222 4,543
Jan 2026 -16,536 21,797 5,262
End Of Year 5 of Loan
Feb 2026 -15,387 21,372 5,985
Mar 2026 -14,234 20,947 6,713
Apr 2026 -13,076 19,082 6,006
May 2026 -11,912 18,657 6,745
Jun 2026 -10,744 18,232 7,488
Jul 2026 -9,570 17,807 8,237
Aug 2026 -8,391 17,382 8,991
Sep 2026 -7,208 16,957 9,749
Oct 2026 -6,019 16,532 10,513
Nov 2026 -4,825 16,107 11,282
Dec 2026 -3,627 15,682 12,056
Jan 2027 -2,423 15,257 12,835
End Of Year 6 of Loan
Feb 2027 -1,214 14,832 13,619
Mar 2027 0 14,408 14,408
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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