Volkswagen Jetta 1.4 TSI (A)

$27,800

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

21 Apr 2010 (0 years, 9 months remaining)

Loan Term

Months

(0 years, 9 months )

Interest Rate

OMV:

$22,106 Information

Based on this OMV and registration date, this car is eligible for minimum 30% down payment.

COE:

$20,802

Car Category:

PARF Car For car registered between March 2008 to February 2013, the minimum PARF rebate is at 50% of OMV.

(min PARF 50% of OMV)

Results

Financial Commitment

Car Price: $27,800
Monthly Installment: $1,894.76 /month for 0 years, 9 months (9 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $8,340 (30% of Car Price)
1st Installment: $1,894.76
Total Upfront Payment: $10,259.76

Loan Details

Total Loan: $19,460
Total Interest: $373
Total Sum Paid: $19,833 at the end of 0 years, 9 months (9 months)

Other Car Financial Details

COE: $20,802
ARF Paid: $22,106
PARF Rebate: You get back $11,053 at the end of 10th year (PARF Rebate)
Annual Depreciation: -

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Feb	2021	10,235	15,158	298	-14,860	11,053	1,387	12,440	-2,420
2.	Mar	2021	12,130	13,263	232	-13,031	11,053	1,213	12,266	-765
3.	Apr	2021	14,024	11,369	174	-11,195	11,053	1,040	12,093	899	Break Even
4.	May	2021	15,919	9,474	124	-9,350	11,053	867	11,920	2,570
5.	Jun	2021	17,814	7,579	83	-7,496	11,053	693	11,746	4,250
6.	Jul	2021	19,709	5,684	50	-5,635	11,053	520	11,573	5,938
7.	Aug	2021	21,603	3,790	25	-3,765	11,053	347	11,400	7,635
8.	Sep	2021	23,498	1,895	8	-1,886	11,053	173	11,226	9,340
9.	Oct	2021	25,393	0	0	0	11,053	0	11,053	11,053	Loan Fully Paid

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb	2021	-14,860	12,440	-2,420
Mar	2021	-13,031	12,266	-765
Apr	2021	-11,195	12,093	899
May	2021	-9,350	11,920	2,570
Jun	2021	-7,496	11,746	4,250
Jul	2021	-5,635	11,573	5,938
Aug	2021	-3,765	11,400	7,635
Sep	2021	-1,886	11,226	9,340
Oct	2021	0	11,053	11,053

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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