$121,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
22 Apr 2013 (2 years, 3 months remaining)
Months
(2 years, 3 months )
%

$64,609 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$67,010
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$121,800
Monthly Installment
$2,888.15 /month for 2 years, 3 months (27 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$36,540 (30% of Car Price)
1st Installment
$2,888.15
Total Upfront Payment
$39,453.15

Loan Details

Total Loan
$85,260 Information
Total Interest
$4,900 Information
Total Sum Paid
$90,160 at the end of 2 years, 3 months (27 months)

Other Car Financial Details

COE
$67,010 Information
ARF Paid
$88,296 Information
PARF Rebate
You get back $44,148 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$34,470 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -70,542 53,284 -17,258
Mar 2021 -67,991 52,726 -15,265
Apr 2021 -65,427 52,167 -13,259
May 2021 -62,850 48,379 -14,471
Jun 2021 -60,260 47,820 -12,440
Jul 2021 -57,657 47,262 -10,395
Aug 2021 -55,041 46,703 -8,337
Sep 2021 -52,412 46,145 -6,267
Oct 2021 -49,770 45,586 -4,184
Nov 2021 -47,115 45,028 -2,087
Dec 2021 -44,447 44,470 22
Jan 2022 -41,767 43,911 2,145
End Of Year 1 of Loan
Feb 2022 -39,073 43,353 4,280
Mar 2022 -36,366 42,794 6,428
Apr 2022 -33,647 42,236 8,589
May 2022 -30,914 38,447 7,533
Jun 2022 -28,169 37,889 9,720
Jul 2022 -25,410 37,330 11,920
Aug 2022 -22,639 36,772 14,133
Sep 2022 -19,854 36,213 16,359
Oct 2022 -17,057 35,655 18,598
Nov 2022 -14,246 35,097 20,850
Dec 2022 -11,423 34,538 23,115
Jan 2023 -8,587 33,980 25,393
End Of Year 2 of Loan
Feb 2023 -5,737 33,421 27,684
Mar 2023 -2,875 32,863 29,988
Apr 2023 0 32,305 32,305
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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