$77,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
5 Sep 2012 (1 years, 8 months remaining)
Months
(1 years, 8 months )
%

$36,903 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$88,002
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$77,800
Monthly Installment
$2,449.92 /month for 1 years, 8 months (20 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$23,340 (30% of Car Price)
1st Installment
$2,449.92
Total Upfront Payment
$25,814.92

Loan Details

Total Loan
$54,460 Information
Total Interest
$2,318 Information
Total Sum Paid
$56,778 at the end of 1 years, 8 months (20 months)

Other Car Financial Details

COE
$88,002 Information
ARF Paid
$36,903 Information
PARF Rebate
You get back $18,452 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$36,817 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -44,451 34,230 -10,221
Mar 2021 -42,211 33,497 -8,714
Apr 2021 -39,960 32,764 -7,196
May 2021 -37,697 32,030 -5,667
Jun 2021 -35,424 31,297 -4,127
Jul 2021 -33,140 30,564 -2,576
Aug 2021 -30,844 29,830 -1,014
Sep 2021 -28,538 29,097 559
Oct 2021 -26,220 26,518 298
Nov 2021 -23,892 25,785 1,893
Dec 2021 -21,552 25,052 3,499
Jan 2022 -19,202 24,318 5,116
End Of Year 1 of Loan
Feb 2022 -16,840 23,585 6,745
Mar 2022 -14,468 22,852 8,384
Apr 2022 -12,084 22,118 10,034
May 2022 -9,689 21,385 11,696
Jun 2022 -7,284 20,652 13,368
Jul 2022 -4,867 19,918 15,051
Aug 2022 -2,439 19,185 16,746
Sep 2022 0 18,452 18,452
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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