Honda Jazz 1.5 RS (A)

$70,800

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

7 Oct 2015 (4 years, 9 months remaining)

Loan Term

Months

(4 years, 9 months )

Interest Rate

OMV:

$14,791 Information

Based on this OMV and registration date, this car is eligible for minimum 30% down payment.

COE:

$55,399

Car Category:

PARF Car For car registered from March 2013, the minimum PARF rebate is 50% ARF.

(min PARF 50% of ARF)

Results

Financial Commitment

Car Price: $70,800
Monthly Installment: $992.55 /month for 4 years, 9 months (57 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $21,240 (30% of Car Price)
1st Installment: $992.55
Total Upfront Payment: $22,257.55

Loan Details

Total Loan: $49,560
Total Interest: $7,015
Total Sum Paid: $56,575 at the end of 4 years, 9 months (57 months)

Other Car Financial Details

COE: $55,399
ARF Paid: $14,791
PARF Rebate: You get back $7,396 at the end of 10th year (PARF Rebate)
Annual Depreciation: $13,508

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Feb	2021	22,233	55,583	6,773	-48,809	10,354	25,853	36,207	-12,603
2.	Mar	2021	23,225	54,590	6,536	-48,054	10,354	25,391	35,745	-12,310
3.	Apr	2021	24,218	53,598	6,302	-47,295	10,354	24,930	35,283	-12,012
4.	May	2021	25,210	52,605	6,073	-46,532	10,354	24,468	34,822	-11,710
5.	Jun	2021	26,203	51,612	5,848	-45,764	10,354	24,006	34,360	-11,404
6.	Jul	2021	27,195	50,620	5,627	-44,992	10,354	23,545	33,898	-11,094
7.	Aug	2021	28,188	49,627	5,411	-44,216	10,354	23,083	33,437	-10,780
8.	Sep	2021	29,180	48,635	5,199	-43,436	10,354	22,621	32,975	-10,461
9.	Oct	2021	30,173	47,642	4,991	-42,651	10,354	22,160	32,513	-10,138
10.	Nov	2021	31,165	46,650	4,787	-41,863	9,614	21,698	31,312	-10,550
11.	Dec	2021	32,158	45,657	4,588	-41,070	9,614	21,236	30,850	-10,219
12.	Jan	2022	33,151	44,665	4,392	-40,272	9,614	20,775	30,389	-9,883
End Of Year 1 of Loan
13.	Feb	2022	34,143	43,672	4,201	-39,471	9,614	20,313	29,927	-9,543
14.	Mar	2022	35,136	42,680	4,015	-38,665	9,614	19,851	29,465	-9,199
15.	Apr	2022	36,128	41,687	3,832	-37,855	9,614	19,390	29,004	-8,851
16.	May	2022	37,121	40,694	3,654	-37,040	9,614	18,928	28,542	-8,498
17.	Jun	2022	38,113	39,702	3,480	-36,222	9,614	18,466	28,080	-8,141
18.	Jul	2022	39,106	38,709	3,310	-35,399	9,614	18,005	27,619	-7,780
19.	Aug	2022	40,098	37,717	3,145	-34,572	9,614	17,543	27,157	-7,415
20.	Sep	2022	41,091	36,724	2,983	-33,741	9,614	17,081	26,696	-7,045
21.	Oct	2022	42,084	35,732	2,826	-32,905	9,614	16,620	26,234	-6,671
22.	Nov	2022	43,076	34,739	2,674	-32,065	8,875	16,158	25,033	-7,033
23.	Dec	2022	44,069	33,747	2,525	-31,221	8,875	15,696	24,571	-6,650
24.	Jan	2023	45,061	32,754	2,381	-30,373	8,875	15,235	24,109	-6,264
End Of Year 2 of Loan
25.	Feb	2023	46,054	31,762	2,241	-29,521	8,875	14,773	23,648	-5,873
26.	Mar	2023	47,046	30,769	2,105	-28,664	8,875	14,311	23,186	-5,478
27.	Apr	2023	48,039	29,776	1,973	-27,803	8,875	13,850	22,724	-5,079
28.	May	2023	49,031	28,784	1,846	-26,938	8,875	13,388	22,263	-4,675
29.	Jun	2023	50,024	27,791	1,723	-26,068	8,875	12,926	21,801	-4,267
30.	Jul	2023	51,016	26,799	1,604	-25,195	8,875	12,465	21,339	-3,855
31.	Aug	2023	52,009	25,806	1,490	-24,317	8,875	12,003	20,878	-3,439
32.	Sep	2023	53,002	24,814	1,379	-23,434	8,875	11,541	20,416	-3,018
33.	Oct	2023	53,994	23,821	1,273	-22,548	8,875	11,080	19,954	-2,594
34.	Nov	2023	54,987	22,829	1,171	-21,657	8,135	10,618	18,753	-2,904
35.	Dec	2023	55,979	21,836	1,074	-20,762	8,135	10,156	18,292	-2,471
36.	Jan	2024	56,972	20,844	980	-19,863	8,135	9,695	17,830	-2,033
End Of Year 3 of Loan
37.	Feb	2024	57,964	19,851	891	-18,960	8,135	9,233	17,368	-1,592
38.	Mar	2024	58,957	18,858	806	-18,052	8,135	8,772	16,907	-1,146
39.	Apr	2024	59,949	17,866	726	-17,140	8,135	8,310	16,445	-695
40.	May	2024	60,942	16,873	649	-16,224	8,135	7,848	15,983	-241
41.	Jun	2024	61,934	15,881	577	-15,304	8,135	7,387	15,522	218	Break Even
42.	Jul	2024	62,927	14,888	509	-14,379	8,135	6,925	15,060	681
43.	Aug	2024	63,920	13,896	446	-13,450	8,135	6,463	14,598	1,148
44.	Sep	2024	64,912	12,903	386	-12,517	8,135	6,002	14,137	1,620
45.	Oct	2024	65,905	11,911	331	-11,580	8,135	5,540	13,675	2,095
46.	Nov	2024	66,897	10,918	280	-10,638	7,396	5,078	12,474	1,836
47.	Dec	2024	67,890	9,925	233	-9,692	7,396	4,617	12,012	2,320
48.	Jan	2025	68,882	8,933	191	-8,742	7,396	4,155	11,550	2,808
End Of Year 4 of Loan
49.	Feb	2025	69,875	7,940	153	-7,788	7,396	3,693	11,089	3,301
50.	Mar	2025	70,867	6,948	119	-6,829	7,396	3,232	10,627	3,798
51.	Apr	2025	71,860	5,955	89	-5,866	7,396	2,770	10,165	4,299
52.	May	2025	72,852	4,963	64	-4,899	7,396	2,308	9,704	4,805
53.	Jun	2025	73,845	3,970	42	-3,928	7,396	1,847	9,242	5,314
54.	Jul	2025	74,838	2,978	25	-2,952	7,396	1,385	8,780	5,828
55.	Aug	2025	75,830	1,985	13	-1,972	7,396	923	8,319	6,346
56.	Sep	2025	76,823	993	4	-988	7,396	462	7,857	6,869
57.	Oct	2025	77,815	0	0	0	7,396	0	7,396	7,396	Loan Fully Paid

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb	2021	-48,809	36,207	-12,603
Mar	2021	-48,054	35,745	-12,310
Apr	2021	-47,295	35,283	-12,012
May	2021	-46,532	34,822	-11,710
Jun	2021	-45,764	34,360	-11,404
Jul	2021	-44,992	33,898	-11,094
Aug	2021	-44,216	33,437	-10,780
Sep	2021	-43,436	32,975	-10,461
Oct	2021	-42,651	32,513	-10,138
Nov	2021	-41,863	31,312	-10,550
Dec	2021	-41,070	30,850	-10,219
Jan	2022	-40,272	30,389	-9,883
End Of Year 1 of Loan
Feb	2022	-39,471	29,927	-9,543
Mar	2022	-38,665	29,465	-9,199
Apr	2022	-37,855	29,004	-8,851
May	2022	-37,040	28,542	-8,498
Jun	2022	-36,222	28,080	-8,141
Jul	2022	-35,399	27,619	-7,780
Aug	2022	-34,572	27,157	-7,415
Sep	2022	-33,741	26,696	-7,045
Oct	2022	-32,905	26,234	-6,671
Nov	2022	-32,065	25,033	-7,033
Dec	2022	-31,221	24,571	-6,650
Jan	2023	-30,373	24,109	-6,264
End Of Year 2 of Loan
Feb	2023	-29,521	23,648	-5,873
Mar	2023	-28,664	23,186	-5,478
Apr	2023	-27,803	22,724	-5,079
May	2023	-26,938	22,263	-4,675
Jun	2023	-26,068	21,801	-4,267
Jul	2023	-25,195	21,339	-3,855
Aug	2023	-24,317	20,878	-3,439
Sep	2023	-23,434	20,416	-3,018
Oct	2023	-22,548	19,954	-2,594
Nov	2023	-21,657	18,753	-2,904
Dec	2023	-20,762	18,292	-2,471
Jan	2024	-19,863	17,830	-2,033
End Of Year 3 of Loan
Feb	2024	-18,960	17,368	-1,592
Mar	2024	-18,052	16,907	-1,146
Apr	2024	-17,140	16,445	-695
May	2024	-16,224	15,983	-241
Jun	2024	-15,304	15,522	218
Jul	2024	-14,379	15,060	681
Aug	2024	-13,450	14,598	1,148
Sep	2024	-12,517	14,137	1,620
Oct	2024	-11,580	13,675	2,095
Nov	2024	-10,638	12,474	1,836
Dec	2024	-9,692	12,012	2,320
Jan	2025	-8,742	11,550	2,808
End Of Year 4 of Loan
Feb	2025	-7,788	11,089	3,301
Mar	2025	-6,829	10,627	3,798
Apr	2025	-5,866	10,165	4,299
May	2025	-4,899	9,704	4,805
Jun	2025	-3,928	9,242	5,314
Jul	2025	-2,952	8,780	5,828
Aug	2025	-1,972	8,319	6,346
Sep	2025	-988	7,857	6,869
Oct	2025	0	7,396	7,396

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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