$70,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
7 Oct 2015 (4 years, 9 months remaining)
Months
(4 years, 9 months )
%

$14,791 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$55,399
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$70,800
Monthly Installment
$992.55 /month for 4 years, 9 months (57 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$21,240 (30% of Car Price)
1st Installment
$992.55
Total Upfront Payment
$22,257.55

Loan Details

Total Loan
$49,560 Information
Total Interest
$7,015 Information
Total Sum Paid
$56,575 at the end of 4 years, 9 months (57 months)

Other Car Financial Details

COE
$55,399 Information
ARF Paid
$14,791 Information
PARF Rebate
You get back $7,396 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$13,508 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -48,809 36,207 -12,603
Mar 2021 -48,054 35,745 -12,310
Apr 2021 -47,295 35,283 -12,012
May 2021 -46,532 34,822 -11,710
Jun 2021 -45,764 34,360 -11,404
Jul 2021 -44,992 33,898 -11,094
Aug 2021 -44,216 33,437 -10,780
Sep 2021 -43,436 32,975 -10,461
Oct 2021 -42,651 32,513 -10,138
Nov 2021 -41,863 31,312 -10,550
Dec 2021 -41,070 30,850 -10,219
Jan 2022 -40,272 30,389 -9,883
End Of Year 1 of Loan
Feb 2022 -39,471 29,927 -9,543
Mar 2022 -38,665 29,465 -9,199
Apr 2022 -37,855 29,004 -8,851
May 2022 -37,040 28,542 -8,498
Jun 2022 -36,222 28,080 -8,141
Jul 2022 -35,399 27,619 -7,780
Aug 2022 -34,572 27,157 -7,415
Sep 2022 -33,741 26,696 -7,045
Oct 2022 -32,905 26,234 -6,671
Nov 2022 -32,065 25,033 -7,033
Dec 2022 -31,221 24,571 -6,650
Jan 2023 -30,373 24,109 -6,264
End Of Year 2 of Loan
Feb 2023 -29,521 23,648 -5,873
Mar 2023 -28,664 23,186 -5,478
Apr 2023 -27,803 22,724 -5,079
May 2023 -26,938 22,263 -4,675
Jun 2023 -26,068 21,801 -4,267
Jul 2023 -25,195 21,339 -3,855
Aug 2023 -24,317 20,878 -3,439
Sep 2023 -23,434 20,416 -3,018
Oct 2023 -22,548 19,954 -2,594
Nov 2023 -21,657 18,753 -2,904
Dec 2023 -20,762 18,292 -2,471
Jan 2024 -19,863 17,830 -2,033
End Of Year 3 of Loan
Feb 2024 -18,960 17,368 -1,592
Mar 2024 -18,052 16,907 -1,146
Apr 2024 -17,140 16,445 -695
May 2024 -16,224 15,983 -241
Jun 2024 -15,304 15,522 218
Jul 2024 -14,379 15,060 681
Aug 2024 -13,450 14,598 1,148
Sep 2024 -12,517 14,137 1,620
Oct 2024 -11,580 13,675 2,095
Nov 2024 -10,638 12,474 1,836
Dec 2024 -9,692 12,012 2,320
Jan 2025 -8,742 11,550 2,808
End Of Year 4 of Loan
Feb 2025 -7,788 11,089 3,301
Mar 2025 -6,829 10,627 3,798
Apr 2025 -5,866 10,165 4,299
May 2025 -4,899 9,704 4,805
Jun 2025 -3,928 9,242 5,314
Jul 2025 -2,952 8,780 5,828
Aug 2025 -1,972 8,319 6,346
Sep 2025 -988 7,857 6,869
Oct 2025 0 7,396 7,396
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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