$85,888

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
28 Jun 2016 (5 years, 4 months remaining)
Months
(5 years, 4 months )
%

$19,298 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$47,889
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$85,888
Monthly Installment
$1,088.70 /month for 5 years, 4 months (64 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$25,766 (30% of Car Price)
1st Installment
$1,088.70
Total Upfront Payment
$26,880.10

Loan Details

Total Loan
$60,122 Information
Total Interest
$9,555 Information
Total Sum Paid
$69,677 at the end of 5 years, 4 months (64 months)

Other Car Financial Details

COE
$47,889 Information
ARF Paid
$19,298 Information
PARF Rebate
You get back $9,649 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$14,290 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Mar 2021 -59,327 39,615 -19,712
Apr 2021 -58,528 39,216 -19,311
May 2021 -57,724 38,817 -18,907
Jun 2021 -56,915 38,418 -18,497
Jul 2021 -56,102 37,054 -19,048
Aug 2021 -55,285 36,655 -18,630
Sep 2021 -54,462 36,256 -18,206
Oct 2021 -53,635 35,857 -17,779
Nov 2021 -52,804 35,458 -17,346
Dec 2021 -51,968 35,059 -16,909
Jan 2022 -51,127 34,660 -16,468
Feb 2022 -50,282 34,261 -16,022
End Of Year 1 of Loan
Mar 2022 -49,432 33,861 -15,571
Apr 2022 -48,578 33,462 -15,116
May 2022 -47,719 33,063 -14,656
Jun 2022 -46,855 32,664 -14,191
Jul 2022 -45,987 31,300 -14,687
Aug 2022 -45,114 30,901 -14,213
Sep 2022 -44,237 30,502 -13,735
Oct 2022 -43,355 30,103 -13,252
Nov 2022 -42,468 29,704 -12,764
Dec 2022 -41,577 29,305 -12,272
Jan 2023 -40,681 28,906 -11,776
Feb 2023 -39,781 28,507 -11,274
End Of Year 2 of Loan
Mar 2023 -38,876 28,108 -10,769
Apr 2023 -37,967 27,709 -10,258
May 2023 -37,052 27,309 -9,743
Jun 2023 -36,134 26,910 -9,223
Jul 2023 -35,210 25,546 -9,664
Aug 2023 -34,282 25,147 -9,135
Sep 2023 -33,350 24,748 -8,602
Oct 2023 -32,413 24,349 -8,064
Nov 2023 -31,471 23,950 -7,521
Dec 2023 -30,525 23,551 -6,974
Jan 2024 -29,574 23,152 -6,422
Feb 2024 -28,619 22,753 -5,866
End Of Year 3 of Loan
Mar 2024 -27,658 22,354 -5,305
Apr 2024 -26,694 21,955 -4,739
May 2024 -25,725 21,556 -4,169
Jun 2024 -24,751 21,157 -3,594
Jul 2024 -23,772 19,793 -3,980
Aug 2024 -22,789 19,394 -3,396
Sep 2024 -21,802 18,994 -2,807
Oct 2024 -20,809 18,595 -2,214
Nov 2024 -19,812 18,196 -1,616
Dec 2024 -18,811 17,797 -1,014
Jan 2025 -17,805 17,398 -407
Feb 2025 -16,794 16,999 205
End Of Year 4 of Loan
Mar 2025 -15,779 16,600 821
Apr 2025 -14,759 16,201 1,441
May 2025 -13,735 15,802 2,067
Jun 2025 -12,706 15,403 2,697
Jul 2025 -11,673 14,039 2,366
Aug 2025 -10,634 13,640 3,005
Sep 2025 -9,592 13,241 3,649
Oct 2025 -8,544 12,842 4,297
Nov 2025 -7,492 12,443 4,950
Dec 2025 -6,436 12,043 5,608
Jan 2026 -5,375 11,644 6,270
Feb 2026 -4,309 11,245 6,936
End Of Year 5 of Loan
Mar 2026 -3,239 10,846 7,608
Apr 2026 -2,164 10,447 8,284
May 2026 -1,084 10,048 8,964
Jun 2026 0 9,649 9,649
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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