Honda Mobilio 1.5 RS i-VTEC Luxe (A)

$85,888

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

28 Jun 2016 (5 years, 4 months remaining)

Loan Term

Months

(5 years, 4 months )

Interest Rate

OMV:

$19,298 Information

Based on this OMV and registration date, this car is eligible for minimum 30% down payment.

COE:

$47,889

Car Category:

PARF Car For car registered from March 2013, the minimum PARF rebate is 50% ARF.

(min PARF 50% of ARF)

Results

Financial Commitment

Car Price: $85,888
Monthly Installment: $1,088.70 /month for 5 years, 4 months (64 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $25,766 (30% of Car Price)
1st Installment: $1,088.70
Total Upfront Payment: $26,880.10

Loan Details

Total Loan: $60,122
Total Interest: $9,555
Total Sum Paid: $69,677 at the end of 5 years, 4 months (64 months)

Other Car Financial Details

COE: $47,889
ARF Paid: $19,298
PARF Rebate: You get back $9,649 at the end of 10th year (PARF Rebate)
Annual Depreciation: $14,290

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Mar	2021	26,855	68,588	9,261	-59,327	14,474	25,142	39,615	-19,712
2.	Apr	2021	27,944	67,500	8,972	-58,528	14,474	24,743	39,216	-19,311
3.	May	2021	29,033	66,411	8,687	-57,724	14,474	24,344	38,817	-18,907
4.	Jun	2021	30,121	65,322	8,407	-56,915	14,474	23,945	38,418	-18,497
5.	Jul	2021	31,210	64,233	8,131	-56,102	13,509	23,545	37,054	-19,048
6.	Aug	2021	32,299	63,145	7,860	-55,285	13,509	23,146	36,655	-18,630
7.	Sep	2021	33,387	62,056	7,594	-54,462	13,509	22,747	36,256	-18,206
8.	Oct	2021	34,476	60,967	7,332	-53,635	13,509	22,348	35,857	-17,779
9.	Nov	2021	35,565	59,879	7,075	-52,804	13,509	21,949	35,458	-17,346
10.	Dec	2021	36,653	58,790	6,822	-51,968	13,509	21,550	35,059	-16,909
11.	Jan	2022	37,742	57,701	6,574	-51,127	13,509	21,151	34,660	-16,468
12.	Feb	2022	38,831	56,613	6,330	-50,282	13,509	20,752	34,261	-16,022
End Of Year 1 of Loan
13.	Mar	2022	39,920	55,524	6,092	-49,432	13,509	20,353	33,861	-15,571
14.	Apr	2022	41,008	54,435	5,857	-48,578	13,509	19,954	33,462	-15,116
15.	May	2022	42,097	53,346	5,628	-47,719	13,509	19,555	33,063	-14,656
16.	Jun	2022	43,186	52,258	5,402	-46,855	13,509	19,156	32,664	-14,191
17.	Jul	2022	44,274	51,169	5,182	-45,987	12,544	18,757	31,300	-14,687
18.	Aug	2022	45,363	50,080	4,966	-45,114	12,544	18,357	30,901	-14,213
19.	Sep	2022	46,452	48,992	4,755	-44,237	12,544	17,958	30,502	-13,735
20.	Oct	2022	47,540	47,903	4,548	-43,355	12,544	17,559	30,103	-13,252
21.	Nov	2022	48,629	46,814	4,346	-42,468	12,544	17,160	29,704	-12,764
22.	Dec	2022	49,718	45,725	4,148	-41,577	12,544	16,761	29,305	-12,272
23.	Jan	2023	50,807	44,637	3,955	-40,681	12,544	16,362	28,906	-11,776
24.	Feb	2023	51,895	43,548	3,767	-39,781	12,544	15,963	28,507	-11,274
End Of Year 2 of Loan
25.	Mar	2023	52,984	42,459	3,583	-38,876	12,544	15,564	28,108	-10,769
26.	Apr	2023	54,073	41,371	3,404	-37,967	12,544	15,165	27,709	-10,258
27.	May	2023	55,161	40,282	3,230	-37,052	12,544	14,766	27,309	-9,743
28.	Jun	2023	56,250	39,193	3,060	-36,134	12,544	14,367	26,910	-9,223
29.	Jul	2023	57,339	38,105	2,894	-35,210	11,579	13,968	25,546	-9,664
30.	Aug	2023	58,427	37,016	2,733	-34,282	11,579	13,569	25,147	-9,135
31.	Sep	2023	59,516	35,927	2,577	-33,350	11,579	13,169	24,748	-8,602
32.	Oct	2023	60,605	34,838	2,426	-32,413	11,579	12,770	24,349	-8,064
33.	Nov	2023	61,694	33,750	2,279	-31,471	11,579	12,371	23,950	-7,521
34.	Dec	2023	62,782	32,661	2,136	-30,525	11,579	11,972	23,551	-6,974
35.	Jan	2024	63,871	31,572	1,998	-29,574	11,579	11,573	23,152	-6,422
36.	Feb	2024	64,960	30,484	1,865	-28,619	11,579	11,174	22,753	-5,866
End Of Year 3 of Loan
37.	Mar	2024	66,048	29,395	1,736	-27,658	11,579	10,775	22,354	-5,305
38.	Apr	2024	67,137	28,306	1,612	-26,694	11,579	10,376	21,955	-4,739
39.	May	2024	68,226	27,218	1,493	-25,725	11,579	9,977	21,556	-4,169
40.	Jun	2024	69,314	26,129	1,378	-24,751	11,579	9,578	21,157	-3,594
41.	Jul	2024	70,403	25,040	1,268	-23,772	10,614	9,179	19,793	-3,980
42.	Aug	2024	71,492	23,951	1,162	-22,789	10,614	8,780	19,394	-3,396
43.	Sep	2024	72,581	22,863	1,061	-21,802	10,614	8,381	18,994	-2,807
44.	Oct	2024	73,669	21,774	965	-20,809	10,614	7,982	18,595	-2,214
45.	Nov	2024	74,758	20,685	873	-19,812	10,614	7,582	18,196	-1,616
46.	Dec	2024	75,847	19,597	786	-18,811	10,614	7,183	17,797	-1,014
47.	Jan	2025	76,935	18,508	703	-17,805	10,614	6,784	17,398	-407
48.	Feb	2025	78,024	17,419	625	-16,794	10,614	6,385	16,999	205	Break Even
End Of Year 4 of Loan
49.	Mar	2025	79,113	16,331	551	-15,779	10,614	5,986	16,600	821
50.	Apr	2025	80,201	15,242	482	-14,759	10,614	5,587	16,201	1,441
51.	May	2025	81,290	14,153	418	-13,735	10,614	5,188	15,802	2,067
52.	Jun	2025	82,379	13,064	358	-12,706	10,614	4,789	15,403	2,697
53.	Jul	2025	83,468	11,976	303	-11,673	9,649	4,390	14,039	2,366
54.	Aug	2025	84,556	10,887	253	-10,634	9,649	3,991	13,640	3,005
55.	Sep	2025	85,645	9,798	207	-9,592	9,649	3,592	13,241	3,649
56.	Oct	2025	86,734	8,710	165	-8,544	9,649	3,193	12,842	4,297
57.	Nov	2025	87,822	7,621	129	-7,492	9,649	2,794	12,443	4,950
58.	Dec	2025	88,911	6,532	96	-6,436	9,649	2,394	12,043	5,608
59.	Jan	2026	90,000	5,444	69	-5,375	9,649	1,995	11,644	6,270
60.	Feb	2026	91,089	4,355	46	-4,309	9,649	1,596	11,245	6,936
End Of Year 5 of Loan
61.	Mar	2026	92,177	3,266	28	-3,239	9,649	1,197	10,846	7,608
62.	Apr	2026	93,266	2,177	14	-2,164	9,649	798	10,447	8,284
63.	May	2026	94,355	1,089	5	-1,084	9,649	399	10,048	8,964
64.	Jun	2026	95,443	0	0	0	9,649	0	9,649	9,649	Loan Fully Paid

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Mar	2021	-59,327	39,615	-19,712
Apr	2021	-58,528	39,216	-19,311
May	2021	-57,724	38,817	-18,907
Jun	2021	-56,915	38,418	-18,497
Jul	2021	-56,102	37,054	-19,048
Aug	2021	-55,285	36,655	-18,630
Sep	2021	-54,462	36,256	-18,206
Oct	2021	-53,635	35,857	-17,779
Nov	2021	-52,804	35,458	-17,346
Dec	2021	-51,968	35,059	-16,909
Jan	2022	-51,127	34,660	-16,468
Feb	2022	-50,282	34,261	-16,022
End Of Year 1 of Loan
Mar	2022	-49,432	33,861	-15,571
Apr	2022	-48,578	33,462	-15,116
May	2022	-47,719	33,063	-14,656
Jun	2022	-46,855	32,664	-14,191
Jul	2022	-45,987	31,300	-14,687
Aug	2022	-45,114	30,901	-14,213
Sep	2022	-44,237	30,502	-13,735
Oct	2022	-43,355	30,103	-13,252
Nov	2022	-42,468	29,704	-12,764
Dec	2022	-41,577	29,305	-12,272
Jan	2023	-40,681	28,906	-11,776
Feb	2023	-39,781	28,507	-11,274
End Of Year 2 of Loan
Mar	2023	-38,876	28,108	-10,769
Apr	2023	-37,967	27,709	-10,258
May	2023	-37,052	27,309	-9,743
Jun	2023	-36,134	26,910	-9,223
Jul	2023	-35,210	25,546	-9,664
Aug	2023	-34,282	25,147	-9,135
Sep	2023	-33,350	24,748	-8,602
Oct	2023	-32,413	24,349	-8,064
Nov	2023	-31,471	23,950	-7,521
Dec	2023	-30,525	23,551	-6,974
Jan	2024	-29,574	23,152	-6,422
Feb	2024	-28,619	22,753	-5,866
End Of Year 3 of Loan
Mar	2024	-27,658	22,354	-5,305
Apr	2024	-26,694	21,955	-4,739
May	2024	-25,725	21,556	-4,169
Jun	2024	-24,751	21,157	-3,594
Jul	2024	-23,772	19,793	-3,980
Aug	2024	-22,789	19,394	-3,396
Sep	2024	-21,802	18,994	-2,807
Oct	2024	-20,809	18,595	-2,214
Nov	2024	-19,812	18,196	-1,616
Dec	2024	-18,811	17,797	-1,014
Jan	2025	-17,805	17,398	-407
Feb	2025	-16,794	16,999	205
End Of Year 4 of Loan
Mar	2025	-15,779	16,600	821
Apr	2025	-14,759	16,201	1,441
May	2025	-13,735	15,802	2,067
Jun	2025	-12,706	15,403	2,697
Jul	2025	-11,673	14,039	2,366
Aug	2025	-10,634	13,640	3,005
Sep	2025	-9,592	13,241	3,649
Oct	2025	-8,544	12,842	4,297
Nov	2025	-7,492	12,443	4,950
Dec	2025	-6,436	12,043	5,608
Jan	2026	-5,375	11,644	6,270
Feb	2026	-4,309	11,245	6,936
End Of Year 5 of Loan
Mar	2026	-3,239	10,846	7,608
Apr	2026	-2,164	10,447	8,284
May	2026	-1,084	10,048	8,964
Jun	2026	0	9,649	9,649

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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