$78,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
30 May 2016 (6 years, 9 months remaining)
Months
(6 years, 9 months )
%

$20,037 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$46,009
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$78,800
Monthly Installment
$701.12 /month for 6 years, 9 months (81 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$23,640 (30% of Car Price)
1st Installment
$701.12
Total Upfront Payment
$24,366.12

Loan Details

Total Loan
$55,160 Information
Total Interest
$9,510 Information
Total Sum Paid
$64,670 at the end of 6 years, 9 months (81 months)

Other Car Financial Details

COE
$46,009 Information
ARF Paid
$20,052 Information
PARF Rebate
You get back $10,026 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$10,175 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Sep 2019 -46,811 45,700 -1,110
Oct 2019 -46,339 45,317 -1,022
Nov 2019 -45,864 44,934 -930
Dec 2019 -45,386 44,550 -836
Jan 2020 -44,906 44,167 -739
Feb 2020 -44,422 43,783 -639
Mar 2020 -43,936 43,400 -536
Apr 2020 -43,447 43,017 -430
May 2020 -42,955 42,633 -321
Jun 2020 -42,460 42,250 -210
Jul 2020 -41,962 41,866 -95
Aug 2020 -41,461 41,483 22
End Of Year 1 of Loan
Sep 2020 -40,958 41,100 142
Oct 2020 -40,451 40,716 265
Nov 2020 -39,942 40,333 391
Dec 2020 -39,430 39,949 519
Jan 2021 -38,915 39,566 651
Feb 2021 -38,397 39,182 785
Mar 2021 -37,876 38,799 923
Apr 2021 -37,353 38,416 1,063
May 2021 -36,826 38,032 1,206
Jun 2021 -36,297 36,647 350
Jul 2021 -35,765 36,264 499
Aug 2021 -35,230 35,880 650
End Of Year 2 of Loan
Sep 2021 -34,692 35,497 805
Oct 2021 -34,151 35,113 962
Nov 2021 -33,608 34,730 1,122
Dec 2021 -33,061 34,347 1,285
Jan 2022 -32,512 33,963 1,451
Feb 2022 -31,960 33,580 1,620
Mar 2022 -31,405 33,196 1,792
Apr 2022 -30,847 32,813 1,966
May 2022 -30,286 32,430 2,144
Jun 2022 -29,722 31,044 1,322
Jul 2022 -29,156 30,661 1,505
Aug 2022 -28,586 30,277 1,691
End Of Year 3 of Loan
Sep 2022 -28,014 29,894 1,880
Oct 2022 -27,439 29,511 2,072
Nov 2022 -26,861 29,127 2,266
Dec 2022 -26,280 28,744 2,464
Jan 2023 -25,696 28,360 2,664
Feb 2023 -25,110 27,977 2,867
Mar 2023 -24,520 27,594 3,073
Apr 2023 -23,928 27,210 3,282
May 2023 -23,333 26,827 3,494
Jun 2023 -22,735 25,441 2,707
Jul 2023 -22,134 25,058 2,924
Aug 2023 -21,530 24,675 3,144
End Of Year 4 of Loan
Sep 2023 -20,924 24,291 3,368
Oct 2023 -20,314 23,908 3,594
Nov 2023 -19,702 23,524 3,823
Dec 2023 -19,087 23,141 4,054
Jan 2024 -18,469 22,758 4,289
Feb 2024 -17,848 22,374 4,527
Mar 2024 -17,224 21,991 4,767
Apr 2024 -16,597 21,607 5,010
May 2024 -15,968 21,224 5,256
Jun 2024 -15,335 19,839 4,503
Jul 2024 -14,700 19,455 4,755
Aug 2024 -14,062 19,072 5,010
End Of Year 5 of Loan
Sep 2024 -13,421 18,689 5,268
Oct 2024 -12,777 18,305 5,528
Nov 2024 -12,130 17,922 5,791
Dec 2024 -11,481 17,538 6,057
Jan 2025 -10,828 17,155 6,326
Feb 2025 -10,173 16,771 6,598
Mar 2025 -9,515 16,388 6,873
Apr 2025 -8,854 16,005 7,151
May 2025 -8,190 15,621 7,431
Jun 2025 -7,523 14,236 6,713
Jul 2025 -6,854 13,853 6,999
Aug 2025 -6,181 13,469 7,288
End Of Year 6 of Loan
Sep 2025 -5,506 13,086 7,580
Oct 2025 -4,828 12,702 7,875
Nov 2025 -4,147 12,319 8,172
Dec 2025 -3,463 11,936 8,473
Jan 2026 -2,776 11,552 8,776
Feb 2026 -2,086 11,169 9,083
Mar 2026 -1,394 10,785 9,392
Apr 2026 -698 10,402 9,704
May 2026 0 10,019 10,019
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make