$78,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
30 May 2016 (6 years, 4 months remaining)
Months
(6 years, 4 months )
%

$20,037 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$46,009
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$78,800
Monthly Installment
$739.52 /month for 6 years, 4 months (76 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$23,640 (30% of Car Price)
1st Installment
$739.52
Total Upfront Payment
$24,404.52

Loan Details

Total Loan
$55,160 Information
Total Interest
$8,923 Information
Total Sum Paid
$64,083 at the end of 6 years, 4 months (76 months)

Other Car Financial Details

COE
$46,009 Information
ARF Paid
$20,052 Information
PARF Rebate
You get back $10,026 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$10,855 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2020 -46,772 43,783 -2,989
Mar 2020 -46,261 43,400 -2,861
Apr 2020 -45,748 43,017 -2,731
May 2020 -45,231 42,633 -2,598
Jun 2020 -44,711 42,250 -2,461
Jul 2020 -44,188 41,866 -2,321
Aug 2020 -43,662 41,483 -2,179
Sep 2020 -43,133 41,100 -2,033
Oct 2020 -42,601 40,716 -1,884
Nov 2020 -42,065 40,333 -1,733
Dec 2020 -41,527 39,949 -1,578
Jan 2021 -40,986 39,566 -1,420
End Of Year 1 of Loan
Feb 2021 -40,441 39,182 -1,259
Mar 2021 -39,894 38,799 -1,095
Apr 2021 -39,344 38,416 -928
May 2021 -38,790 38,032 -758
Jun 2021 -38,234 36,647 -1,587
Jul 2021 -37,674 36,264 -1,410
Aug 2021 -37,111 35,880 -1,231
Sep 2021 -36,546 35,497 -1,049
Oct 2021 -35,977 35,113 -864
Nov 2021 -35,405 34,730 -675
Dec 2021 -34,830 34,347 -484
Jan 2022 -34,252 33,963 -289
End Of Year 2 of Loan
Feb 2022 -33,672 33,580 -92
Mar 2022 -33,088 33,196 109
Apr 2022 -32,501 32,813 312
May 2022 -31,910 32,430 519
Jun 2022 -31,317 31,044 -273
Jul 2022 -30,721 30,661 -60
Aug 2022 -30,122 30,277 156
Sep 2022 -29,520 29,894 374
Oct 2022 -28,914 29,511 596
Nov 2022 -28,306 29,127 821
Dec 2022 -27,694 28,744 1,049
Jan 2023 -27,080 28,360 1,280
End Of Year 3 of Loan
Feb 2023 -26,462 27,977 1,515
Mar 2023 -25,842 27,594 1,752
Apr 2023 -25,218 27,210 1,992
May 2023 -24,592 26,827 2,235
Jun 2023 -23,962 25,441 1,480
Jul 2023 -23,329 25,058 1,729
Aug 2023 -22,693 24,675 1,981
Sep 2023 -22,054 24,291 2,237
Oct 2023 -21,412 23,908 2,495
Nov 2023 -20,767 23,524 2,757
Dec 2023 -20,119 23,141 3,022
Jan 2024 -19,468 22,758 3,289
End Of Year 4 of Loan
Feb 2024 -18,814 22,374 3,560
Mar 2024 -18,157 21,991 3,834
Apr 2024 -17,497 21,607 4,111
May 2024 -16,834 21,224 4,390
Jun 2024 -16,167 19,839 3,672
Jul 2024 -15,498 19,455 3,958
Aug 2024 -14,825 19,072 4,247
Sep 2024 -14,150 18,689 4,539
Oct 2024 -13,471 18,305 4,834
Nov 2024 -12,790 17,922 5,132
Dec 2024 -12,105 17,538 5,433
Jan 2025 -11,418 17,155 5,737
End Of Year 5 of Loan
Feb 2025 -10,727 16,771 6,045
Mar 2025 -10,033 16,388 6,355
Apr 2025 -9,336 16,005 6,668
May 2025 -8,636 15,621 6,985
Jun 2025 -7,933 14,236 6,303
Jul 2025 -7,227 13,853 6,625
Aug 2025 -6,518 13,469 6,951
Sep 2025 -5,806 13,086 7,279
Oct 2025 -5,091 12,702 7,611
Nov 2025 -4,373 12,319 7,946
Dec 2025 -3,652 11,936 8,284
Jan 2026 -2,928 11,552 8,625
End Of Year 6 of Loan
Feb 2026 -2,200 11,169 8,968
Mar 2026 -1,470 10,785 9,315
Apr 2026 -736 10,402 9,665
May 2026 0 10,019 10,019
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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