$66,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
20 Mar 2015 (3 years, 11 months remaining)
Months
(3 years, 11 months )
%

$19,226 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$61,410
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$66,800
Monthly Installment
$1,111.01 /month for 3 years, 11 months (47 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$20,040 (30% of Car Price)
1st Installment
$1,111.01
Total Upfront Payment
$21,176.01

Loan Details

Total Loan
$46,760 Information
Total Interest
$5,458 Information
Total Sum Paid
$52,218 at the end of 3 years, 11 months (47 months)

Other Car Financial Details

COE
$61,410 Information
ARF Paid
$19,226 Information
PARF Rebate
You get back $9,613 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$14,556 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
May 2021 -45,876 36,037 -9,839
Jun 2021 -44,988 35,526 -9,462
Jul 2021 -44,095 35,014 -9,081
Aug 2021 -43,197 34,502 -8,694
Sep 2021 -42,294 33,990 -8,303
Oct 2021 -41,386 33,479 -7,907
Nov 2021 -40,473 32,967 -7,506
Dec 2021 -39,556 32,455 -7,100
Jan 2022 -38,633 31,943 -6,690
Feb 2022 -37,706 31,432 -6,275
Mar 2022 -36,774 30,920 -5,854
Apr 2022 -35,837 29,447 -6,390
End Of Year 1 of Loan
May 2022 -34,896 28,935 -5,961
Jun 2022 -33,949 28,423 -5,526
Jul 2022 -32,998 27,912 -5,086
Aug 2022 -32,042 27,400 -4,642
Sep 2022 -31,081 26,888 -4,192
Oct 2022 -30,115 26,376 -3,738
Nov 2022 -29,144 25,865 -3,279
Dec 2022 -28,168 25,353 -2,816
Jan 2023 -27,188 24,841 -2,347
Feb 2023 -26,203 24,329 -1,874
Mar 2023 -25,213 23,818 -1,395
Apr 2023 -24,218 22,345 -1,873
End Of Year 2 of Loan
May 2023 -23,218 21,833 -1,385
Jun 2023 -22,214 21,321 -893
Jul 2023 -21,204 20,809 -395
Aug 2023 -20,190 20,298 108
Sep 2023 -19,171 19,786 615
Oct 2023 -18,147 19,274 1,127
Nov 2023 -17,118 18,762 1,644
Dec 2023 -16,085 18,251 2,166
Jan 2024 -15,046 17,739 2,693
Feb 2024 -14,003 17,227 3,224
Mar 2024 -12,955 16,715 3,761
Apr 2024 -11,902 15,242 3,340
End Of Year 3 of Loan
May 2024 -10,844 14,731 3,886
Jun 2024 -9,781 14,219 4,437
Jul 2024 -8,714 13,707 4,993
Aug 2024 -7,642 13,195 5,554
Sep 2024 -6,564 12,684 6,119
Oct 2024 -5,482 12,172 6,689
Nov 2024 -4,396 11,660 7,264
Dec 2024 -3,304 11,148 7,844
Jan 2025 -2,208 10,637 8,429
Feb 2025 -1,106 10,125 9,019
Mar 2025 0 9,613 9,613
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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