$47,300

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
30 Mar 2012 (2 years, 1 months remaining)
Months
(2 years, 1 months )
%

$25,088 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$50,001
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$47,300
Monthly Installment
$1,205.68 /month for 2 years, 1 months (25 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$14,190 (30% of Car Price)
1st Installment
$1,205.68
Total Upfront Payment
$15,420.68

Loan Details

Total Loan
$33,110 Information
Total Interest
$1,762 Information
Total Sum Paid
$34,872 at the end of 2 years, 1 months (25 months)

Other Car Financial Details

COE
$50,001 Information
ARF Paid
$25,088 Information
PARF Rebate
You get back $12,544 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$16,462 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Mar 2020 -27,310 25,053 -2,257
Apr 2020 -26,234 23,382 -2,852
May 2020 -25,153 22,965 -2,188
Jun 2020 -24,067 22,549 -1,518
Jul 2020 -22,975 22,132 -843
Aug 2020 -21,878 21,715 -163
Sep 2020 -20,775 21,299 523
Oct 2020 -19,667 20,882 1,215
Nov 2020 -18,554 20,465 1,912
Dec 2020 -17,435 20,049 2,614
Jan 2021 -16,310 19,632 3,322
Feb 2021 -15,180 19,215 4,035
End Of Year 1 of Loan
Mar 2021 -14,045 18,799 4,753
Apr 2021 -12,905 17,127 4,223
May 2021 -11,759 16,711 4,952
Jun 2021 -10,607 16,294 5,687
Jul 2021 -9,450 15,877 6,427
Aug 2021 -8,288 15,461 7,173
Sep 2021 -7,120 15,044 7,924
Oct 2021 -5,947 14,627 8,680
Nov 2021 -4,768 14,211 9,442
Dec 2021 -3,585 13,794 10,210
Jan 2022 -2,395 13,377 10,982
Feb 2022 -1,200 12,961 11,760
End Of Year 2 of Loan
Mar 2022 0 12,544 12,544
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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