$103,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
22 Jul 2011 (0 years, 7 months remaining)
Months
(0 years, 7 months )
%

$98,073 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$68,501
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$103,800
Monthly Installment
$9,051.80 /month for 0 years, 7 months (7 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$31,140 (30% of Car Price)
1st Installment
$9,051.80
Total Upfront Payment
$40,216.80

Loan Details

Total Loan
$72,660 Information
Total Interest
$1,083 Information
Total Sum Paid
$73,743 at the end of 0 years, 7 months (7 months)

Other Car Financial Details

COE
$68,501 Information
ARF Paid
$98,073 Information
PARF Rebate
You get back $49,037 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$86,335 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Jan 2022 -53,499 52,462 -1,037
Feb 2022 -44,679 51,891 7,212
Mar 2022 -35,821 51,320 15,499
Apr 2022 -26,923 50,749 23,826
May 2022 -17,988 50,178 32,191
Jun 2022 -9,013 49,607 40,594
Jul 2022 0 49,037 49,037
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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