$75,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
12 May 2017 (6 years, 4 months remaining)
Months
(6 years, 4 months )
%

$17,177 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$51,106
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$75,800
Monthly Installment
$829.92 /month for 6 years, 4 months (76 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$22,740 (30% of Car Price)
1st Installment
$829.92
Total Upfront Payment
$23,594.92

Loan Details

Total Loan
$53,060 Information
Total Interest
$10,014 Information
Total Sum Paid
$63,074 at the end of 6 years, 4 months (76 months)

Other Car Financial Details

COE
$51,106 Information
ARF Paid
$17,177 Information
PARF Rebate
You get back $8,589 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$10,692 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -52,490 44,824 -7,666
Mar 2021 -51,917 44,398 -7,519
Apr 2021 -51,340 43,972 -7,368
May 2021 -50,760 43,546 -7,214
Jun 2021 -50,177 43,120 -7,056
Jul 2021 -49,590 42,695 -6,895
Aug 2021 -48,999 42,269 -6,731
Sep 2021 -48,406 41,843 -6,563
Oct 2021 -47,808 41,417 -6,392
Nov 2021 -47,208 40,991 -6,217
Dec 2021 -46,604 40,565 -6,039
Jan 2022 -45,996 40,139 -5,857
End Of Year 1 of Loan
Feb 2022 -45,385 39,713 -5,672
Mar 2022 -44,771 39,288 -5,484
Apr 2022 -44,153 38,862 -5,292
May 2022 -43,532 38,436 -5,097
Jun 2022 -42,908 37,151 -5,757
Jul 2022 -42,280 36,725 -5,555
Aug 2022 -41,648 36,299 -5,349
Sep 2022 -41,013 35,873 -5,140
Oct 2022 -40,375 35,447 -4,928
Nov 2022 -39,733 35,022 -4,712
Dec 2022 -39,088 34,596 -4,493
Jan 2023 -38,440 34,170 -4,270
End Of Year 2 of Loan
Feb 2023 -37,788 33,744 -4,044
Mar 2023 -37,133 33,318 -3,814
Apr 2023 -36,474 32,892 -3,582
May 2023 -35,811 32,466 -3,345
Jun 2023 -35,146 31,182 -3,964
Jul 2023 -34,477 30,756 -3,721
Aug 2023 -33,804 30,330 -3,474
Sep 2023 -33,128 29,904 -3,224
Oct 2023 -32,449 29,478 -2,971
Nov 2023 -31,766 29,052 -2,714
Dec 2023 -31,080 28,626 -2,454
Jan 2024 -30,391 28,200 -2,190
End Of Year 3 of Loan
Feb 2024 -29,697 27,775 -1,923
Mar 2024 -29,001 27,349 -1,652
Apr 2024 -28,301 26,923 -1,378
May 2024 -27,598 26,497 -1,101
Jun 2024 -26,891 25,212 -1,679
Jul 2024 -26,181 24,786 -1,395
Aug 2024 -25,467 24,360 -1,107
Sep 2024 -24,750 23,934 -816
Oct 2024 -24,030 23,509 -521
Nov 2024 -23,306 23,083 -224
Dec 2024 -22,579 22,657 78
Jan 2025 -21,848 22,231 383
End Of Year 4 of Loan
Feb 2025 -21,114 21,805 691
Mar 2025 -20,377 21,379 1,002
Apr 2025 -19,636 20,953 1,318
May 2025 -18,891 20,527 1,636
Jun 2025 -18,144 19,243 1,099
Jul 2025 -17,392 18,817 1,424
Aug 2025 -16,638 18,391 1,753
Sep 2025 -15,880 17,965 2,085
Oct 2025 -15,118 17,539 2,421
Nov 2025 -14,353 17,113 2,760
Dec 2025 -13,585 16,687 3,102
Jan 2026 -12,813 16,261 3,448
End Of Year 5 of Loan
Feb 2026 -12,038 15,836 3,797
Mar 2026 -11,260 15,410 4,150
Apr 2026 -10,478 14,984 4,506
May 2026 -9,692 14,558 4,866
Jun 2026 -8,903 13,273 4,370
Jul 2026 -8,111 12,847 4,736
Aug 2026 -7,315 12,421 5,106
Sep 2026 -6,516 11,996 5,479
Oct 2026 -5,714 11,570 5,856
Nov 2026 -4,908 11,144 6,236
Dec 2026 -4,098 10,718 6,620
Jan 2027 -3,285 10,292 7,007
End Of Year 6 of Loan
Feb 2027 -2,469 9,866 7,397
Mar 2027 -1,650 9,440 7,791
Apr 2027 -827 9,014 8,188
May 2027 0 8,589 8,589
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make