Honda Shuttle 1.5 G (A)

$75,800

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

12 May 2017 (6 years, 4 months remaining)

Loan Term

Months

(6 years, 4 months )

Interest Rate

OMV:

$17,177 Information

Based on this OMV and registration date, this car is eligible for minimum 30% down payment.

COE:

$51,106

Car Category:

PARF Car For car registered from March 2013, the minimum PARF rebate is 50% ARF.

(min PARF 50% of ARF)

Results

Financial Commitment

Car Price: $75,800
Monthly Installment: $829.92 /month for 6 years, 4 months (76 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $22,740 (30% of Car Price)
1st Installment: $829.92
Total Upfront Payment: $23,594.92

Loan Details

Total Loan: $53,060
Total Interest: $10,014
Total Sum Paid: $63,074 at the end of 6 years, 4 months (76 months)

Other Car Financial Details

COE: $51,106
ARF Paid: $17,177
PARF Rebate: You get back $8,589 at the end of 10th year (PARF Rebate)
Annual Depreciation: $10,692

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Feb	2021	23,570	62,244	9,754	-52,490	12,883	31,941	44,824	-7,666
2.	Mar	2021	24,400	61,414	9,497	-51,917	12,883	31,515	44,398	-7,519
3.	Apr	2021	25,230	60,584	9,244	-51,340	12,883	31,089	43,972	-7,368
4.	May	2021	26,060	59,754	8,994	-50,760	12,883	30,664	43,546	-7,214
5.	Jun	2021	26,890	58,925	8,748	-50,177	12,883	30,238	43,120	-7,056
6.	Jul	2021	27,720	58,095	8,505	-49,590	12,883	29,812	42,695	-6,895
7.	Aug	2021	28,549	57,265	8,265	-48,999	12,883	29,386	42,269	-6,731
8.	Sep	2021	29,379	56,435	8,029	-48,406	12,883	28,960	41,843	-6,563
9.	Oct	2021	30,209	55,605	7,796	-47,808	12,883	28,534	41,417	-6,392
10.	Nov	2021	31,039	54,775	7,567	-47,208	12,883	28,108	40,991	-6,217
11.	Dec	2021	31,869	53,945	7,341	-46,604	12,883	27,682	40,565	-6,039
12.	Jan	2022	32,699	53,115	7,119	-45,996	12,883	27,257	40,139	-5,857
End Of Year 1 of Loan
13.	Feb	2022	33,529	52,285	6,900	-45,385	12,883	26,831	39,713	-5,672
14.	Mar	2022	34,359	51,455	6,684	-44,771	12,883	26,405	39,288	-5,484
15.	Apr	2022	35,189	50,625	6,472	-44,153	12,883	25,979	38,862	-5,292
16.	May	2022	36,019	49,795	6,263	-43,532	12,883	25,553	38,436	-5,097
17.	Jun	2022	36,849	48,965	6,058	-42,908	12,024	25,127	37,151	-5,757
18.	Jul	2022	37,679	48,136	5,856	-42,280	12,024	24,701	36,725	-5,555
19.	Aug	2022	38,509	47,306	5,657	-41,648	12,024	24,275	36,299	-5,349
20.	Sep	2022	39,338	46,476	5,462	-41,013	12,024	23,849	35,873	-5,140
21.	Oct	2022	40,168	45,646	5,271	-40,375	12,024	23,424	35,447	-4,928
22.	Nov	2022	40,998	44,816	5,082	-39,733	12,024	22,998	35,022	-4,712
23.	Dec	2022	41,828	43,986	4,898	-39,088	12,024	22,572	34,596	-4,493
24.	Jan	2023	42,658	43,156	4,716	-38,440	12,024	22,146	34,170	-4,270
End Of Year 2 of Loan
25.	Feb	2023	43,488	42,326	4,538	-37,788	12,024	21,720	33,744	-4,044
26.	Mar	2023	44,318	41,496	4,364	-37,133	12,024	21,294	33,318	-3,814
27.	Apr	2023	45,148	40,666	4,193	-36,474	12,024	20,868	32,892	-3,582
28.	May	2023	45,978	39,836	4,025	-35,811	12,024	20,442	32,466	-3,345
29.	Jun	2023	46,808	39,006	3,861	-35,146	11,165	20,017	31,182	-3,964
30.	Jul	2023	47,638	38,176	3,700	-34,477	11,165	19,591	30,756	-3,721
31.	Aug	2023	48,468	37,347	3,542	-33,804	11,165	19,165	30,330	-3,474
32.	Sep	2023	49,298	36,517	3,388	-33,128	11,165	18,739	29,904	-3,224
33.	Oct	2023	50,127	35,687	3,238	-32,449	11,165	18,313	29,478	-2,971
34.	Nov	2023	50,957	34,857	3,091	-31,766	11,165	17,887	29,052	-2,714
35.	Dec	2023	51,787	34,027	2,947	-31,080	11,165	17,461	28,626	-2,454
36.	Jan	2024	52,617	33,197	2,806	-30,391	11,165	17,035	28,200	-2,190
End Of Year 3 of Loan
37.	Feb	2024	53,447	32,367	2,670	-29,697	11,165	16,609	27,775	-1,923
38.	Mar	2024	54,277	31,537	2,536	-29,001	11,165	16,184	27,349	-1,652
39.	Apr	2024	55,107	30,707	2,406	-28,301	11,165	15,758	26,923	-1,378
40.	May	2024	55,937	29,877	2,279	-27,598	11,165	15,332	26,497	-1,101
41.	Jun	2024	56,767	29,047	2,156	-26,891	10,306	14,906	25,212	-1,679
42.	Jul	2024	57,597	28,217	2,036	-26,181	10,306	14,480	24,786	-1,395
43.	Aug	2024	58,427	27,387	1,920	-25,467	10,306	14,054	24,360	-1,107
44.	Sep	2024	59,257	26,558	1,807	-24,750	10,306	13,628	23,934	-816
45.	Oct	2024	60,087	25,728	1,698	-24,030	10,306	13,202	23,509	-521
46.	Nov	2024	60,916	24,898	1,591	-23,306	10,306	12,777	23,083	-224
47.	Dec	2024	61,746	24,068	1,489	-22,579	10,306	12,351	22,657	78	Break Even
48.	Jan	2025	62,576	23,238	1,390	-21,848	10,306	11,925	22,231	383
End Of Year 4 of Loan
49.	Feb	2025	63,406	22,408	1,294	-21,114	10,306	11,499	21,805	691
50.	Mar	2025	64,236	21,578	1,201	-20,377	10,306	11,073	21,379	1,002
51.	Apr	2025	65,066	20,748	1,112	-19,636	10,306	10,647	20,953	1,318
52.	May	2025	65,896	19,918	1,027	-18,891	10,306	10,221	20,527	1,636
53.	Jun	2025	66,726	19,088	945	-18,144	9,447	9,795	19,243	1,099
54.	Jul	2025	67,556	18,258	866	-17,392	9,447	9,369	18,817	1,424
55.	Aug	2025	68,386	17,428	791	-16,638	9,447	8,944	18,391	1,753
56.	Sep	2025	69,216	16,598	719	-15,880	9,447	8,518	17,965	2,085
57.	Oct	2025	70,046	15,769	650	-15,118	9,447	8,092	17,539	2,421
58.	Nov	2025	70,876	14,939	585	-14,353	9,447	7,666	17,113	2,760
59.	Dec	2025	71,705	14,109	524	-13,585	9,447	7,240	16,687	3,102
60.	Jan	2026	72,535	13,279	465	-12,813	9,447	6,814	16,261	3,448
End Of Year 5 of Loan
61.	Feb	2026	73,365	12,449	411	-12,038	9,447	6,388	15,836	3,797
62.	Mar	2026	74,195	11,619	359	-11,260	9,447	5,962	15,410	4,150
63.	Apr	2026	75,025	10,789	311	-10,478	9,447	5,536	14,984	4,506
64.	May	2026	75,855	9,959	267	-9,692	9,447	5,111	14,558	4,866
65.	Jun	2026	76,685	9,129	226	-8,903	8,589	4,685	13,273	4,370
66.	Jul	2026	77,515	8,299	188	-8,111	8,589	4,259	12,847	4,736
67.	Aug	2026	78,345	7,469	154	-7,315	8,589	3,833	12,421	5,106
68.	Sep	2026	79,175	6,639	123	-6,516	8,589	3,407	11,996	5,479
69.	Oct	2026	80,005	5,809	96	-5,714	8,589	2,981	11,570	5,856
70.	Nov	2026	80,835	4,980	72	-4,908	8,589	2,555	11,144	6,236
71.	Dec	2026	81,665	4,150	51	-4,098	8,589	2,129	10,718	6,620
72.	Jan	2027	82,494	3,320	34	-3,285	8,589	1,704	10,292	7,007
End Of Year 6 of Loan
73.	Feb	2027	83,324	2,490	21	-2,469	8,589	1,278	9,866	7,397
74.	Mar	2027	84,154	1,660	10	-1,650	8,589	852	9,440	7,791
75.	Apr	2027	84,984	830	3	-827	8,589	426	9,014	8,188
76.	May	2027	85,814	0	0	0	8,589	0	8,589	8,589	Loan Fully Paid

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb	2021	-52,490	44,824	-7,666
Mar	2021	-51,917	44,398	-7,519
Apr	2021	-51,340	43,972	-7,368
May	2021	-50,760	43,546	-7,214
Jun	2021	-50,177	43,120	-7,056
Jul	2021	-49,590	42,695	-6,895
Aug	2021	-48,999	42,269	-6,731
Sep	2021	-48,406	41,843	-6,563
Oct	2021	-47,808	41,417	-6,392
Nov	2021	-47,208	40,991	-6,217
Dec	2021	-46,604	40,565	-6,039
Jan	2022	-45,996	40,139	-5,857
End Of Year 1 of Loan
Feb	2022	-45,385	39,713	-5,672
Mar	2022	-44,771	39,288	-5,484
Apr	2022	-44,153	38,862	-5,292
May	2022	-43,532	38,436	-5,097
Jun	2022	-42,908	37,151	-5,757
Jul	2022	-42,280	36,725	-5,555
Aug	2022	-41,648	36,299	-5,349
Sep	2022	-41,013	35,873	-5,140
Oct	2022	-40,375	35,447	-4,928
Nov	2022	-39,733	35,022	-4,712
Dec	2022	-39,088	34,596	-4,493
Jan	2023	-38,440	34,170	-4,270
End Of Year 2 of Loan
Feb	2023	-37,788	33,744	-4,044
Mar	2023	-37,133	33,318	-3,814
Apr	2023	-36,474	32,892	-3,582
May	2023	-35,811	32,466	-3,345
Jun	2023	-35,146	31,182	-3,964
Jul	2023	-34,477	30,756	-3,721
Aug	2023	-33,804	30,330	-3,474
Sep	2023	-33,128	29,904	-3,224
Oct	2023	-32,449	29,478	-2,971
Nov	2023	-31,766	29,052	-2,714
Dec	2023	-31,080	28,626	-2,454
Jan	2024	-30,391	28,200	-2,190
End Of Year 3 of Loan
Feb	2024	-29,697	27,775	-1,923
Mar	2024	-29,001	27,349	-1,652
Apr	2024	-28,301	26,923	-1,378
May	2024	-27,598	26,497	-1,101
Jun	2024	-26,891	25,212	-1,679
Jul	2024	-26,181	24,786	-1,395
Aug	2024	-25,467	24,360	-1,107
Sep	2024	-24,750	23,934	-816
Oct	2024	-24,030	23,509	-521
Nov	2024	-23,306	23,083	-224
Dec	2024	-22,579	22,657	78
Jan	2025	-21,848	22,231	383
End Of Year 4 of Loan
Feb	2025	-21,114	21,805	691
Mar	2025	-20,377	21,379	1,002
Apr	2025	-19,636	20,953	1,318
May	2025	-18,891	20,527	1,636
Jun	2025	-18,144	19,243	1,099
Jul	2025	-17,392	18,817	1,424
Aug	2025	-16,638	18,391	1,753
Sep	2025	-15,880	17,965	2,085
Oct	2025	-15,118	17,539	2,421
Nov	2025	-14,353	17,113	2,760
Dec	2025	-13,585	16,687	3,102
Jan	2026	-12,813	16,261	3,448
End Of Year 5 of Loan
Feb	2026	-12,038	15,836	3,797
Mar	2026	-11,260	15,410	4,150
Apr	2026	-10,478	14,984	4,506
May	2026	-9,692	14,558	4,866
Jun	2026	-8,903	13,273	4,370
Jul	2026	-8,111	12,847	4,736
Aug	2026	-7,315	12,421	5,106
Sep	2026	-6,516	11,996	5,479
Oct	2026	-5,714	11,570	5,856
Nov	2026	-4,908	11,144	6,236
Dec	2026	-4,098	10,718	6,620
Jan	2027	-3,285	10,292	7,007
End Of Year 6 of Loan
Feb	2027	-2,469	9,866	7,397
Mar	2027	-1,650	9,440	7,791
Apr	2027	-827	9,014	8,188
May	2027	0	8,589	8,589

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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