$69,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
21 Oct 2015 (4 years, 9 months remaining)
Months
(4 years, 9 months )
%

$18,038 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$56,001
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$69,800
Monthly Installment
$978.53 /month for 4 years, 9 months (57 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$20,940 (30% of Car Price)
1st Installment
$978.53
Total Upfront Payment
$21,943.53

Loan Details

Total Loan
$48,860 Information
Total Interest
$6,916 Information
Total Sum Paid
$55,776 at the end of 4 years, 9 months (57 months)

Other Car Financial Details

COE
$56,001 Information
ARF Paid
$18,038 Information
PARF Rebate
You get back $9,019 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$12,845 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -48,120 38,760 -9,360
Mar 2021 -47,376 38,294 -9,082
Apr 2021 -46,627 37,827 -8,800
May 2021 -45,875 37,360 -8,514
Jun 2021 -45,118 36,894 -8,224
Jul 2021 -44,357 36,427 -7,930
Aug 2021 -43,592 35,960 -7,631
Sep 2021 -42,823 35,494 -7,329
Oct 2021 -42,049 35,027 -7,022
Nov 2021 -41,271 33,658 -7,613
Dec 2021 -40,489 33,192 -7,298
Jan 2022 -39,703 32,725 -6,978
End Of Year 1 of Loan
Feb 2022 -38,913 32,258 -6,655
Mar 2022 -38,119 31,792 -6,327
Apr 2022 -37,320 31,325 -5,995
May 2022 -36,517 30,858 -5,659
Jun 2022 -35,710 30,392 -5,319
Jul 2022 -34,899 29,925 -4,974
Aug 2022 -34,084 29,458 -4,625
Sep 2022 -33,264 28,992 -4,273
Oct 2022 -32,440 28,525 -3,915
Nov 2022 -31,613 27,156 -4,456
Dec 2022 -30,781 26,690 -4,091
Jan 2023 -29,944 26,223 -3,721
End Of Year 2 of Loan
Feb 2023 -29,104 25,756 -3,347
Mar 2023 -28,259 25,290 -2,969
Apr 2023 -27,410 24,823 -2,587
May 2023 -26,557 24,356 -2,201
Jun 2023 -25,700 23,890 -1,810
Jul 2023 -24,839 23,423 -1,416
Aug 2023 -23,973 22,956 -1,017
Sep 2023 -23,103 22,490 -614
Oct 2023 -22,229 22,023 -206
Nov 2023 -21,351 20,654 -697
Dec 2023 -20,469 20,188 -281
Jan 2024 -19,583 19,721 138
End Of Year 3 of Loan
Feb 2024 -18,692 19,254 562
Mar 2024 -17,797 18,788 991
Apr 2024 -16,898 18,321 1,423
May 2024 -15,995 17,854 1,860
Jun 2024 -15,087 17,388 2,300
Jul 2024 -14,176 16,921 2,745
Aug 2024 -13,260 16,454 3,194
Sep 2024 -12,340 15,988 3,648
Oct 2024 -11,416 15,521 4,105
Nov 2024 -10,488 14,152 3,665
Dec 2024 -9,555 13,686 4,131
Jan 2025 -8,618 13,219 4,601
End Of Year 4 of Loan
Feb 2025 -7,678 12,752 5,075
Mar 2025 -6,733 12,286 5,553
Apr 2025 -5,783 11,819 6,036
May 2025 -4,830 11,352 6,522
Jun 2025 -3,872 10,886 7,013
Jul 2025 -2,910 10,419 7,509
Aug 2025 -1,945 9,952 8,008
Sep 2025 -974 9,486 8,511
Oct 2025 0 9,019 9,019
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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