$72,900

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
2 Mar 2016 (5 years, 2 months remaining)
Months
(5 years, 2 months )
%

$15,223 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$43,000
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$72,900
Monthly Installment
$949.79 /month for 5 years, 2 months (62 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$21,870 (30% of Car Price)
1st Installment
$949.79
Total Upfront Payment
$22,844.79

Loan Details

Total Loan
$51,030 Information
Total Interest
$7,857 Information
Total Sum Paid
$58,887 at the end of 5 years, 2 months (62 months)

Other Car Financial Details

COE
$43,000 Information
ARF Paid
$15,223 Information
PARF Rebate
You get back $7,612 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$12,800 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -50,330 33,276 -17,054
Mar 2021 -49,625 32,917 -16,708
Apr 2021 -48,917 31,798 -17,119
May 2021 -48,204 31,439 -16,765
Jun 2021 -47,488 31,081 -16,407
Jul 2021 -46,767 30,723 -16,045
Aug 2021 -46,043 30,364 -15,679
Sep 2021 -45,314 30,006 -15,308
Oct 2021 -44,582 29,648 -14,934
Nov 2021 -43,845 29,289 -14,556
Dec 2021 -43,105 28,931 -14,174
Jan 2022 -42,360 28,573 -13,787
End Of Year 1 of Loan
Feb 2022 -41,611 28,214 -13,397
Mar 2022 -40,859 27,856 -13,003
Apr 2022 -40,102 26,737 -13,366
May 2022 -39,341 26,378 -12,963
Jun 2022 -38,577 26,020 -12,557
Jul 2022 -37,808 25,662 -12,146
Aug 2022 -37,035 25,303 -11,732
Sep 2022 -36,258 24,945 -11,313
Oct 2022 -35,478 24,587 -10,891
Nov 2022 -34,693 24,228 -10,464
Dec 2022 -33,904 23,870 -10,034
Jan 2023 -33,111 23,512 -9,599
End Of Year 2 of Loan
Feb 2023 -32,314 23,153 -9,161
Mar 2023 -31,513 22,795 -8,718
Apr 2023 -30,708 21,675 -9,033
May 2023 -29,899 21,317 -8,582
Jun 2023 -29,086 20,959 -8,127
Jul 2023 -28,269 20,600 -7,669
Aug 2023 -27,448 20,242 -7,206
Sep 2023 -26,623 19,884 -6,739
Oct 2023 -25,794 19,525 -6,268
Nov 2023 -24,961 19,167 -5,794
Dec 2023 -24,124 18,809 -5,315
Jan 2024 -23,282 18,450 -4,832
End Of Year 3 of Loan
Feb 2024 -22,437 18,092 -4,345
Mar 2024 -21,588 17,734 -3,854
Apr 2024 -20,735 16,614 -4,120
May 2024 -19,878 16,256 -3,622
Jun 2024 -19,016 15,898 -3,119
Jul 2024 -18,151 15,539 -2,612
Aug 2024 -17,282 15,181 -2,101
Sep 2024 -16,408 14,823 -1,586
Oct 2024 -15,531 14,464 -1,067
Nov 2024 -14,649 14,106 -544
Dec 2024 -13,764 13,748 -16
Jan 2025 -12,875 13,389 515
End Of Year 4 of Loan
Feb 2025 -11,981 13,031 1,050
Mar 2025 -11,084 12,673 1,589
Apr 2025 -10,182 11,553 1,371
May 2025 -9,277 11,195 1,918
Jun 2025 -8,367 10,837 2,469
Jul 2025 -7,453 10,478 3,025
Aug 2025 -6,536 10,120 3,584
Sep 2025 -5,614 9,762 4,147
Oct 2025 -4,689 9,403 4,715
Nov 2025 -3,759 9,045 5,286
Dec 2025 -2,825 8,687 5,861
Jan 2026 -1,888 8,328 6,441
End Of Year 5 of Loan
Feb 2026 -946 7,970 7,024
Mar 2026 0 7,612 7,612
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make