$16,900

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
15 May 2009 (1 years, 9 months remaining)
Months
(1 years, 9 months )
%

$21,494 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$8,489
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$16,900
Monthly Installment
$508.04 /month for 1 years, 9 months (21 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$5,070 (30% of Car Price)
1st Installment
$508.04
Total Upfront Payment
$5,603.04

Loan Details

Total Loan
$11,830 Information
Total Interest
$529 Information
Total Sum Paid
$12,359 at the end of 1 years, 9 months (21 months)

Other Car Financial Details

COE
$8,489 Information
ARF Paid
$21,494 Information
PARF Rebate
You get back $10,747 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -9,680 13,237 3,556
Mar 2021 -9,218 13,166 3,948
Apr 2021 -8,753 13,095 4,342
May 2021 -8,286 13,024 4,738
Jun 2021 -7,817 12,954 5,136
Jul 2021 -7,346 12,883 5,537
Aug 2021 -6,872 12,812 5,940
Sep 2021 -6,396 12,741 6,345
Oct 2021 -5,918 12,671 6,753
Nov 2021 -5,437 11,525 6,088
Dec 2021 -4,954 11,454 6,500
Jan 2022 -4,469 11,384 6,914
End Of Year 1 of Loan
Feb 2022 -3,982 11,313 7,331
Mar 2022 -3,492 11,242 7,750
Apr 2022 -3,000 11,171 8,171
May 2022 -2,506 11,101 8,595
Jun 2022 -2,009 11,030 9,021
Jul 2022 -1,510 10,959 9,449
Aug 2022 -1,009 10,888 9,879
Sep 2022 -506 10,818 10,312
Oct 2022 0 10,747 10,747
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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