$54,000

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
13 Feb 1992 (18 years, 11 months remaining)
Months
(7 years)
%

$19,124 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
-
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$54,000
Monthly Installment
$543.87 /month for 7 years (84 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$16,200 (30% of Car Price)
1st Installment
$543.87
Total Upfront Payment
$16,768.87

Loan Details

Total Loan
$37,800 Information
Total Interest
$7,885 Information
Total Sum Paid
$45,685 at the end of 7 years (84 months)

Other Car Financial Details

COE
$0 Information
ARF Paid
$26,774 Information
PARF Rebate
You get back $13,387 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$5,400 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2021 -37,442 24,861 -12,580
Mar 2021 -37,081 24,861 -12,220
Apr 2021 -36,718 24,861 -11,857
May 2021 -36,353 24,861 -11,492
Jun 2021 -35,986 24,861 -11,125
Jul 2021 -35,617 24,861 -10,756
Aug 2021 -35,245 24,861 -10,384
Sep 2021 -34,871 24,861 -10,010
Oct 2021 -34,495 24,861 -9,634
Nov 2021 -34,117 24,861 -9,256
Dec 2021 -33,737 24,861 -8,876
Jan 2022 -33,354 24,861 -8,493
End Of Year 1 of Loan
Feb 2022 -32,969 24,861 -8,108
Mar 2022 -32,582 24,861 -7,721
Apr 2022 -32,193 24,861 -7,332
May 2022 -31,802 24,861 -6,940
Jun 2022 -31,408 24,861 -6,547
Jul 2022 -31,012 24,861 -6,151
Aug 2022 -30,614 24,861 -5,753
Sep 2022 -30,214 24,861 -5,352
Oct 2022 -29,811 24,861 -4,950
Nov 2022 -29,406 24,861 -4,545
Dec 2022 -28,999 24,861 -4,138
Jan 2023 -28,590 24,861 -3,729
End Of Year 2 of Loan
Feb 2023 -28,179 24,861 -3,318
Mar 2023 -27,765 24,861 -2,904
Apr 2023 -27,350 24,861 -2,488
May 2023 -26,932 24,861 -2,070
Jun 2023 -26,511 24,861 -1,650
Jul 2023 -26,089 24,861 -1,228
Aug 2023 -25,664 24,861 -803
Sep 2023 -25,238 24,861 -376
Oct 2023 -24,809 24,861 53
Nov 2023 -24,377 24,861 484
Dec 2023 -23,944 24,861 917
Jan 2024 -23,508 24,861 1,353
End Of Year 3 of Loan
Feb 2024 -23,070 24,861 1,791
Mar 2024 -22,630 24,861 2,231
Apr 2024 -22,188 24,861 2,673
May 2024 -21,744 24,861 3,118
Jun 2024 -21,297 24,861 3,564
Jul 2024 -20,848 24,861 4,013
Aug 2024 -20,397 24,861 4,464
Sep 2024 -19,944 24,861 4,918
Oct 2024 -19,488 24,861 5,373
Nov 2024 -19,030 24,861 5,831
Dec 2024 -18,570 24,861 6,291
Jan 2025 -18,108 24,861 6,753
End Of Year 4 of Loan
Feb 2025 -17,644 24,861 7,217
Mar 2025 -17,177 24,861 7,684
Apr 2025 -16,709 24,861 8,153
May 2025 -16,238 24,861 8,624
Jun 2025 -15,764 24,861 9,097
Jul 2025 -15,289 24,861 9,572
Aug 2025 -14,811 24,861 10,050
Sep 2025 -14,332 24,861 10,530
Oct 2025 -13,850 24,861 11,012
Nov 2025 -13,365 24,861 11,496
Dec 2025 -12,879 24,861 11,982
Jan 2026 -12,390 24,861 12,471
End Of Year 5 of Loan
Feb 2026 -11,899 24,861 12,962
Mar 2026 -11,406 24,861 13,455
Apr 2026 -10,911 24,861 13,950
May 2026 -10,414 24,861 14,448
Jun 2026 -9,914 24,861 14,947
Jul 2026 -9,412 24,861 15,449
Aug 2026 -8,908 24,861 15,953
Sep 2026 -8,402 24,861 16,460
Oct 2026 -7,893 24,861 16,968
Nov 2026 -7,382 24,861 17,479
Dec 2026 -6,869 24,861 17,992
Jan 2027 -6,354 24,861 18,507
End Of Year 6 of Loan
Feb 2027 -5,837 24,861 19,024
Mar 2027 -5,317 24,861 19,544
Apr 2027 -4,795 24,861 20,066
May 2027 -4,271 24,861 20,590
Jun 2027 -3,745 24,861 21,116
Jul 2027 -3,217 24,861 21,644
Aug 2027 -2,686 24,861 22,175
Sep 2027 -2,153 24,861 22,708
Oct 2027 -1,618 24,861 23,243
Nov 2027 -1,081 24,861 23,780
Dec 2027 -542 24,861 24,320
Jan 2028 0 24,861 24,861
Feb 2028 0 24,861 24,861
Mar 2028 0 24,861 24,861
Apr 2028 0 24,861 24,861
May 2028 0 24,861 24,861
Jun 2028 0 24,861 24,861
Jul 2028 0 24,861 24,861
Aug 2028 0 24,861 24,861
Sep 2028 0 24,861 24,861
Oct 2028 0 24,861 24,861
Nov 2028 0 24,861 24,861
Dec 2028 0 24,861 24,861
Jan 2029 0 24,861 24,861
Feb 2029 0 24,861 24,861
Mar 2029 0 24,861 24,861
Apr 2029 0 24,861 24,861
May 2029 0 24,861 24,861
Jun 2029 0 24,861 24,861
Jul 2029 0 24,861 24,861
Aug 2029 0 24,861 24,861
Sep 2029 0 24,861 24,861
Oct 2029 0 24,861 24,861
Nov 2029 0 24,861 24,861
Dec 2029 0 24,861 24,861
Jan 2030 0 24,861 24,861
Feb 2030 0 24,861 24,861
Mar 2030 0 24,861 24,861
Apr 2030 0 24,861 24,861
May 2030 0 24,861 24,861
Jun 2030 0 24,861 24,861
Jul 2030 0 24,861 24,861
Aug 2030 0 24,861 24,861
Sep 2030 0 24,861 24,861
Oct 2030 0 24,861 24,861
Nov 2030 0 24,861 24,861
Dec 2030 0 24,861 24,861
Jan 2031 0 24,861 24,861
Feb 2031 0 24,861 24,861
Mar 2031 0 24,861 24,861
Apr 2031 0 24,861 24,861
May 2031 0 24,861 24,861
Jun 2031 0 24,861 24,861
Jul 2031 0 24,861 24,861
Aug 2031 0 24,861 24,861
Sep 2031 0 24,861 24,861
Oct 2031 0 24,861 24,861
Nov 2031 0 24,861 24,861
Dec 2031 0 24,861 24,861
Jan 2032 0 24,861 24,861
Feb 2032 0 24,861 24,861
Mar 2032 0 24,861 24,861
Apr 2032 0 24,861 24,861
May 2032 0 24,861 24,861
Jun 2032 0 24,861 24,861
Jul 2032 0 24,861 24,861
Aug 2032 0 24,861 24,861
Sep 2032 0 24,861 24,861
Oct 2032 0 24,861 24,861
Nov 2032 0 24,861 24,861
Dec 2032 0 24,861 24,861
Jan 2033 0 24,861 24,861
Feb 2033 0 24,861 24,861
Mar 2033 0 24,861 24,861
Apr 2033 0 24,861 24,861
May 2033 0 24,861 24,861
Jun 2033 0 24,861 24,861
Jul 2033 0 24,861 24,861
Aug 2033 0 24,861 24,861
Sep 2033 0 24,861 24,861
Oct 2033 0 24,861 24,861
Nov 2033 0 24,861 24,861
Dec 2033 0 24,861 24,861
Jan 2034 0 24,861 24,861
Feb 2034 0 24,861 24,861
Mar 2034 0 24,861 24,861
Apr 2034 0 24,861 24,861
May 2034 0 24,861 24,861
Jun 2034 0 24,861 24,861
Jul 2034 0 24,861 24,861
Aug 2034 0 24,861 24,861
Sep 2034 0 24,861 24,861
Oct 2034 0 24,861 24,861
Nov 2034 0 24,861 24,861
Dec 2034 0 24,861 24,861
Jan 2035 0 22,949 22,949
Feb 2035 0 22,949 22,949
Mar 2035 0 22,949 22,949
Apr 2035 0 22,949 22,949
May 2035 0 22,949 22,949
Jun 2035 0 22,949 22,949
Jul 2035 0 22,949 22,949
Aug 2035 0 22,949 22,949
Sep 2035 0 22,949 22,949
Oct 2035 0 22,949 22,949
Nov 2035 0 22,949 22,949
Dec 2035 0 22,949 22,949
Jan 2036 0 21,036 21,036
Feb 2036 0 21,036 21,036
Mar 2036 0 21,036 21,036
Apr 2036 0 21,036 21,036
May 2036 0 21,036 21,036
Jun 2036 0 21,036 21,036
Jul 2036 0 21,036 21,036
Aug 2036 0 21,036 21,036
Sep 2036 0 21,036 21,036
Oct 2036 0 21,036 21,036
Nov 2036 0 21,036 21,036
Dec 2036 0 21,036 21,036
Jan 2037 0 19,124 19,124
Feb 2037 0 19,124 19,124
Mar 2037 0 19,124 19,124
Apr 2037 0 19,124 19,124
May 2037 0 19,124 19,124
Jun 2037 0 19,124 19,124
Jul 2037 0 19,124 19,124
Aug 2037 0 19,124 19,124
Sep 2037 0 19,124 19,124
Oct 2037 0 19,124 19,124
Nov 2037 0 19,124 19,124
Dec 2037 0 19,124 19,124
Jan 2038 0 17,212 17,212
Feb 2038 0 17,212 17,212
Mar 2038 0 17,212 17,212
Apr 2038 0 17,212 17,212
May 2038 0 17,212 17,212
Jun 2038 0 17,212 17,212
Jul 2038 0 17,212 17,212
Aug 2038 0 17,212 17,212
Sep 2038 0 17,212 17,212
Oct 2038 0 17,212 17,212
Nov 2038 0 17,212 17,212
Dec 2038 0 17,212 17,212
Jan 2039 0 15,299 15,299
Feb 2039 0 15,299 15,299
Mar 2039 0 15,299 15,299
Apr 2039 0 15,299 15,299
May 2039 0 15,299 15,299
Jun 2039 0 15,299 15,299
Jul 2039 0 15,299 15,299
Aug 2039 0 15,299 15,299
Sep 2039 0 15,299 15,299
Oct 2039 0 15,299 15,299
Nov 2039 0 15,299 15,299
Dec 2039 0 15,299 15,299
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make