$89,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
29 May 2009 (1 years, 10 months remaining)
Months
(1 years, 10 months )
%

$44,740 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
-
PARF Car  (min PARF 50% of OMV)

Results

Financial Commitment

Car Price
$89,800
Monthly Installment
$2,582.89 /month for 1 years, 10 months (22 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$26,940 (30% of Car Price)
1st Installment
$2,582.89
Total Upfront Payment
$29,547.89

Loan Details

Total Loan
$62,860 Information
Total Interest
$2,944 Information
Total Sum Paid
$65,804 at the end of 1 years, 10 months (22 months)

Other Car Financial Details

COE
$0 Information
ARF Paid
$44,740 Information
PARF Rebate
You get back $22,370 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$8,980 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Mar 2021 -51,553 24,607 -26,946
Apr 2021 -49,215 24,607 -24,608
May 2021 -46,864 24,607 -22,257
Jun 2021 -44,502 24,607 -19,895
Jul 2021 -42,129 24,607 -17,522
Aug 2021 -39,744 24,607 -15,137
Sep 2021 -37,347 24,607 -12,740
Oct 2021 -34,939 24,607 -10,332
Nov 2021 -32,519 24,607 -7,912
Dec 2021 -30,087 24,607 -5,480
Jan 2022 -27,644 22,370 -5,274
Feb 2022 -25,189 22,370 -2,819
End Of Year 1 of Loan
Mar 2022 -22,722 22,370 -352
Apr 2022 -20,244 22,370 2,126
May 2022 -17,754 22,370 4,616
Jun 2022 -15,253 22,370 7,117
Jul 2022 -12,740 22,370 9,630
Aug 2022 -10,215 22,370 12,155
Sep 2022 -7,679 22,370 14,691
Oct 2022 -5,131 22,370 17,239
Nov 2022 -2,571 22,370 19,799
Dec 2022 0 22,370 22,370
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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