$99,500

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
29 Dec 2016 (6 years, 11 months remaining)
Months
(6 years, 11 months )
%

$25,631 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$52,668
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$99,500
Monthly Installment
$867.53 /month for 6 years, 11 months (83 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$29,850 (30% of Car Price)
1st Installment
$867.53
Total Upfront Payment
$30,742.53

Loan Details

Total Loan
$69,650 Information
Total Interest
$12,305 Information
Total Sum Paid
$81,955 at the end of 6 years, 11 months (83 months)

Other Car Financial Details

COE
$52,668 Information
ARF Paid
$27,883 Information
PARF Rebate
You get back $13,942 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$12,368 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb 2020 -59,125 55,213 -3,912
Mar 2020 -58,547 54,774 -3,773
Apr 2020 -57,966 54,335 -3,631
May 2020 -57,381 53,896 -3,484
Jun 2020 -56,792 53,457 -3,334
Jul 2020 -56,200 53,019 -3,181
Aug 2020 -55,604 52,580 -3,024
Sep 2020 -55,005 52,141 -2,864
Oct 2020 -54,402 51,702 -2,700
Nov 2020 -53,796 51,263 -2,533
Dec 2020 -53,186 50,824 -2,362
Jan 2021 -52,572 50,385 -2,187
End Of Year 1 of Loan
Feb 2021 -51,955 49,946 -2,009
Mar 2021 -51,335 49,507 -1,828
Apr 2021 -50,711 49,068 -1,643
May 2021 -50,084 48,630 -1,454
Jun 2021 -49,453 48,191 -1,262
Jul 2021 -48,818 47,752 -1,066
Aug 2021 -48,180 47,313 -867
Sep 2021 -47,538 46,874 -664
Oct 2021 -46,893 46,435 -458
Nov 2021 -46,244 45,996 -248
Dec 2021 -45,592 45,557 -35
Jan 2022 -44,937 43,837 -1,100
End Of Year 2 of Loan
Feb 2022 -44,277 43,398 -879
Mar 2022 -43,614 42,959 -655
Apr 2022 -42,948 42,520 -428
May 2022 -42,278 42,081 -197
Jun 2022 -41,605 41,642 37
Jul 2022 -40,928 41,203 275
Aug 2022 -40,247 40,765 517
Sep 2022 -39,564 40,326 762
Oct 2022 -38,876 39,887 1,011
Nov 2022 -38,185 39,448 1,263
Dec 2022 -37,490 39,009 1,518
Jan 2023 -36,792 37,288 496
End Of Year 3 of Loan
Feb 2023 -36,091 36,850 759
Mar 2023 -35,386 36,411 1,025
Apr 2023 -34,677 35,972 1,295
May 2023 -33,965 35,533 1,568
Jun 2023 -33,249 35,094 1,845
Jul 2023 -32,530 34,655 2,125
Aug 2023 -31,807 34,216 2,409
Sep 2023 -31,080 33,777 2,697
Oct 2023 -30,351 33,338 2,988
Nov 2023 -29,617 32,899 3,282
Dec 2023 -28,880 32,461 3,580
Jan 2024 -28,140 30,740 2,600
End Of Year 4 of Loan
Feb 2024 -27,396 30,301 2,905
Mar 2024 -26,648 29,862 3,214
Apr 2024 -25,897 29,423 3,526
May 2024 -25,143 28,985 3,842
Jun 2024 -24,385 28,546 4,161
Jul 2024 -23,623 28,107 4,484
Aug 2024 -22,858 27,668 4,810
Sep 2024 -22,089 27,229 5,140
Oct 2024 -21,317 26,790 5,473
Nov 2024 -20,541 26,351 5,810
Dec 2024 -19,762 25,912 6,150
Jan 2025 -18,979 24,192 5,213
End Of Year 5 of Loan
Feb 2025 -18,193 23,753 5,560
Mar 2025 -17,403 23,314 5,911
Apr 2025 -16,609 22,875 6,266
May 2025 -15,812 22,436 6,624
Jun 2025 -15,012 21,997 6,985
Jul 2025 -14,208 21,558 7,350
Aug 2025 -13,400 21,119 7,719
Sep 2025 -12,589 20,681 8,091
Oct 2025 -11,775 20,242 8,467
Nov 2025 -10,957 19,803 8,846
Dec 2025 -10,135 19,364 9,229
Jan 2026 -9,310 17,643 8,334
End Of Year 6 of Loan
Feb 2026 -8,481 17,205 8,723
Mar 2026 -7,649 16,766 9,117
Apr 2026 -6,813 16,327 9,514
May 2026 -5,974 15,888 9,914
Jun 2026 -5,131 15,449 10,318
Jul 2026 -4,285 15,010 10,725
Aug 2026 -3,435 14,571 11,136
Sep 2026 -2,581 14,132 11,551
Oct 2026 -1,724 13,693 11,969
Nov 2026 -864 13,254 12,390
Dec 2026 0 12,816 12,816
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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