$69,800

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
2 Nov 2015 (4 years, 9 months remaining)
Months
(4 years, 9 months )
%

$16,439 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$57,301
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$69,800
Monthly Installment
$978.53 /month for 4 years, 9 months (57 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$20,940 (30% of Car Price)
1st Installment
$978.53
Total Upfront Payment
$21,943.53

Loan Details

Total Loan
$48,860 Information
Total Interest
$6,916 Information
Total Sum Paid
$55,776 at the end of 4 years, 9 months (57 months)

Other Car Financial Details

COE
$57,301 Information
ARF Paid
$16,439 Information
PARF Rebate
You get back $8,220 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$13,194 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Apr 2021 -48,120 38,248 -9,872
May 2021 -47,376 37,770 -9,605
Jun 2021 -46,627 37,293 -9,335
Jul 2021 -45,875 36,815 -9,059
Aug 2021 -45,118 36,338 -8,780
Sep 2021 -44,357 35,860 -8,497
Oct 2021 -43,592 35,383 -8,209
Nov 2021 -42,823 34,905 -7,917
Dec 2021 -42,049 34,428 -7,621
Jan 2022 -41,271 33,128 -8,143
Feb 2022 -40,489 32,651 -7,839
Mar 2022 -39,703 32,173 -7,530
End Of Year 1 of Loan
Apr 2022 -38,913 31,696 -7,217
May 2022 -38,119 31,218 -6,900
Jun 2022 -37,320 30,741 -6,579
Jul 2022 -36,517 30,263 -6,254
Aug 2022 -35,710 29,786 -5,925
Sep 2022 -34,899 29,308 -5,591
Oct 2022 -34,084 28,831 -5,253
Nov 2022 -33,264 28,353 -4,911
Dec 2022 -32,440 27,876 -4,565
Jan 2023 -31,613 26,576 -5,036
Feb 2023 -30,781 26,099 -4,682
Mar 2023 -29,944 25,621 -4,323
End Of Year 2 of Loan
Apr 2023 -29,104 25,144 -3,960
May 2023 -28,259 24,666 -3,593
Jun 2023 -27,410 24,189 -3,222
Jul 2023 -26,557 23,711 -2,846
Aug 2023 -25,700 23,234 -2,466
Sep 2023 -24,839 22,756 -2,083
Oct 2023 -23,973 22,279 -1,695
Nov 2023 -23,103 21,801 -1,302
Dec 2023 -22,229 21,324 -906
Jan 2024 -21,351 20,024 -1,327
Feb 2024 -20,469 19,547 -922
Mar 2024 -19,583 19,069 -513
End Of Year 3 of Loan
Apr 2024 -18,692 18,592 -100
May 2024 -17,797 18,114 317
Jun 2024 -16,898 17,637 739
Jul 2024 -15,995 17,159 1,164
Aug 2024 -15,087 16,682 1,594
Sep 2024 -14,176 16,204 2,028
Oct 2024 -13,260 15,727 2,466
Nov 2024 -12,340 15,249 2,909
Dec 2024 -11,416 14,772 3,356
Jan 2025 -10,488 13,472 2,984
Feb 2025 -9,555 12,995 3,439
Mar 2025 -8,618 12,517 3,899
End Of Year 4 of Loan
Apr 2025 -7,678 12,040 4,362
May 2025 -6,733 11,562 4,830
Jun 2025 -5,783 11,085 5,301
Jul 2025 -4,830 10,607 5,777
Aug 2025 -3,872 10,130 6,257
Sep 2025 -2,910 9,652 6,742
Oct 2025 -1,945 9,175 7,230
Nov 2025 -974 8,697 7,723
Dec 2025 0 8,220 8,220
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

Browse by Car Make