Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

 of Car Price
27 Jul 2010 (0 years, 3 months remaining)
(0 years, 3 months )

$23,881 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
PARF Car  (min PARF 50% of OMV)


Financial Commitment

Car Price
Monthly Installment
$7,052.15 /month for 0 years, 3 months (3 months) Information

Upfront Payment

Transfer Fee
Down Payment
$10,500 (30% of Car Price)
1st Installment
Total Upfront Payment

Loan Details

Total Loan
$24,500 Information
Total Interest
$156 Information
Total Sum Paid
$24,656 at the end of 0 years, 3 months (3 months)

Other Car Financial Details

$26,102 Information
ARF Paid
$23,881 Information
PARF Rebate
You get back $11,941 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
- Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Oct 2020 -14,026 12,376 -1,651
Nov 2020 -7,026 12,158 5,132
Dec 2020 0 11,941 11,941
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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