$108,888

Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

$
$
 of Car Price
11 Mar 2016 (5 years, 6 months remaining)
Months
(5 years, 6 months )
%

$21,756 Information
Based on this OMV and registration date, this car is eligible for minimum 30% down payment.
$50,089
PARF Car  (min PARF 50% of ARF)

Results

Financial Commitment

Car Price
$108,888
Monthly Installment
$1,152.13 /month for 5 years, 6 months (66 months) Information

Upfront Payment

Transfer Fee
$25
Down Payment
$32,666 (30% of Car Price)
1st Installment
$1,152.13
Total Upfront Payment
$33,843.53

Loan Details

Total Loan
$76,222 Information
Total Interest
$10,708 Information
Total Sum Paid
$86,930 at the end of 5 years, 6 months (66 months)

Other Car Financial Details

COE
$50,089 Information
ARF Paid
$22,458 Information
PARF Rebate
You get back $11,229 at the end of 10th year (PARF Rebate) Information
Annual Depreciation
$17,876 Information
Loan Redemption Amount Paper/Deregistration Value
Month Year
Loan Redemption
Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.
Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.
Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Oct 2020 -64,500 43,449 -21,052
Nov 2020 -63,663 43,031 -20,632
Dec 2020 -62,821 42,614 -20,207
Jan 2021 -61,974 42,196 -19,777
Feb 2021 -61,122 41,779 -19,343
Mar 2021 -60,265 41,362 -18,904
Apr 2021 -59,404 39,856 -19,547
May 2021 -58,537 39,439 -19,098
Jun 2021 -57,666 39,021 -18,645
Jul 2021 -56,790 38,604 -18,186
Aug 2021 -55,909 38,187 -17,722
Sep 2021 -55,023 37,769 -17,254
End Of Year 1 of Loan
Oct 2021 -54,133 37,352 -16,781
Nov 2021 -53,237 36,934 -16,303
Dec 2021 -52,337 36,517 -15,820
Jan 2022 -51,432 36,100 -15,332
Feb 2022 -50,522 35,682 -14,840
Mar 2022 -49,607 35,265 -14,342
Apr 2022 -48,687 33,760 -14,928
May 2022 -47,763 33,342 -14,421
Jun 2022 -46,833 32,925 -13,909
Jul 2022 -45,899 32,507 -13,392
Aug 2022 -44,960 32,090 -12,870
Sep 2022 -44,016 31,673 -12,344
End Of Year 2 of Loan
Oct 2022 -43,068 31,255 -11,812
Nov 2022 -42,114 30,838 -11,276
Dec 2022 -41,156 30,420 -10,735
Jan 2023 -40,192 30,003 -10,189
Feb 2023 -39,224 29,586 -9,639
Mar 2023 -38,251 29,168 -9,083
Apr 2023 -37,274 27,663 -9,611
May 2023 -36,291 27,245 -9,045
Jun 2023 -35,303 26,828 -8,475
Jul 2023 -34,311 26,411 -7,900
Aug 2023 -33,314 25,993 -7,321
Sep 2023 -32,312 25,576 -6,736
End Of Year 3 of Loan
Oct 2023 -31,305 25,158 -6,147
Nov 2023 -30,293 24,741 -5,552
Dec 2023 -29,277 24,324 -4,953
Jan 2024 -28,256 23,906 -4,349
Feb 2024 -27,229 23,489 -3,741
Mar 2024 -26,198 23,071 -3,127
Apr 2024 -25,162 21,566 -3,596
May 2024 -24,122 21,149 -2,973
Jun 2024 -23,076 20,731 -2,345
Jul 2024 -22,026 20,314 -1,712
Aug 2024 -20,970 19,897 -1,074
Sep 2024 -19,910 19,479 -431
End Of Year 4 of Loan
Oct 2024 -18,845 19,062 216
Nov 2024 -17,775 18,644 869
Dec 2024 -16,701 18,227 1,526
Jan 2025 -15,621 17,810 2,188
Feb 2025 -14,537 17,392 2,855
Mar 2025 -13,448 16,975 3,527
Apr 2025 -12,354 15,469 3,116
May 2025 -11,255 15,052 3,797
Jun 2025 -10,151 14,635 4,483
Jul 2025 -9,043 14,217 5,175
Aug 2025 -7,929 13,800 5,871
Sep 2025 -6,811 13,382 6,571
End Of Year 5 of Loan
Oct 2025 -5,688 12,965 7,277
Nov 2025 -4,560 12,548 7,988
Dec 2025 -3,427 12,130 8,703
Jan 2026 -2,290 11,713 9,423
Feb 2026 -1,147 11,295 10,148
Mar 2026 0 10,878 10,878
Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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