Kia Sportage 2.0 (A)

$22,800

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

21 Apr 2006 (0 years, 2 months remaining)

Loan Term

Months

(0 years, 2 months )

Interest Rate

COE:

$23,725

Car Category:

COE Car

Results

Financial Commitment

Car Price: $22,800
Monthly Installment: $8,019.63 /month for 0 years, 2 months (2 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $6,840 (30% of Car Price)
1st Installment: $8,019.63
Total Upfront Payment: $14,884.63

Loan Details

Total Loan: $15,960
Total Interest: $79
Total Sum Paid: $16,039 at the end of 0 years, 2 months (2 months)

Other Car Financial Details

COE: $23,725
ARF Paid: $19,791
PARF Rebate: You get back $9,896 at the end of 10th year (PARF Rebate)
Annual Depreciation: -

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Mar	2021	14,860	8,020	26	-7,993	0	198	198	-7,796
2.	Apr	2021	22,879	0	0	0	0	0	0	0	Loan Fully Paid Break Even

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Mar	2021	-7,993	198	-7,796
Apr	2021	0	0	0

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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