Bentley Continental Flying Spur 6.0 (A)

$488,000

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

30 Jan 2014 (2 years, 11 months remaining)

Loan Term

Months

(2 years, 11 months )

Interest Rate

OMV:

$212,513 Information

Based on this OMV and registration date, this car is eligible for minimum 40% down payment.

COE:

$83,000

Car Category:

PARF Car For car registered from March 2013, the minimum PARF rebate is 50% ARF.

(min PARF 50% of ARF)

Results

Financial Commitment

Car Price: $488,000
Monthly Installment: $9,092.83 /month for 2 years, 11 months (35 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $195,200 (40% of Car Price)
1st Installment: $9,092.83
Total Upfront Payment: $204,317.83

Loan Details

Total Loan: $292,800
Total Interest: $25,449
Total Sum Paid: $318,249 at the end of 2 years, 11 months (35 months)

Other Car Financial Details

COE: $83,000
ARF Paid: $354,523
PARF Rebate: You get back $177,262 at the end of 10th year (PARF Rebate)
Annual Depreciation: $106,496

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Mar	2021	204,293	309,156	24,035	-285,121	127,508	23,517	151,024	-134,097
2.	Apr	2021	213,386	300,064	22,662	-277,402	127,508	22,825	150,333	-127,069
3.	May	2021	222,479	290,971	21,329	-269,642	127,508	22,133	149,641	-120,001
4.	Jun	2021	231,571	281,878	20,036	-261,842	127,508	21,442	148,949	-112,892
5.	Jul	2021	240,664	272,785	18,784	-254,001	127,508	20,750	148,258	-105,743
6.	Aug	2021	249,757	263,692	17,572	-246,120	127,508	20,058	147,566	-98,554
7.	Sep	2021	258,850	254,599	16,401	-238,199	127,508	19,367	146,874	-91,324
8.	Oct	2021	267,943	245,507	15,270	-230,237	127,508	18,675	146,183	-84,054
9.	Nov	2021	277,036	236,414	14,179	-222,235	127,508	17,983	145,491	-76,744
10.	Dec	2021	286,128	227,321	13,129	-214,192	127,508	17,292	144,799	-69,393
11.	Jan	2022	295,221	218,228	12,119	-206,109	127,508	16,600	144,108	-62,002
12.	Feb	2022	304,314	209,135	11,149	-197,986	116,882	15,908	132,790	-65,196
End Of Year 1 of Loan
13.	Mar	2022	313,407	200,042	10,220	-189,822	116,882	15,217	132,099	-57,723
14.	Apr	2022	322,500	190,950	9,331	-181,618	116,882	14,525	131,407	-50,211
15.	May	2022	331,593	181,857	8,483	-173,374	116,882	13,833	130,715	-42,658
16.	Jun	2022	340,685	172,764	7,675	-165,089	116,882	13,142	130,024	-35,065
17.	Jul	2022	349,778	163,671	6,908	-156,763	116,882	12,450	129,332	-27,431
18.	Aug	2022	358,871	154,578	6,181	-148,398	116,882	11,758	128,640	-19,757
19.	Sep	2022	367,964	145,485	5,494	-139,992	116,882	11,067	127,949	-12,043
20.	Oct	2022	377,057	136,393	4,847	-131,545	116,882	10,375	127,257	-4,288
21.	Nov	2022	386,150	127,300	4,242	-123,058	116,882	9,683	126,565	3,507	Break Even
22.	Dec	2022	395,242	118,207	3,676	-114,531	116,882	8,992	125,874	11,343
23.	Jan	2023	404,335	109,114	3,151	-105,963	116,882	8,300	125,182	19,219
24.	Feb	2023	413,428	100,021	2,666	-97,355	106,257	7,608	113,865	16,510
End Of Year 2 of Loan
25.	Mar	2023	422,521	90,928	2,222	-88,707	106,257	6,917	113,173	24,467
26.	Apr	2023	431,614	81,836	1,818	-80,018	106,257	6,225	112,482	32,464
27.	May	2023	440,707	72,743	1,454	-71,288	106,257	5,533	111,790	40,501
28.	Jun	2023	449,799	63,650	1,131	-62,519	106,257	4,842	111,098	48,579
29.	Jul	2023	458,892	54,557	848	-53,709	106,257	4,150	110,407	56,698
30.	Aug	2023	467,985	45,464	606	-44,858	106,257	3,458	109,715	64,857
31.	Sep	2023	477,078	36,371	404	-35,967	106,257	2,767	109,023	73,056
32.	Oct	2023	486,171	27,279	242	-27,036	106,257	2,075	108,332	81,295
33.	Nov	2023	495,264	18,186	121	-18,064	106,257	1,383	107,640	89,575
34.	Dec	2023	504,356	9,093	40	-9,052	106,257	692	106,948	97,896
35.	Jan	2024	513,449	0	0	0	106,257	0	106,257	106,257	Loan Fully Paid

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Mar	2021	-285,121	151,024	-134,097
Apr	2021	-277,402	150,333	-127,069
May	2021	-269,642	149,641	-120,001
Jun	2021	-261,842	148,949	-112,892
Jul	2021	-254,001	148,258	-105,743
Aug	2021	-246,120	147,566	-98,554
Sep	2021	-238,199	146,874	-91,324
Oct	2021	-230,237	146,183	-84,054
Nov	2021	-222,235	145,491	-76,744
Dec	2021	-214,192	144,799	-69,393
Jan	2022	-206,109	144,108	-62,002
Feb	2022	-197,986	132,790	-65,196
End Of Year 1 of Loan
Mar	2022	-189,822	132,099	-57,723
Apr	2022	-181,618	131,407	-50,211
May	2022	-173,374	130,715	-42,658
Jun	2022	-165,089	130,024	-35,065
Jul	2022	-156,763	129,332	-27,431
Aug	2022	-148,398	128,640	-19,757
Sep	2022	-139,992	127,949	-12,043
Oct	2022	-131,545	127,257	-4,288
Nov	2022	-123,058	126,565	3,507
Dec	2022	-114,531	125,874	11,343
Jan	2023	-105,963	125,182	19,219
Feb	2023	-97,355	113,865	16,510
End Of Year 2 of Loan
Mar	2023	-88,707	113,173	24,467
Apr	2023	-80,018	112,482	32,464
May	2023	-71,288	111,790	40,501
Jun	2023	-62,519	111,098	48,579
Jul	2023	-53,709	110,407	56,698
Aug	2023	-44,858	109,715	64,857
Sep	2023	-35,967	109,023	73,056
Oct	2023	-27,036	108,332	81,295
Nov	2023	-18,064	107,640	89,575
Dec	2023	-9,052	106,948	97,896
Jan	2024	0	106,257	106,257

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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