Maserati GranTurismo MC Stradale 4.7 (A)

$288,000

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Used Car Loan Calculator

» Updated for MAS Restrictions on 26 May 2016

Car Price

Down Payment

of Car Price

Car Registration Date

19 Feb 2013 (2 years, 1 months remaining)

Loan Term

Months

(2 years, 1 months )

Interest Rate

OMV:

$136,058 Information

Based on this OMV and registration date, this car is eligible for minimum 40% down payment.

COE:

$92,901

Car Category:

PARF Car For car registered between March 2008 to February 2013, the minimum PARF rebate is at 50% of OMV.

(min PARF 50% of OMV)

Results

Financial Commitment

Car Price: $288,000
Monthly Installment: $7,341.12 /month for 2 years, 1 months (25 months)

Upfront Payment

Transfer Fee: $25
Down Payment: $115,200 (40% of Car Price)
1st Installment: $7,341.12
Total Upfront Payment: $122,566.12

Loan Details

Total Loan: $172,800
Total Interest: $10,728
Total Sum Paid: $183,528 at the end of 2 years, 1 months (25 months)

Other Car Financial Details

COE: $92,901
ARF Paid: $136,058
PARF Rebate: You get back $68,029 at the end of 10th year (PARF Rebate)
Annual Depreciation: $106,655

				Loan Redemption Amount			Paper/Deregistration Value
No	Month	Year	Paid so far The amount paid so far, consisting of desposit and total installment paid.	Outstanding Loan Outstanding loan amount owing to bank/financing company.	Interest Rebate The amount of interest rebate as a result of early settlement of loan. This is based on the Rule of 78.	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	PARF Rebate Based on tiered rate of the Aditional Registration Fee (ARF). The ARF is based on the OMV of the vehicle.	COE Rebate Based on pro-rated value of the Quota Premium paid.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.	Remarks
1.	Feb	2021	122,541	176,187	9,903	-166,284	81,635	18,580	100,215	-66,069
2.	Mar	2021	129,882	168,846	9,111	-159,735	74,832	17,806	92,638	-67,097
3.	Apr	2021	137,223	161,505	8,351	-153,153	74,832	17,032	91,864	-61,290
4.	May	2021	144,564	154,164	7,625	-146,538	74,832	16,258	91,090	-55,449
5.	Jun	2021	151,906	146,822	6,932	-139,890	74,832	15,484	90,315	-49,575
6.	Jul	2021	159,247	139,481	6,272	-133,210	74,832	14,709	89,541	-43,668
7.	Aug	2021	166,588	132,140	5,645	-126,496	74,832	13,935	88,767	-37,729
8.	Sep	2021	173,929	124,799	5,050	-119,749	74,832	13,161	87,993	-31,756
9.	Oct	2021	181,270	117,458	4,489	-112,969	74,832	12,387	87,219	-25,750
10.	Nov	2021	188,611	110,117	3,961	-106,156	74,832	11,613	86,445	-19,711
11.	Dec	2021	195,952	102,776	3,466	-99,310	74,832	10,838	85,670	-13,639
12.	Jan	2022	203,293	95,435	3,004	-92,431	74,832	10,064	84,896	-7,535
End Of Year 1 of Loan
13.	Feb	2022	210,635	88,093	2,575	-85,519	74,832	9,290	84,122	-1,397
14.	Mar	2022	217,976	80,752	2,179	-78,574	68,029	8,516	76,545	-2,029
15.	Apr	2022	225,317	73,411	1,816	-71,596	68,029	7,742	75,771	4,175	Break Even
16.	May	2022	232,658	66,070	1,485	-64,585	68,029	6,968	74,997	10,412
17.	Jun	2022	239,999	58,729	1,188	-57,541	68,029	6,193	74,222	16,682
18.	Jul	2022	247,340	51,388	924	-50,464	68,029	5,419	73,448	22,985
19.	Aug	2022	254,681	44,047	693	-43,354	68,029	4,645	72,674	29,321
20.	Sep	2022	262,022	36,706	495	-36,210	68,029	3,871	71,900	35,689
21.	Oct	2022	269,364	29,364	330	-29,034	68,029	3,097	71,126	42,091
22.	Nov	2022	276,705	22,023	198	-21,825	68,029	2,323	70,352	48,526
23.	Dec	2022	284,046	14,682	99	-14,583	68,029	1,548	69,577	54,994
24.	Jan	2023	291,387	7,341	33	-7,308	68,029	774	68,803	61,495
End Of Year 2 of Loan
25.	Feb	2023	298,728	0	0	0	68,029	0	68,029	68,029	Loan Fully Paid

Loan Redemption Amount			Paper/Deregistration Value
Month	Year	Loan Redemption Amount The amount to pay out to the bank upon the early settlement of loan. It is the oustanding minus the loan redemption.	Dereg Value Total value of PARF and COE Rebate, also known as 'Paper Value'.	Cash Position The cash balance of the car upon loan settlement and car degistration. If this value started to be greater than 0, it is commonly known as 'Break Even'.
Feb	2021	-166,284	100,215	-66,069
Mar	2021	-159,735	92,638	-67,097
Apr	2021	-153,153	91,864	-61,290
May	2021	-146,538	91,090	-55,449
Jun	2021	-139,890	90,315	-49,575
Jul	2021	-133,210	89,541	-43,668
Aug	2021	-126,496	88,767	-37,729
Sep	2021	-119,749	87,993	-31,756
Oct	2021	-112,969	87,219	-25,750
Nov	2021	-106,156	86,445	-19,711
Dec	2021	-99,310	85,670	-13,639
Jan	2022	-92,431	84,896	-7,535
End Of Year 1 of Loan
Feb	2022	-85,519	84,122	-1,397
Mar	2022	-78,574	76,545	-2,029
Apr	2022	-71,596	75,771	4,175
May	2022	-64,585	74,997	10,412
Jun	2022	-57,541	74,222	16,682
Jul	2022	-50,464	73,448	22,985
Aug	2022	-43,354	72,674	29,321
Sep	2022	-36,210	71,900	35,689
Oct	2022	-29,034	71,126	42,091
Nov	2022	-21,825	70,352	48,526
Dec	2022	-14,583	69,577	54,994
Jan	2023	-7,308	68,803	61,495
End Of Year 2 of Loan
Feb	2023	0	68,029	68,029

Disclaimer: The Car Loan Calculator is used as a guide to help you to get a better sense of your financial commitments when buying a car. It does not warrant the accuracy, adequacy or completeness of the figures presented. Oneshift.com expressly disclaims liability for errors or omissions.

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